Union Catalana de Valores (XMAD:UNC) Cyclically Adjusted PB Ratio: 0.21 (As of Jul. 17, 2026)

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What is Union Catalana de Valores Cyclically Adjusted PB Ratio?

Union Catalana de Valores XMAD:UNC Cyclically Adjusted PB Ratio is 0.21 as of Jul. 17, 2026.

As of today (2026-07-17), Union Catalana de Valores's current share price is €36.00. Union Catalana de Valores's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec24 was €169.12. Union Catalana de Valores's Cyclically Adjusted PB Ratio for today is 0.21.

The historical rank and industry rank for Union Catalana de Valores's Cyclically Adjusted PB Ratio or its related term are showing as below:

XMAD:UNC's Cyclically Adjusted PB Ratio is not ranked *
in the Real Estate industry.
Industry Median: 0.71
* Ranked among companies with meaningful Cyclically Adjusted PB Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Union Catalana de Valores's adjusted book value per share data of for the fiscal year that ended in Dec24 was €138.008. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €169.12 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Union Catalana de Valores  (XMAD:UNC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Union Catalana de Valores Cyclically Adjusted PB Ratio Related Terms


Union Catalana de Valores Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Union Catalana de Valores's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Catalana de Valores Cyclically Adjusted PB Ratio Chart

Union Catalana de Valores Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 0.21 0.21 0.21 0.21

Union Catalana de Valores Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.00 0.21 0.00 0.21

Union Catalana de Valores Cyclically Adjusted PB Ratio Competitor Comparison

For the Real Estate Services subindustry, Union Catalana de Valores's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Catalana de Valores Cyclically Adjusted PB Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Union Catalana de Valores's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Union Catalana de Valores's Cyclically Adjusted PB Ratio falls into.



Union Catalana de Valores Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Union Catalana de Valores's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=36.00/169.12
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Catalana de Valores's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec24 is calculated as:

For example, Union Catalana de Valores's adjusted Book Value per Share data for the fiscal year that ended in Dec24 was:

Adj_Book=Book Value per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=138.008/124.7533*124.7533
=138.008

Current CPI (Dec24) = 124.7533.

Union Catalana de Valores Annual Data

Book Value per Share CPI Adj_Book
201512 178.162 100.268 221.668
201612 165.992 101.842 203.335
201712 163.246 102.975 197.771
201812 137.838 104.193 165.037
201912 148.246 105.015 176.110
202012 138.369 104.456 165.256
202112 138.569 111.298 155.321
202212 125.392 117.650 132.962
202312 131.977 121.300 135.735
202412 138.008 124.753 138.008

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.21 mean?
Union Catalana de Valores (XMAD:UNC) has a Cyclically Adjusted PB Ratio of 0.21 as of Jul. 17, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Union Catalana de Valores and its competitors.
Is Union Catalana de Valores' Cyclically Adjusted PB Ratio too high?
Union Catalana de Valores' current Cyclically Adjusted PB Ratio is 0.21. The Real Estate industry median Cyclically Adjusted PB Ratio is 0.71. Union Catalana de Valores' value of 0.21 is 70.4% below this industry median.
How does Union Catalana de Valores' Cyclically Adjusted PB Ratio compare to competitors?
Union Catalana de Valores' Cyclically Adjusted PB Ratio of 0.21 can be compared against companies in the Real Estate industry. The industry median Cyclically Adjusted PB Ratio is 0.71. Union Catalana de Valores' value of 0.21 is 70.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Real Estate company?
The median Cyclically Adjusted PB Ratio among Real Estate companies is 0.71, based on 1,437 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Catalana de Valores's current Cyclically Adjusted PB Ratio of 0.21 is 70.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Union Catalana de Valores and its competitors. For the Real Estate industry, the median Cyclically Adjusted PB Ratio is 0.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Catalana de Valores's current Cyclically Adjusted PB Ratio is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Catalana de Valores stock overvalued right now?
Union Catalana de Valores (XMAD:UNC) has a current Cyclically Adjusted PB Ratio of 0.21. The current Cyclically Adjusted PB Ratio is 0.21 and 70.4% below the Real Estate industry median of 0.71. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Union Catalana de Valores (XMAD:UNC), the current Cyclically Adjusted PB Ratio is 0.21 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Union Catalana de Valores Business Description

Address Via Laietana, 45, 7th floor, Barcelona, ESP, 08003
Union Catalana de Valores SA offers real estate services. The object of the company is the sale and purchase of transferable securities of all kinds, of social participation, and of rural and urban properties, including real rights and the execution of buildings, urbanizations, colonizations, concessions, and exploitation-related.