Chubb (BSP:C1BL34) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:C1BL34 Chubb Ltd BSP:C1BL34
76 GF Score
Price R$73.22
GF Value R$64.08
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Chubb Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Chubb  (BSP:C1BL34) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Chubb Cyclically Adjusted PS Ratio Related Terms


Chubb Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Chubb's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb Cyclically Adjusted PS Ratio Chart

Chubb Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.36 3.96 3.07 4.19 3.62

Chubb Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.50 3.22 3.62 3.44 3.50

BSP:C1BL34 vs PGR, TRV, ALL: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Chubb's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Chubb's Cyclically Adjusted PS Ratio falls into.


BSP:C1BL34
76GF Score
Chubb Ltd BSP:C1BL34
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chubb Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Chubb's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Chubb's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=8.543/108.5600*108.5600
=8.543

Current CPI (Jun. 2026) = 108.5600.

Chubb Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.452 99.604 2.672
201612 2.377 99.380 2.597
201703 2.089 100.040 2.267
201706 2.305 100.285 2.495
201709 2.443 100.254 2.645
201712 2.318 100.213 2.511
201803 2.258 100.836 2.431
201806 2.725 101.435 2.916
201809 3.083 101.246 3.306
201812 2.604 100.906 2.802
201903 2.689 101.571 2.874
201906 3.026 102.044 3.219
201909 3.262 101.396 3.492
201912 3.296 101.063 3.540
202003 3.127 101.048 3.359
202006 4.478 100.743 4.825
202009 4.691 100.585 5.063
202012 4.912 100.241 5.320
202103 5.024 100.800 5.411
202106 4.773 101.352 5.112
202109 5.375 101.533 5.747
202112 5.637 101.776 6.013
202203 4.839 103.205 5.090
202206 4.780 104.783 4.952
202209 6.243 104.835 6.465
202212 6.026 104.666 6.250
202303 5.770 106.245 5.896
202306 5.876 106.576 5.985
202309 6.835 106.570 6.963
202312 6.616 106.461 6.746
202403 6.487 107.355 6.560
202406 7.371 107.991 7.410
202409 8.525 107.468 8.612
202412 8.416 107.128 8.528
202503 8.089 107.722 8.152
202506 8.679 108.075 8.718
202509 9.221 107.710 9.294
202512 8.634 107.200 8.744
202603 8.185 108.060 8.223
202606 8.543 108.560 8.543

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Chubb (BSP:C1BL34) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb stock appears to be overvalued. The current stock price of R$73.22 is trading 14.3% above its estimated GF Value™ of R$64.08. GuruFocus considers Chubb to be Modestly Overvalued.

Key valuation signals for BSP:C1BL34:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: R$64.08 vs. price of R$73.22 (14.3% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the BSP:C1BL34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Business Description

Address Baerengasse 32, Zurich, CHE, CH-8001
ACE acquired Chubb in 2016 and assumed the Chubb name. The combination made the new Chubb one of the largest domestic property and casualty insurers, with operations in over 50 countries spanning commercial and personal P&C insurance, reinsurance, and life insurance.
76GF Score

Get the complete analysis for BSP:C1BL34

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$73.22
Price
R$64.08
GF Value