Currency Exchange International (TSX:CXI) Cyclically Adjusted PB Ratio: 1.75 (As of Aug. 07, 2026) — 23% Above Median

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TSX:CXI Currency Exchange International Corp TSX:CXI
77 GF Score
Price C$30.00
GF Value C$26.28
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Currency Exchange International Cyclically Adjusted PB Ratio?

Currency Exchange International TSX:CXI -0.07% 77 Cyclically Adjusted PB Ratio is 1.75 as of Aug. 07, 2026, which is 23% above its 10-year median of 1.42. GuruFocus rates TSX:CXI with a GF Score™ of 77/100 and a GF Value™ of C$26.28 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 609 Capital Markets companies, Currency Exchange International ranks worse than 57.64% on this metric.

As of today (2026-08-07), Currency Exchange International's current share price is C$30.00. Currency Exchange International's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was C$17.18. Currency Exchange International's Cyclically Adjusted PB Ratio for today is 1.75.

The historical rank and industry rank for Currency Exchange International's Cyclically Adjusted PB Ratio or its related term are showing as below:

TSX:CXI' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.93   Med: 1.42   Max: 1.96
Current: 1.69

During the past years, Currency Exchange International's highest Cyclically Adjusted PB Ratio was 1.96. The lowest was 0.93. And the median was 1.42.

TSX:CXI's Cyclically Adjusted PB Ratio is ranked worse than
57.64% of 609 companies
in the Capital Markets industry
Industry Median: 1.29 vs TSX:CXI: 1.69

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Currency Exchange International's adjusted book value per share data for the three months ended in Apr. 2026 was C$19.791. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is C$17.18 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Currency Exchange International  (TSX:CXI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Currency Exchange International Cyclically Adjusted PB Ratio Related Terms


Currency Exchange International Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Currency Exchange International's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currency Exchange International Cyclically Adjusted PB Ratio Chart

Currency Exchange International Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.40 1.39 1.62 1.44

Currency Exchange International Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.21 1.44 1.57 1.46

TSX:CXI vs BMHL, WTF, NAKA: Cyclically Adjusted PB Ratio Comparison

For the Capital Markets subindustry, Currency Exchange International's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Currency Exchange International Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Currency Exchange International's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Currency Exchange International's Cyclically Adjusted PB Ratio falls into.


TSX:CXI
77GF Score
Currency Exchange International Corp TSX:CXI
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Currency Exchange International Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Currency Exchange International's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=30.00/17.18
=1.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Currency Exchange International's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Currency Exchange International's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book=Book Value per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=19.791/333.0200*333.0200
=19.791

Current CPI (Apr. 2026) = 333.0200.

Currency Exchange International Quarterly Data

Book Value per Share CPI Adj_Book
201607 10.695 240.628 14.801
201610 10.962 241.729 15.102
201701 11.026 242.839 15.121
201704 11.234 244.524 15.300
201707 11.298 244.786 15.370
201710 11.372 246.663 15.353
201801 11.472 247.867 15.413
201804 11.748 250.546 15.615
201807 12.654 252.006 16.722
201810 12.728 252.885 16.761
201901 12.997 251.712 17.195
201904 13.145 255.548 17.130
201907 13.372 256.571 17.356
201910 13.637 257.346 17.647
202001 13.533 257.971 17.470
202004 13.789 256.389 17.910
202007 12.932 259.101 16.621
202010 11.998 260.388 15.345
202101 11.314 261.582 14.404
202104 11.008 267.054 13.727
202107 11.001 273.003 13.419
202110 11.245 276.589 13.539
202201 11.674 281.148 13.828
202204 11.965 289.109 13.782
202207 13.210 296.276 14.848
202210 14.757 298.012 16.491
202301 14.900 299.170 16.586
202304 15.300 303.363 16.796
202307 15.909 305.691 17.331
202310 16.862 307.671 18.251
202401 16.754 308.417 18.090
202404 17.008 313.548 18.064
202407 17.849 314.540 18.898
202410 17.243 315.664 18.191
202501 18.143 317.671 19.020
202504 17.995 320.795 18.681
202507 18.496 323.048 19.067
202510 19.312 0.000
202601 19.322 325.252 19.783
202604 19.791 333.020 19.791

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.75 mean?
Currency Exchange International (TSX:CXI) has a Cyclically Adjusted PB Ratio of 1.75 as of Aug. 07, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Currency Exchange International and its competitors. This is 23% above median its historical median of 1.42. Over the past decade, Currency Exchange International's Cyclically Adjusted PB Ratio has ranged from 0.93 to 1.96. According to the industry distribution chart, Currency Exchange International ranks #351 out of 609 companies in the Capital Markets industry, placing it in the top 57.6%.
Is Currency Exchange International's Cyclically Adjusted PB Ratio too high?
Currency Exchange International's current Cyclically Adjusted PB Ratio of 1.75 is 23% above median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 1.96. The Capital Markets industry median Cyclically Adjusted PB Ratio is 1.29. Currency Exchange International's value of 1.75 is 35.7% above this industry median. Based on the distribution chart, Currency Exchange International ranks #351 out of 609 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Currency Exchange International has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Currency Exchange International's Cyclically Adjusted PB Ratio compare to BMHL and WTF?
According to the Capital Markets industry distribution chart, Currency Exchange International ranks #351 out of 609 companies for Cyclically Adjusted PB Ratio. This places Currency Exchange International in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.29. Currency Exchange International's value of 1.75 is 35.7% above this benchmark. Historically, Currency Exchange International's own Cyclically Adjusted PB Ratio has ranged from 0.93 to 1.96 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 1.29, Currency Exchange International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Capital Markets company?
The median Cyclically Adjusted PB Ratio among Capital Markets companies is 1.29, based on 609 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Currency Exchange International's current Cyclically Adjusted PB Ratio of 1.75 is 35.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Currency Exchange International and its competitors. For the Capital Markets industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Currency Exchange International's current Cyclically Adjusted PB Ratio is 1.75, which is 23% above median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Currency Exchange International stock overvalued right now?
Based on GuruFocus' analysis, Currency Exchange International (TSX:CXI) is currently considered Modestly Overvalued. The stock's GF Value™ is C$26.28, compared to a current price of C$30.00 — trading 14.2% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.75, which is 23% above median its 10-year median of 1.42 and 35.7% above the Capital Markets industry median of 1.29. Currency Exchange International's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Currency Exchange International (TSX:CXI), the current Cyclically Adjusted PB Ratio is 1.75 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Currency Exchange International (TSX:CXI) Overvalued in 2026?

Based on GuruFocus' analysis, Currency Exchange International stock appears to be overvalued. The current stock price of C$30.00 is trading 14.2% above its estimated GF Value™ of C$26.28. GuruFocus considers Currency Exchange International to be Modestly Overvalued.

Key valuation signals for TSX:CXI:

  • Cyclically Adjusted PB Ratio: 1.75 (23% above median its 10-year median of 1.42)
  • GF Value™: C$26.28 vs. price of C$30.00 (14.2% above fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 35.7% above the Capital Markets median (#351 of 609)

No single metric tells the full story. See the TSX:CXI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Currency Exchange International Business Description

Other Exchanges CURN:USA
Address 6649 Westwood Boulevard, Suite 250, Orlando, FL, USA, 32821
Currency Exchange International Corp operates as a money services and payments business, providing currency exchange, wire transfer, and cheque-cashing services at its locations in the United States. The Company has determined that it has three operating segments within its continuing operations: CXI Wholesale Banknotes, CXI Payments, and CXI Direct-to-Consumer. The Company earns maximum revenue from wholesale banknotes.
77GF Score

Get the complete analysis for TSX:CXI

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$30.00
Price
C$26.28
GF Value