Union Catalana de Valores (XMAD:UNC) Interest Coverage: 1.72 (As of Dec. 2024)


What is Union Catalana de Valores Interest Coverage?

Union Catalana de Valores XMAD:UNC Interest Coverage is 1.72 as of Dec. 2024.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Union Catalana de Valores's Operating Income for the six months ended in Dec. 2024 was €0.12 Mil. Union Catalana de Valores's Interest Expense for the six months ended in Dec. 2024 was €-0.07 Mil. Union Catalana de Valores's interest coverage for the quarter that ended in Dec. 2024 was 1.72. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Union Catalana de Valores's Interest Coverage or its related term are showing as below:


XMAD:UNC's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.24
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Union Catalana de Valores  (XMAD:UNC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Union Catalana de Valores Interest Coverage Related Terms

Union Catalana de Valores Interest Coverage Historical Data

* Premium members only.

The historical data trend for Union Catalana de Valores's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Union Catalana de Valores Interest Coverage Chart

Union Catalana de Valores Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.56

Union Catalana de Valores Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.51 0.00 1.48 1.72

Union Catalana de Valores Interest Coverage Competitor Comparison

For the Real Estate Services subindustry, Union Catalana de Valores's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Union Catalana de Valores Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Union Catalana de Valores's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Union Catalana de Valores's Interest Coverage falls into.


Union Catalana de Valores Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Union Catalana de Valores's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Union Catalana de Valores's Interest Expense was €-0.20 Mil. Its Operating Income was €0.30 Mil. And its Long-Term Debt & Capital Lease Obligation was €5.13 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*0.304/-0.195
=1.56

Union Catalana de Valores's Interest Coverage for the quarter that ended in Dec. 2024 is calculated as

Here, for the six months ended in Dec. 2024, Union Catalana de Valores's Interest Expense was €-0.07 Mil. Its Operating Income was €0.12 Mil. And its Long-Term Debt & Capital Lease Obligation was €5.13 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2024 )/Interest Expense (Q: Dec. 2024 )
=-1*0.115/-0.067
=1.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.72 mean?
Union Catalana de Valores (XMAD:UNC) has a Interest Coverage of 1.72 as of Dec. 2024. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Union Catalana de Valores and its competitors.
Is Union Catalana de Valores' Interest Coverage too high?
Union Catalana de Valores' current Interest Coverage is 1.72. The Real Estate industry median Interest Coverage is 4.24. Union Catalana de Valores' value of 1.72 is 59.4% below this industry median.
How does Union Catalana de Valores' Interest Coverage compare to competitors?
Union Catalana de Valores' Interest Coverage of 1.72 can be compared against companies in the Real Estate industry. The industry median Interest Coverage is 4.24. Union Catalana de Valores' value of 1.72 is 59.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Catalana de Valores's current Interest Coverage of 1.72 is 59.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Union Catalana de Valores and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Catalana de Valores's current Interest Coverage is 1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Catalana de Valores stock overvalued right now?
Union Catalana de Valores (XMAD:UNC) has a current Interest Coverage of 1.72. The current Interest Coverage is 1.72 and 59.4% below the Real Estate industry median of 4.24. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Union Catalana de Valores (XMAD:UNC), the current Interest Coverage is 1.72 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Union Catalana de Valores Business Description

Address Via Laietana, 45, 7th floor, Barcelona, ESP, 08003
Union Catalana de Valores SA offers real estate services. The object of the company is the sale and purchase of transferable securities of all kinds, of social participation, and of rural and urban properties, including real rights and the execution of buildings, urbanizations, colonizations, concessions, and exploitation-related.