UY Fincorp (BOM:530579) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:530579 UY Fincorp Ltd BOM:530579
82 GF Score
Price ₹19.25
GF Value ₹33.63
Valuation Significantly Undervalued
! 3 Warning Signs
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What is UY Fincorp Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


UY Fincorp  (BOM:530579) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


UY Fincorp Cyclically Adjusted PS Ratio Related Terms


UY Fincorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for UY Fincorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UY Fincorp Cyclically Adjusted PS Ratio Chart

UY Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.54 3.41 5.21 4.49 2.62

UY Fincorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.74 3.90 3.63 2.62 3.10

BOM:530579 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, UY Fincorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UY Fincorp Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, UY Fincorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where UY Fincorp's Cyclically Adjusted PS Ratio falls into.


BOM:530579
82GF Score
UY Fincorp Ltd BOM:530579
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UY Fincorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

UY Fincorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, UY Fincorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.813/167.3573*167.3573
=3.813

Current CPI (Jun. 2026) = 167.3573.

UY Fincorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201012 0.051 70.768 0.121
201103 9.396 70.768 22.220
201106 2.551 72.298 5.905
201109 1.674 75.359 3.718
201203 76.889 0.000
201303 85.687 0.000
201403 91.425 0.000
201503 97.163 0.000
201603 102.518 0.000
201703 105.196 0.000
201803 109.786 0.000
201906 0.282 120.880 0.390
201909 0.295 123.175 0.401
201912 0.106 126.235 0.141
202003 0.264 124.705 0.354
202006 0.242 127.000 0.319
202009 0.215 130.118 0.277
202012 0.405 130.889 0.518
202103 0.014 131.771 0.018
202106 0.544 134.084 0.679
202109 1.858 135.847 2.289
202112 0.854 138.161 1.034
202203 1.207 138.822 1.455
202206 0.520 142.347 0.611
202209 0.823 144.661 0.952
202212 0.903 145.763 1.037
202303 0.755 146.865 0.860
202306 1.108 150.280 1.234
202309 5.400 151.492 5.966
202312 1.767 152.924 1.934
202403 2.081 153.035 2.276
202406 1.892 155.789 2.032
202409 2.400 157.882 2.544
202412 0.823 158.323 0.870
202503 0.825 157.552 0.876
202506 1.173 159.755 1.229
202509 1.454 162.289 1.499
202512 2.241 163.281 2.297
202603 3.754 164.272 3.824
202606 3.813 167.357 3.813

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is UY Fincorp (BOM:530579) Overvalued in 2026?

Based on GuruFocus' analysis, UY Fincorp stock appears to be undervalued. The current stock price of ₹19.25 is trading 42.8% below its estimated GF Value™ of ₹33.63. GuruFocus considers UY Fincorp to be Significantly Undervalued.

Key valuation signals for BOM:530579:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: ₹33.63 vs. price of ₹19.25 (42.8% below fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the BOM:530579 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UY Fincorp Business Description

Other Exchanges UYFINCORP:India
Address Marol Makwana Road, Vaman Techno Centre, A-Wing, 7th Floor, Off Andheri-Kurla Road, Andheri (East), Mumbai, MH, IND, 400059
UY Fincorp Ltd is an Indian-based non-banking financial company engaged in Lending & Investing Services. It is into providing inter-corporate loans, personal loans, and investments & trading in securities. The company also offers fund-based services which include real estate funding, industrial assets funding, infrastructure funding, bill discounting, retail finance etc; and fee-based services such as loan syndication and project counseling services.
82GF Score

Get the complete analysis for BOM:530579

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹19.25
Price
₹33.63
GF Value