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Carver Bancorp (FRA:39CN) Cyclically Adjusted Price-to-FCF : (As of May. 26, 2024)


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What is Carver Bancorp Cyclically Adjusted Price-to-FCF?

Shiller PE for Stocks: The True Measure of Stock Valuation


Carver Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Carver Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Carver Bancorp Cyclically Adjusted Price-to-FCF Chart

Carver Bancorp Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.17 1.01 7.50 533.98

Carver Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 154.32 533.98 168.17 - -

Competitive Comparison of Carver Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Carver Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carver Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Carver Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Carver Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Carver Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Carver Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Carver Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.461/129.4194*129.4194
=0.461

Current CPI (Dec. 2023) = 129.4194.

Carver Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.715 99.695 0.928
201406 0.572 100.560 0.736
201409 -0.517 100.428 -0.666
201412 -0.397 99.070 -0.519
201503 1.254 99.621 1.629
201506 0.143 100.684 0.184
201509 0.153 100.392 0.197
201512 -0.594 99.792 -0.770
201603 0.245 100.470 0.316
201606 0.163 101.688 0.207
201609 -0.705 101.861 -0.896
201612 0.423 101.863 0.537
201703 0.294 102.862 0.370
201706 -0.382 103.349 -0.478
201709 -0.484 104.136 -0.602
201712 -0.937 104.011 -1.166
201803 0.270 105.290 0.332
201806 -0.035 106.317 -0.043
201809 -1.141 106.507 -1.386
201812 -0.303 105.998 -0.370
201903 -1.267 107.251 -1.529
201906 0.878 108.070 1.051
201909 -0.715 108.329 -0.854
201912 0.118 108.420 0.141
202003 -0.625 108.902 -0.743
202006 3.714 108.767 4.419
202009 -3.506 109.815 -4.132
202012 -1.248 109.897 -1.470
202103 1.731 111.754 2.005
202106 -1.074 114.631 -1.213
202109 -0.071 115.734 -0.079
202112 0.035 117.630 0.039
202203 2.697 121.301 2.878
202206 -2.196 125.017 -2.273
202209 -0.039 125.227 -0.040
202212 0.212 125.222 0.219
202303 -0.375 127.348 -0.381
202306 -0.364 128.729 -0.366
202309 -1.052 129.860 -1.048
202312 0.461 129.419 0.461

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Carver Bancorp  (FRA:39CN) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Carver Bancorp Cyclically Adjusted Price-to-FCF Related Terms

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Carver Bancorp (FRA:39CN) Business Description

Industry
Traded in Other Exchanges
Address
75 West 125th Street, New York, NY, USA, 10027
Carver Bancorp Inc is a holding company and conducts its business as a unitary saving and loan holding firm and the business of the company consists of the operation of its subsidiary. The bank offers a wide range of financial solutions to meet customers' banking. It offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay, and telephone banking. The company provides deposit products, such as demand, savings, and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City.

Carver Bancorp (FRA:39CN) Headlines

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