Export Investment (XTAE:EXPO) Cyclically Adjusted PB Ratio: 0.83 (As of Sep. 03, 2026) — 12% Below Median

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XTAE:EXPO Export Investment Corp Ltd XTAE:EXPO
73 GF Score
Price ₪69.73
GF Value ₪72.87
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Export Investment Cyclically Adjusted PB Ratio?

Export Investment XTAE:EXPO -1.09% 73 Cyclically Adjusted PB Ratio is 0.83 as of Sep. 03, 2026, which is 12% below its 10-year median of 0.94. GuruFocus rates XTAE:EXPO with a GF Score™ of 73/100 and a GF Value™ of ₪72.87 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,275 Banks companies, Export Investment ranks better than 74.67% on this metric.

As of today (2026-09-03), Export Investment's current share price is ₪69.73. Export Investment's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ₪83.94. Export Investment's Cyclically Adjusted PB Ratio for today is 0.83.

The historical rank and industry rank for Export Investment's Cyclically Adjusted PB Ratio or its related term are showing as below:

XTAE:EXPO' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.62   Med: 0.94   Max: 1.2
Current: 0.83

During the past years, Export Investment's highest Cyclically Adjusted PB Ratio was 1.20. The lowest was 0.62. And the median was 0.94.

XTAE:EXPO's Cyclically Adjusted PB Ratio is ranked better than
74.67% of 1275 companies
in the Banks industry
Industry Median: 1.28 vs XTAE:EXPO: 0.83

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Export Investment's adjusted book value per share data for the three months ended in Jun. 2026 was ₪119.708. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₪83.94 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Export Investment  (XTAE:EXPO) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Export Investment Cyclically Adjusted PB Ratio Related Terms


Export Investment Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Export Investment's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Export Investment Cyclically Adjusted PB Ratio Chart

Export Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.93 1.01

Export Investment Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 1.05 1.01 1.00 0.81

XTAE:EXPO vs USB, PNC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Export Investment's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Export Investment Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Export Investment's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Export Investment's Cyclically Adjusted PB Ratio falls into.


XTAE:EXPO
73GF Score
Export Investment Corp Ltd XTAE:EXPO
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Export Investment Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Export Investment's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=69.73/83.94
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Export Investment's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Export Investment's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=119.708/333.9520*333.9520
=119.708

Current CPI (Jun. 2026) = 333.9520.

Export Investment Quarterly Data

Book Value per Share CPI Adj_Book
201609 46.107 241.428 63.777
201612 46.086 241.432 63.747
201703 46.343 243.801 63.479
201706 46.245 244.955 63.047
201709 46.898 246.819 63.454
201712 47.141 246.524 63.859
201803 48.234 249.554 64.547
201806 49.174 251.989 65.169
201809 51.283 252.439 67.842
201812 52.214 251.233 69.406
201903 52.569 254.202 69.061
201906 54.381 256.143 70.900
201909 54.688 256.759 71.130
201912 57.264 256.974 74.418
202003 57.794 258.115 74.775
202006 58.202 257.797 75.395
202009 58.454 260.280 74.999
202012 59.376 260.474 76.126
202103 60.921 264.877 76.808
202106 64.217 271.696 78.932
202109 66.002 274.310 80.353
202112 68.624 278.802 82.199
202203 69.092 287.504 80.254
202206 73.662 296.311 83.019
202209 76.558 296.808 86.139
202212 79.655 296.797 89.627
202303 81.474 301.836 90.143
202306 83.603 305.109 91.506
202309 86.164 307.789 93.488
202312 88.744 306.746 96.615
202403 91.463 312.332 97.794
202406 94.216 314.175 100.147
202409 97.421 315.301 103.184
202412 99.409 315.605 105.188
202503 102.275 319.799 106.801
202506 107.728 322.561 111.532
202509 111.675 324.800 114.822
202512 113.651 324.054 117.122
202603 115.975 330.213 117.288
202606 119.708 333.952 119.708

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.83 mean?
Export Investment (XTAE:EXPO) has a Cyclically Adjusted PB Ratio of 0.83 as of Sep. 03, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Export Investment and its competitors. This is 12% below median its historical median of 0.94. Over the past decade, Export Investment's Cyclically Adjusted PB Ratio has ranged from 0.62 to 1.20. According to the industry distribution chart, Export Investment ranks #323 out of 1275 companies in the Banks industry, placing it in the top 25.3%.
Is Export Investment's Cyclically Adjusted PB Ratio too high?
Export Investment's current Cyclically Adjusted PB Ratio of 0.83 is 12% below median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 1.20. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Export Investment's value of 0.83 is 35.2% below this industry median. Based on the distribution chart, Export Investment ranks #323 out of 1275 companies in the Banks industry, which is above the industry midpoint. Overall, Export Investment has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Export Investment's Cyclically Adjusted PB Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Export Investment ranks #323 out of 1275 companies for Cyclically Adjusted PB Ratio. This puts Export Investment in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. Export Investment's value of 0.83 is 35.2% below this benchmark. Historically, Export Investment's own Cyclically Adjusted PB Ratio has ranged from 0.62 to 1.20 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 1.28, Export Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Export Investment's current Cyclically Adjusted PB Ratio of 0.83 is 35.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Export Investment and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Export Investment's current Cyclically Adjusted PB Ratio is 0.83, which is 12% below median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Investment stock overvalued right now?
Based on GuruFocus' analysis, Export Investment (XTAE:EXPO) is currently considered Fairly Valued. The stock's GF Value™ is ₪72.87, compared to a current price of ₪69.73 — trading 4.3% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.83, which is 12% below median its 10-year median of 0.94 and 35.2% below the Banks industry median of 1.28. Export Investment's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Export Investment (XTAE:EXPO), the current Cyclically Adjusted PB Ratio is 0.83 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Export Investment (XTAE:EXPO) Overvalued in 2026?

Based on GuruFocus' analysis, Export Investment stock appears to be undervalued. The current stock price of ₪69.73 is trading 4.3% below its estimated GF Value™ of ₪72.87. GuruFocus considers Export Investment to be Fairly Valued.

Key valuation signals for XTAE:EXPO:

  • Cyclically Adjusted PB Ratio: 0.83 (12% below median its 10-year median of 0.94)
  • GF Value™: ₪72.87 vs. price of ₪69.73 (4.3% below fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 35.2% below the Banks median (#323 of 1275)

No single metric tells the full story. See the XTAE:EXPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Export Investment Business Description

Address Shalom Tower, 9 Ehad Ha'am Street, Tel Aviv, ISR
Export Investment Corp Ltd owns and operates Bank of Jerusalem. It provides commercial and international banking services. It offers real estate loans, mortgages, and financing of residential construction, among others.
73GF Score

Get the complete analysis for XTAE:EXPO

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪69.73
Price
₪72.87
GF Value