Premier Insurance Co (XNEP:PIC) Cyclically Adjusted PB Ratio: (As of Sep. 11, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PIC Premier Insurance Co Ltd XNEP:PIC
21 GF Score
Price NPR624.00
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What is Premier Insurance Co Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Premier Insurance Co  (XNEP:PIC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Premier Insurance Co Cyclically Adjusted PB Ratio Related Terms


Premier Insurance Co Cyclically Adjusted PB Ratio Historical Data

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The historical data trend for Premier Insurance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Premier Insurance Co Cyclically Adjusted PB Ratio Chart

Premier Insurance Co Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
Cyclically Adjusted PB Ratio
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Premier Insurance Co Quarterly Data
Oct17 Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XNEP:PIC vs CB, PGR, TRV: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Property & Casualty subindustry, Premier Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Premier Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Premier Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Premier Insurance Co's Cyclically Adjusted PB Ratio falls into.


XNEP:PIC
21GF Score
Premier Insurance Co Ltd XNEP:PIC
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Premier Insurance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Premier Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jul. 2022 is calculated as:

For example, Premier Insurance Co's adjusted Book Value per Share data for the three months ended in Jul. 2022 was:

Adj_Book=Book Value per Share/CPI of Jul. 2022 (Change)*Current CPI (Jul. 2022)
=191.541/296.2760*296.2760
=191.541

Current CPI (Jul. 2022) = 296.2760.

Premier Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201107 40.326 225.922 52.884
201207 54.554 229.104 70.549
201304 0.000 232.531 0.000
201307 55.409 233.596 70.277
201310 0.000 233.546 0.000
201401 0.000 233.916 0.000
201404 62.940 237.072 78.658
201407 66.226 238.250 82.355
201410 88.489 237.433 110.419
201501 32.999 233.707 41.834
201504 36.373 236.599 45.547
201507 50.138 238.654 62.244
201510 55.785 237.838 69.492
201601 60.543 236.916 75.712
201604 65.085 239.261 80.595
201607 75.004 240.628 92.350
201610 77.057 241.729 94.445
201701 68.389 242.839 83.438
201704 71.125 244.524 86.178
201707 75.214 244.786 91.035
201710 79.558 246.663 95.560
201801 76.805 247.867 91.805
201804 128.588 250.546 152.058
201807 145.146 252.006 170.644
201810 125.122 252.885 146.591
201901 117.934 251.712 138.813
201904 124.672 255.548 144.542
201907 151.616 256.571 175.079
201910 131.861 257.346 151.808
202001 133.673 257.971 153.522
202004 141.239 256.389 163.212
202007 178.293 259.101 203.874
202010 157.845 260.388 179.600
202101 156.396 261.582 177.139
202104 161.056 267.054 178.679
202107 167.271 273.003 181.531
202110 173.554 276.589 185.907
202201 178.839 281.148 188.462
202204 185.847 289.109 190.454
202207 191.541 296.276 191.541

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Premier Insurance Co Business Description

Address Premier Bhawan, Naxal, Kathmandu, NPL
Premier Insurance Co Ltd is an insurance company. The company operates through the following segments: Aviation; Crops and cattle; Engineering; Fire; Marine; Micro; Miscellaneous and Motor.
21GF Score

Get the complete analysis for XNEP:PIC

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR624.00
Price