Fukushima Bank (TSE:8562) Cyclically Adjusted PB Ratio: 0.29 (As of Aug. 09, 2026) — 53% Above Median

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TSE:8562 Fukushima Bank Ltd TSE:8562
55 GF Score
Price 円349.00
GF Value 円201.06
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Fukushima Bank Cyclically Adjusted PB Ratio?

Fukushima Bank TSE:8562 -0.57% 55 Cyclically Adjusted PB Ratio is 0.29 as of Aug. 09, 2026, which is 53% above its 10-year median of 0.19. GuruFocus rates TSE:8562 with a GF Score™ of 55/100 and a GF Value™ of 円201.06 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,287 Banks companies, Fukushima Bank ranks better than 95.18% on this metric.

As of today (2026-08-09), Fukushima Bank's current share price is 円349.00. Fukushima Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was 円1,188.66. Fukushima Bank's Cyclically Adjusted PB Ratio for today is 0.29.

The historical rank and industry rank for Fukushima Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

TSE:8562' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.19   Max: 0.81
Current: 0.29

During the past years, Fukushima Bank's highest Cyclically Adjusted PB Ratio was 0.81. The lowest was 0.12. And the median was 0.19.

TSE:8562's Cyclically Adjusted PB Ratio is ranked better than
95.18% of 1287 companies
in the Banks industry
Industry Median: 1.28 vs TSE:8562: 0.29

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Fukushima Bank's adjusted book value per share data for the three months ended in Mar. 2026 was 円681.980. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円1,188.66 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Fukushima Bank  (TSE:8562) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Fukushima Bank Cyclically Adjusted PB Ratio Related Terms


Fukushima Bank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Fukushima Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fukushima Bank Cyclically Adjusted PB Ratio Chart

Fukushima Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.18 0.24 0.18 0.31

Fukushima Bank Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.17 0.20 0.22 0.31

Fukushima Bank Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Fukushima Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fukushima Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fukushima Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fukushima Bank's Cyclically Adjusted PB Ratio falls into.


TSE:8562
55GF Score
Fukushima Bank Ltd TSE:8562
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fukushima Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Fukushima Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=349.00/1188.66
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fukushima Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Fukushima Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=681.98/112.7000*112.7000
=681.980

Current CPI (Mar. 2026) = 112.7000.

Fukushima Bank Quarterly Data

Book Value per Share CPI Adj_Book
201512 1,427.372 98.100 1,639.805
201603 1,430.306 97.900 1,646.532
201606 1,355.107 98.100 1,556.784
201609 1,376.518 98.000 1,582.996
201612 1,396.318 98.400 1,599.238
201703 1,376.257 98.100 1,581.082
201706 1,360.997 98.500 1,557.202
201709 1,399.948 98.800 1,596.904
201712 1,407.042 99.400 1,595.308
201803 1,281.313 99.200 1,455.685
201806 1,271.184 99.200 1,444.178
201809 1,236.182 99.900 1,394.572
201812 1,178.606 99.700 1,332.286
201903 1,221.091 99.700 1,380.310
201906 1,230.937 99.800 1,390.046
201909 1,239.413 100.100 1,395.423
201912 1,221.569 100.500 1,369.859
202003 964.328 100.300 1,083.547
202006 1,011.510 99.900 1,141.113
202009 1,030.204 99.900 1,162.202
202012 1,052.509 99.300 1,194.539
202103 1,055.083 99.900 1,190.269
202106 1,064.129 99.500 1,205.300
202109 1,064.448 100.100 1,198.434
202112 1,063.090 100.100 1,196.906
202203 973.119 101.100 1,084.773
202206 884.393 101.800 979.087
202209 841.752 103.100 920.130
202212 821.769 104.100 889.658
202303 862.756 104.400 931.347
202306 870.237 105.200 932.279
202309 830.759 106.200 881.606
202312 861.085 106.800 908.654
202403 891.614 107.200 937.359
202409 720.873 108.900 746.027
202503 685.631 111.100 695.505
202506 677.430 111.700 683.495
202509 690.583 112.000 694.899
202512 691.079 113.000 689.244
202603 681.980 112.700 681.980

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.29 mean?
Fukushima Bank (TSE:8562) has a Cyclically Adjusted PB Ratio of 0.29 as of Aug. 09, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Fukushima Bank and its competitors. This is 53% above median its historical median of 0.19. Over the past decade, Fukushima Bank's Cyclically Adjusted PB Ratio has ranged from 0.12 to 0.81. According to the industry distribution chart, Fukushima Bank ranks #62 out of 1287 companies in the Banks industry, placing it in the top 4.8%.
Is Fukushima Bank's Cyclically Adjusted PB Ratio too high?
Fukushima Bank's current Cyclically Adjusted PB Ratio of 0.29 is 53% above median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.81. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Fukushima Bank's value of 0.29 is 77.3% below this industry median. Based on the distribution chart, Fukushima Bank ranks #62 out of 1287 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Fukushima Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fukushima Bank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Fukushima Bank ranks #62 out of 1287 companies for Cyclically Adjusted PB Ratio. This places Fukushima Bank in the top 5% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.28. Fukushima Bank's value of 0.29 is 77.3% below this benchmark. Historically, Fukushima Bank's own Cyclically Adjusted PB Ratio has ranged from 0.12 to 0.81 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 1.28, Fukushima Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,287 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fukushima Bank's current Cyclically Adjusted PB Ratio of 0.29 is 77.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Fukushima Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fukushima Bank's current Cyclically Adjusted PB Ratio is 0.29, which is 53% above median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fukushima Bank stock overvalued right now?
Based on GuruFocus' analysis, Fukushima Bank (TSE:8562) is currently considered Significantly Overvalued. The stock's GF Value™ is 円201.06, compared to a current price of 円349.00 — trading 73.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.29, which is 53% above median its 10-year median of 0.19 and 77.3% below the Banks industry median of 1.28. Fukushima Bank's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Fukushima Bank (TSE:8562), the current Cyclically Adjusted PB Ratio is 0.29 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fukushima Bank (TSE:8562) Overvalued in 2026?

Based on GuruFocus' analysis, Fukushima Bank stock appears to be overvalued. The current stock price of 円349.00 is trading 73.6% above its estimated GF Value™ of 円201.06. GuruFocus considers Fukushima Bank to be Significantly Overvalued.

Key valuation signals for TSE:8562:

  • Cyclically Adjusted PB Ratio: 0.29 (53% above median its 10-year median of 0.19)
  • GF Value™: 円201.06 vs. price of 円349.00 (73.6% above fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 77.3% below the Banks median (#62 of 1287)

No single metric tells the full story. See the TSE:8562 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fukushima Bank Business Description

Address 2-5 Bansei-cho, Fukushima, JPN, 960-8625
Fukushima Bank Ltd is a Japan-based company engaged in providing banking and financial services. It provides general banking services like accepting deposits and granting loans. It is also involved in the leasing business.
55GF Score

Get the complete analysis for TSE:8562

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円349.00
Price
円201.06
GF Value