NTWK (NETSOL Technologies) Moat Score: 4/10 (As of Aug. 29, 2026)

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NTWK NETSOL Technologies Inc NTWK
69 GF Score
Price $4.13
GF Value $3.16
Valuation Significantly Overvalued
! 5 Warning Signs
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What is NETSOL Technologies Moat Score?

NETSOL Technologies NTWK +2.74% 69 Moat Score is 4 as of Aug. 29, 2026. GuruFocus rates NTWK with a GF Score™ of 69/100 and a GF Value™ of $3.16 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,831 Software companies, NETSOL Technologies ranks better than 90.11% on this metric.

NETSOL Technologies has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

NETSOL Technologies has Narrow Moat: NETSOL Technologies Inc has a discernible but modest moat due to its niche market position and some customer switching costs. However, it lacks strong brand strength, regulatory barriers, and significant intellectual property to elevate it to a stronger narrow moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes NETSOL Technologies might have Narrow Moat - Discernible but modest moat.

NETSOL Technologies  (NAS:NTWK) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

NETSOL Technologies Moat Score Related Terms

NTWK vs ATHR, NXTT, INVU: Moat Score Comparison

For the Software - Application subindustry, NETSOL Technologies's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NETSOL Technologies Moat Score vs Software Industry

For the Software industry and Technology sector, NETSOL Technologies's Moat Score distribution charts can be found below:

* The bar in red indicates where NETSOL Technologies's Moat Score falls into.


NTWK
69GF Score
NETSOL Technologies Inc NTWK
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
NETSOL Technologies (NTWK) has a Moat Score of 4 as of Aug. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, NETSOL Technologies ranks #280 out of 2831 companies in the Software industry, placing it in the top 9.9%.
Is NETSOL Technologies' Moat Score too high?
NETSOL Technologies' current Moat Score is 4. Based on the distribution chart, NETSOL Technologies ranks #280 out of 2831 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, NETSOL Technologies has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NETSOL Technologies' Moat Score compare to ATHR and NXTT?
According to the Software industry distribution chart, NETSOL Technologies ranks #280 out of 2831 companies for Moat Score. This places NETSOL Technologies in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. NETSOL Technologies's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NETSOL Technologies stock overvalued right now?
Based on GuruFocus' analysis, NETSOL Technologies (NTWK) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.16, compared to a current price of $4.13 — trading 30.7% above its estimated fair value. The current Moat Score is 4. NETSOL Technologies' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For NETSOL Technologies (NTWK), the current Moat Score is 4 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NETSOL Technologies (NTWK) Overvalued in 2026?

Based on GuruFocus' analysis, NETSOL Technologies stock appears to be overvalued. The current stock price of $4.13 is trading 30.7% above its estimated GF Value™ of $3.16. GuruFocus considers NETSOL Technologies to be Significantly Overvalued.

Key valuation signals for NTWK:

  • Moat Score: 4
  • GF Value™: $3.16 vs. price of $4.13 (30.7% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the NTWK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NETSOL Technologies Business Description

Address 16000 Ventura Boulevard, Suite 770, Encino, CA, USA, 91436
NETSOL Technologies Inc is an information technology and enterprise software solutions provider to original equipment manufacturers (OEMs), dealerships, and financial institutions to sell, finance, and lease assets. The firm's products include Transcend Retail, Transcend Finance, Transcend Marketplace, Transcend Consultancy, and Transcend AI Labs, catering to its customers in the different stages of how assets are sold, financed, and leased. Its primary sources of revenue are licensing, subscriptions, modification, enhancement, and support of its suite of financial applications offered to businesses in the finance and leasing space, as well as automotive digital retail. The company has three reportable segments: Asia-Pacific, its key revenue-generating market, North America, and Europe.
69GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.13
Price
$3.16
GF Value