Bank of Greece (ATH:TELL) Cyclically Adjusted PS Ratio: 0.27 (As of Jul. 17, 2026) — 29% Above Median

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ATH:TELL Bank of Greece ATH:TELL
51 GF Score
Price €14.95
GF Value €23.76
Valuation Possible Value Trap
! 4 Warning Signs
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What is Bank of Greece Cyclically Adjusted PS Ratio?

Bank of Greece ATH:TELL +0.34% 51 Cyclically Adjusted PS Ratio is 0.27 as of Jul. 17, 2026, which is 29% above its 10-year median of 0.21. GuruFocus rates ATH:TELL with a GF Score™ of 51/100 and a GF Value™ of €23.76 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,303 Banks companies, Bank of Greece ranks better than 98.08% on this metric.

As of today (2026-07-17), Bank of Greece's current share price is €14.95. Bank of Greece's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was €55.88. Bank of Greece's Cyclically Adjusted PS Ratio for today is 0.27.

The historical rank and industry rank for Bank of Greece's Cyclically Adjusted PS Ratio or its related term are showing as below:

ATH:TELL' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.13   Med: 0.21   Max: 0.31
Current: 0.27

During the past 13 years, Bank of Greece's highest Cyclically Adjusted PS Ratio was 0.31. The lowest was 0.13. And the median was 0.21.

ATH:TELL's Cyclically Adjusted PS Ratio is ranked better than
98.08% of 1303 companies
in the Banks industry
Industry Median: 3.37 vs ATH:TELL: 0.27

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank of Greece's adjusted revenue per share data of for the fiscal year that ended in Dec25 was €45.693. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €55.88 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Greece  (ATH:TELL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank of Greece Cyclically Adjusted PS Ratio Related Terms


Bank of Greece Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Greece's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Greece Cyclically Adjusted PS Ratio Chart

Bank of Greece Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.25 0.23 0.24 0.28

Bank of Greece Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.23 0.25 0.23 0.24 0.28

ATH:TELL vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bank of Greece's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Greece Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Greece's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Greece's Cyclically Adjusted PS Ratio falls into.


ATH:TELL
51GF Score
Bank of Greece ATH:TELL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Greece Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank of Greece's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=14.95/55.88
=0.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Greece's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Bank of Greece's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=45.693/122.4500*122.4500
=45.693

Current CPI (Dec25) = 122.4500.

Bank of Greece Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 81.720 100.110 99.957
201712 70.495 100.762 85.668
201812 57.145 101.330 69.056
201912 51.818 102.120 62.134
202012 33.840 99.751 41.541
202112 49.625 104.853 57.953
202212 44.357 112.428 48.311
202312 26.883 116.364 28.289
202412 19.697 119.360 20.207
202512 45.693 122.450 45.693

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.27 mean?
Bank of Greece (ATH:TELL) has a Cyclically Adjusted PS Ratio of 0.27 as of Jul. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Greece and its competitors. This is 29% above median its historical median of 0.21. Over the past decade, Bank of Greece's Cyclically Adjusted PS Ratio has ranged from 0.13 to 0.31. According to the industry distribution chart, Bank of Greece ranks #25 out of 1303 companies in the Banks industry, placing it in the top 1.9%.
Is Bank of Greece's Cyclically Adjusted PS Ratio too high?
Bank of Greece's current Cyclically Adjusted PS Ratio of 0.27 is 29% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.31. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Bank of Greece's value of 0.27 is 92% below this industry median. Based on the distribution chart, Bank of Greece ranks #25 out of 1303 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Greece has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bank of Greece's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Greece ranks #25 out of 1303 companies for Cyclically Adjusted PS Ratio. This places Bank of Greece in the top 2% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.37. Bank of Greece's value of 0.27 is 92% below this benchmark. Historically, Bank of Greece's own Cyclically Adjusted PS Ratio has ranged from 0.13 to 0.31 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 3.37, Bank of Greece has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Greece's current Cyclically Adjusted PS Ratio of 0.27 is 92% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Greece and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Greece's current Cyclically Adjusted PS Ratio is 0.27, which is 29% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Greece stock overvalued right now?
Based on GuruFocus' analysis, Bank of Greece (ATH:TELL) is currently considered Possible Value Trap. The stock's GF Value™ is €23.76, compared to a current price of €14.95 — trading 37.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.27, which is 29% above median its 10-year median of 0.21 and 92% below the Banks industry median of 3.37. Bank of Greece's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank of Greece (ATH:TELL), the current Cyclically Adjusted PS Ratio is 0.27 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Greece (ATH:TELL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Greece stock appears to be undervalued. The current stock price of €14.95 is trading 37.1% below its estimated GF Value™ of €23.76. GuruFocus considers Bank of Greece to be Possible Value Trap.

Key valuation signals for ATH:TELL:

  • Cyclically Adjusted PS Ratio: 0.27 (29% above median its 10-year median of 0.21)
  • GF Value™: €23.76 vs. price of €14.95 (37.1% below fair value)
  • GF Score™: 51/100 with 4 warning signs
  • Industry Position: 92% below the Banks median (#25 of 1303)

No single metric tells the full story. See the ATH:TELL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Greece Business Description

Other Exchanges BGC:Germany
Address 21, E. Venizelos Avenue, Athens, GRC, 10250
Bank of Greece operate as a central bank of Greece. It is responsible for implementing the Eurosystem's monetary policy in Greece and safeguarding the stability of the Greek financial system. Its primary objective is to ensure the stability of the general price level.
51GF Score

Get the complete analysis for ATH:TELL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.95
Price
€23.76
GF Value