Fukushima Bank (TSE:8562) Debt-to-Equity: 0.06 (As of Mar. 2026) — 81% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8562 Fukushima Bank Ltd TSE:8562
46 GF Score
Price 円373.00
GF Value 円199.79
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Fukushima Bank Debt-to-Equity?

Fukushima Bank TSE:8562 -2.10% 46 Debt-to-Equity is 0.06 as of Mar. 2026, which is 81% below its 10-year median of 0.31. GuruFocus rates TSE:8562 with a GF Score™ of 46/100 and a GF Value™ of 円199.79 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,410 Banks companies, Fukushima Bank ranks better than 92.27% on this metric.

Fukushima Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円0 Mil. Fukushima Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円1,493 Mil. Fukushima Bank's Total Stockholders Equity for the quarter that ended in Mar. 2026 was 円23,782 Mil. Fukushima Bank's debt to equity for the quarter that ended in Mar. 2026 was 0.06.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Fukushima Bank's Debt-to-Equity or its related term are showing as below:

TSE:8562' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06   Med: 0.31   Max: 1.97
Current: 0.07

During the past 13 years, the highest Debt-to-Equity Ratio of Fukushima Bank was 1.97. The lowest was 0.06. And the median was 0.31.

TSE:8562's Debt-to-Equity is ranked better than
92.27% of 1410 companies
in the Banks industry
Industry Median: 0.58 vs TSE:8562: 0.07

Fukushima Bank  (TSE:8562) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Fukushima Bank Debt-to-Equity Related Terms


Fukushima Bank Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Fukushima Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fukushima Bank Debt-to-Equity Chart

Fukushima Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.31 1.97 0.09 0.09 0.06

Fukushima Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.09 0.06 0.06 0.07

Fukushima Bank Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Fukushima Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fukushima Bank Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Fukushima Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Fukushima Bank's Debt-to-Equity falls into.


TSE:8562
46GF Score
Fukushima Bank Ltd TSE:8562
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fukushima Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Fukushima Bank's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Fukushima Bank's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.06 mean?
Fukushima Bank (TSE:8562) has a Debt-to-Equity of 0.06 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fukushima Bank and its competitors. This is 81% below median its historical median of 0.31. Over the past decade, Fukushima Bank's Debt-to-Equity has ranged from 0.06 to 1.97. According to the industry distribution chart, Fukushima Bank ranks #109 out of 1410 companies in the Banks industry, placing it in the top 7.7%.
Is Fukushima Bank's Debt-to-Equity too high?
Fukushima Bank's current Debt-to-Equity of 0.06 is 81% below median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.97. The Banks industry median Debt-to-Equity is 0.58. Fukushima Bank's value of 0.06 is 89.7% below this industry median. Based on the distribution chart, Fukushima Bank ranks #109 out of 1410 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Fukushima Bank has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fukushima Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Fukushima Bank ranks #109 out of 1410 companies for Debt-to-Equity. This places Fukushima Bank in the top 8% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Fukushima Bank's value of 0.06 is 89.7% below this benchmark. Historically, Fukushima Bank's own Debt-to-Equity has ranged from 0.06 to 1.97 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.58, Fukushima Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fukushima Bank's current Debt-to-Equity of 0.06 is 89.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Fukushima Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fukushima Bank's current Debt-to-Equity is 0.06, which is 81% below median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fukushima Bank stock overvalued right now?
Based on GuruFocus' analysis, Fukushima Bank (TSE:8562) is currently considered Significantly Overvalued. The stock's GF Value™ is 円199.79, compared to a current price of 円373.00 — trading 86.7% above its estimated fair value. The current Debt-to-Equity is 0.06, which is 81% below median its 10-year median of 0.31 and 89.7% below the Banks industry median of 0.58. Fukushima Bank's overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Fukushima Bank (TSE:8562), the current Debt-to-Equity is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fukushima Bank (TSE:8562) Overvalued in 2026?

Based on GuruFocus' analysis, Fukushima Bank stock appears to be overvalued. The current stock price of 円373.00 is trading 86.7% above its estimated GF Value™ of 円199.79. GuruFocus considers Fukushima Bank to be Significantly Overvalued.

Key valuation signals for TSE:8562:

  • Debt-to-Equity: 0.06 (81% below median its 10-year median of 0.31)
  • GF Value™: 円199.79 vs. price of 円373.00 (86.7% above fair value)
  • GF Score™: 46/100 with 5 warning signs
  • Industry Position: 89.7% below the Banks median (#109 of 1410)

No single metric tells the full story. See the TSE:8562 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fukushima Bank Business Description

Address 2-5 Bansei-cho, Fukushima, JPN, 960-8625
Fukushima Bank Ltd is a Japan-based company engaged in providing banking and financial services. It provides general banking services like accepting deposits and granting loans. It is also involved in the leasing business.
46GF Score

Get the complete analysis for TSE:8562

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円373.00
Price
円199.79
GF Value