BCDRF (Bancontander) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BCDRF Banco Santander SA BCDRF
57 GF Score
Price $14.83
GF Value $6.69
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bancontander Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Bancontander  (OTCPK:BCDRF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bancontander Cyclically Adjusted PS Ratio Related Terms


Bancontander Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bancontander's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Cyclically Adjusted PS Ratio Chart

Bancontander Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 0.63 0.88 0.97 2.69

Bancontander Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.93 2.47 2.78 2.54 2.95

BCDRF vs JPM, BAC, WFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Diversified subindustry, Bancontander's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bancontander's Cyclically Adjusted PS Ratio falls into.


BCDRF
57GF Score
Banco Santander SA BCDRF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bancontander's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Bancontander's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.397/131.3300*131.3300
=1.397

Current CPI (Jun. 2026) = 131.3300.

Bancontander Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.748 99.737 0.985
201612 0.786 101.842 1.014
201703 0.820 100.896 1.067
201706 0.857 101.848 1.105
201709 0.839 101.524 1.085
201712 1.001 102.975 1.277
201803 1.023 102.122 1.316
201806 0.986 104.165 1.243
201809 0.917 103.818 1.160
201812 0.973 104.193 1.226
201903 0.943 103.488 1.197
201906 0.959 104.612 1.204
201909 0.630 103.905 0.796
201912 0.946 105.015 1.183
202003 0.846 103.469 1.074
202006 0.784 104.254 0.988
202009 0.827 103.521 1.049
202012 0.886 104.456 1.114
202103 0.899 104.857 1.126
202106 0.844 107.102 1.035
202109 0.830 107.669 1.012
202112 0.688 111.298 0.812
202203 0.908 115.153 1.036
202206 0.914 118.044 1.017
202209 0.909 117.221 1.018
202212 0.664 117.650 0.741
202303 0.993 118.948 1.096
202306 1.045 120.278 1.141
202309 1.119 121.343 1.211
202312 1.021 121.300 1.105
202403 1.107 122.762 1.184
202406 1.183 124.409 1.249
202409 1.126 123.121 1.201
202412 1.182 124.753 1.244
202503 1.134 125.531 1.186
202506 1.955 127.251 2.018
202509 1.123 126.840 1.163
202512 1.203 128.400 1.230
202603 1.331 129.860 1.346
202606 1.397 131.330 1.397

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Bancontander (BCDRF) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander stock appears to be overvalued. The current stock price of $14.83 is trading 121.7% above its estimated GF Value™ of $6.69. GuruFocus considers Bancontander to be Significantly Overvalued.

Key valuation signals for BCDRF:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $6.69 vs. price of $14.83 (121.7% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the BCDRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Business Description

Address Avenida de Cantabria s/n, Boadilla del Monte, Ciudad Grupo Santander, Madrid, ESP, 28660
Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
57GF Score

Get the complete analysis for BCDRF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.83
Price
$6.69
GF Value