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Business Description
Gouverneur Bancorp Inc
NAICS : 522120
SIC : 6035
ISIN : US3835842085
Description
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations issued by the United States government and its agencies, and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.41 | |||||
| Equity-to-Asset | 0.16 | |||||
| Debt-to-Equity | 0.16 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | N/A/9 | |||||
| Beneish M-Score | -2.14 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 35.4 | |||||
| 3-Year EPS without NRI Growth Rate | -5.6 | |||||
| 3-Year Book Growth Rate | 32.1 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 42.98 | |||||
| 9-Day RSI | 51.64 | |||||
| 14-Day RSI | 54.58 | |||||
| 3-1 Month Momentum % | 4.16 | |||||
| 6-1 Month Momentum % | 26.41 | |||||
| 12-1 Month Momentum % | 19.45 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.62 | |||||
| Dividend Payout Ratio | 0.15 | |||||
| Forward Dividend Yield % | 0.62 | |||||
| 5-Year Yield-on-Cost % | 0.62 | |||||
| 3-Year Average Share Buyback Ratio | 19.7 | |||||
| Shareholder Yield % | 46.18 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 7.27 | |||||
| FCF Margin % | 9.05 | |||||
| ROE % | 1.82 | |||||
| ROA % | 0.29 | |||||
| Years of Profitability over Past 10-Year | 8 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 23.45 | |||||
| PE Ratio without NRI | 23.45 | |||||
| Shiller PE Ratio | 20.16 | |||||
| Price-to-Owner-Earnings | 9.74 | |||||
| PEG Ratio | 1.69 | |||||
| PS Ratio | 1.69 | |||||
| PB Ratio | 0.43 | |||||
| Price-to-Tangible-Book | 0.53 | |||||
| Price-to-Free-Cash-Flow | 18.81 | |||||
| Price-to-Operating-Cash-Flow | 15.47 | |||||
| EV-to-Revenue | 1.45 | |||||
| EV-to-FCF | 15.43 | |||||
| Price-to-GF-Value | 0.73 | |||||
| Price-to-Projected-FCF | 0.39 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.78 | |||||
| Price-to-Graham-Number | 0.74 | |||||
| FCF Yield % | 5.31 | |||||
| Forward Rate of Return (Yacktman) % | 8.8 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Gouverneur Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 7.991 | ||
| EPS (TTM) ($) | 0.55 | ||
| Beta | 0.91 | ||
| 3-Year Sharpe Ratio | 0.26 | ||
| 3-Year Sortino Ratio | 0.57 | ||
| Volatility % | 16.67 | ||
| 14-Day RSI | 54.58 | ||
| 14-Day ATR ($) | 0.150022 | ||
| 20-Day SMA ($) | 12.8375 | ||
| 12-1 Month Momentum % | 19.45 | ||
| 52-Week Range ($) | 9.5 - 13.5 | ||
| Shares Outstanding (Mil) | 1.06 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9999 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Gouverneur Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Gouverneur Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Gouverneur Bancorp Inc Frequently Asked Questions
What is Gouverneur Bancorp Inc(GOVB)'s stock price today?
The current price of GOVB is $12.90. The 52 week high of GOVB is $13.50 and 52 week low is $9.50.
When is next earnings date of Gouverneur Bancorp Inc(GOVB)?
The next earnings date of Gouverneur Bancorp Inc(GOVB) is .
Does Gouverneur Bancorp Inc(GOVB) pay dividends? If so, how much?
The Dividend Yield %  of Gouverneur Bancorp Inc(GOVB) is 0.62% (As of Today), Highest Dividend Payout Ratio of Gouverneur Bancorp Inc(GOVB) was 0.78. The lowest was 0.15. And the median was 0.6. The  Forward Dividend Yield % of Gouverneur Bancorp Inc(GOVB) is 0.62%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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