iPeople (PHS:IPO) Cyclically Adjusted PB Ratio: 0.56 (As of Jul. 14, 2026) — 31% Below Median

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PHS:IPO iPeople Inc PHS:IPO
84 GF Score
Price ₱7.02
GF Value ₱8.13
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is iPeople Cyclically Adjusted PB Ratio?

iPeople PHS:IPO -3.17% 84 Cyclically Adjusted PB Ratio is 0.56 as of Jul. 14, 2026, which is 31% below its 10-year median of 0.81. GuruFocus rates PHS:IPO with a GF Score™ of 84/100 and a GF Value™ of ₱8.13 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 165 Education companies, iPeople ranks better than 69.09% on this metric.

As of today (2026-07-14), iPeople's current share price is ₱7.02. iPeople's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₱12.43. iPeople's Cyclically Adjusted PB Ratio for today is 0.56.

The historical rank and industry rank for iPeople's Cyclically Adjusted PB Ratio or its related term are showing as below:

PHS:IPO' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.48   Med: 0.81   Max: 2.27
Current: 0.58

During the past years, iPeople's highest Cyclically Adjusted PB Ratio was 2.27. The lowest was 0.48. And the median was 0.81.

PHS:IPO's Cyclically Adjusted PB Ratio is ranked better than
69.09% of 165 companies
in the Education industry
Industry Median: 1.11 vs PHS:IPO: 0.58

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

iPeople's adjusted book value per share data for the three months ended in Mar. 2026 was ₱17.599. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₱12.43 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


iPeople  (PHS:IPO) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


iPeople Cyclically Adjusted PB Ratio Related Terms


iPeople Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for iPeople's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iPeople Cyclically Adjusted PB Ratio Chart

iPeople Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.77 0.74 0.62 0.50

iPeople Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.53 0.53 0.49 0.50 0.57

PHS:IPO vs EDU, TAL, LAUR: Cyclically Adjusted PB Ratio Comparison

For the Education & Training Services subindustry, iPeople's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iPeople Cyclically Adjusted PB Ratio vs Education Industry

For the Education industry and Consumer Defensive sector, iPeople's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where iPeople's Cyclically Adjusted PB Ratio falls into.


PHS:IPO
84GF Score
iPeople Inc PHS:IPO
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

iPeople Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

iPeople's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=7.02/12.43
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iPeople's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, iPeople's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=17.599/330.2130*330.2130
=17.599

Current CPI (Mar. 2026) = 330.2130.

iPeople Quarterly Data

Book Value per Share CPI Adj_Book
201606 6.307 241.018 8.641
201609 6.501 241.428 8.892
201612 6.899 241.432 9.436
201703 7.020 243.801 9.508
201706 7.021 244.955 9.465
201709 7.142 246.819 9.555
201712 7.543 246.524 10.104
201803 7.608 249.554 10.067
201806 7.499 251.989 9.827
201809 7.576 252.439 9.910
201812 8.010 251.233 10.528
201903 8.082 254.202 10.499
201906 8.731 256.143 11.256
201909 8.919 256.759 11.471
201912 9.107 256.974 11.703
202003 9.188 258.115 11.754
202006 9.085 257.797 11.637
202009 9.145 260.280 11.602
202012 9.818 260.474 12.447
202103 9.983 264.877 12.445
202106 10.044 271.696 12.207
202109 10.185 274.310 12.261
202112 10.409 278.802 12.328
202203 10.596 287.504 12.170
202206 10.577 296.311 11.787
202209 10.810 296.808 12.027
202212 11.914 296.797 13.255
202303 11.958 301.836 13.082
202306 11.989 305.109 12.975
202309 12.088 307.789 12.969
202312 14.133 306.746 15.214
202403 14.409 312.332 15.234
202406 14.329 314.175 15.060
202409 14.503 315.301 15.189
202412 15.650 315.605 16.374
202503 15.977 319.799 16.497
202506 15.810 322.561 16.185
202509 16.168 324.800 16.437
202512 17.239 324.054 17.567
202603 17.599 330.213 17.599

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.56 mean?
iPeople (PHS:IPO) has a Cyclically Adjusted PB Ratio of 0.56 as of Jul. 14, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on iPeople and its competitors. This is 31% below median its historical median of 0.81. Over the past decade, iPeople's Cyclically Adjusted PB Ratio has ranged from 0.48 to 2.27. According to the industry distribution chart, iPeople ranks #51 out of 165 companies in the Education industry, placing it in the top 30.9%.
Is iPeople's Cyclically Adjusted PB Ratio too high?
iPeople's current Cyclically Adjusted PB Ratio of 0.56 is 31% below median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 2.27. The Education industry median Cyclically Adjusted PB Ratio is 1.11. iPeople's value of 0.56 is 49.5% below this industry median. Based on the distribution chart, iPeople ranks #51 out of 165 companies in the Education industry, which is above the industry midpoint. Overall, iPeople has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does iPeople's Cyclically Adjusted PB Ratio compare to EDU and TAL?
According to the Education industry distribution chart, iPeople ranks #51 out of 165 companies for Cyclically Adjusted PB Ratio. This puts iPeople in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.11. iPeople's value of 0.56 is 49.5% below this benchmark. Historically, iPeople's own Cyclically Adjusted PB Ratio has ranged from 0.48 to 2.27 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 1.11, iPeople has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Education company?
The median Cyclically Adjusted PB Ratio among Education companies is 1.11, based on 165 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iPeople's current Cyclically Adjusted PB Ratio of 0.56 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on iPeople and its competitors. For the Education industry, the median Cyclically Adjusted PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iPeople's current Cyclically Adjusted PB Ratio is 0.56, which is 31% below median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iPeople stock overvalued right now?
Based on GuruFocus' analysis, iPeople (PHS:IPO) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱8.13, compared to a current price of ₱7.02 — trading 13.7% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.56, which is 31% below median its 10-year median of 0.81 and 49.5% below the Education industry median of 1.11. iPeople's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For iPeople (PHS:IPO), the current Cyclically Adjusted PB Ratio is 0.56 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iPeople (PHS:IPO) Overvalued in 2026?

Based on GuruFocus' analysis, iPeople stock appears to be undervalued. The current stock price of ₱7.02 is trading 13.7% below its estimated GF Value™ of ₱8.13. GuruFocus considers iPeople to be Modestly Undervalued.

Key valuation signals for PHS:IPO:

  • Cyclically Adjusted PB Ratio: 0.56 (31% below median its 10-year median of 0.81)
  • GF Value™: ₱8.13 vs. price of ₱7.02 (13.7% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 49.5% below the Education median (#51 of 165)

No single metric tells the full story. See the PHS:IPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iPeople Business Description

Address 1191 Pablo Ocampo, Sr. Extension Avenue, 8 th Floor, Mapua University Makati Campus, Makati City, PHL, 1205
iPeople Inc is a holding and management company that drives investments in the education sector with its subsidiary.
84GF Score

Get the complete analysis for PHS:IPO

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱7.02
Price
₱8.13
GF Value