CHBJF (China Citic Bank) Cyclically Adjusted PS Ratio: 2.03 (As of Jul. 25, 2026) — Near Median

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CHBJF China Citic Bank Corp Ltd CHBJF
49 GF Score
Price $0.85
GF Value $0.79
Valuation Fairly Valued
! 2 Warning Signs
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What is China Citic Bank Cyclically Adjusted PS Ratio?

China Citic Bank CHBJF 49 Cyclically Adjusted PS Ratio is 2.03 as of Jul. 25, 2026, which is 3% above its 10-year median of 1.98. GuruFocus rates CHBJF with a GF Score™ of 49/100 and a GF Value™ of $0.79 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,299 Banks companies, China Citic Bank ranks better than 74.44% on this metric.

As of today (2026-07-25), China Citic Bank's current share price is $0.85165. China Citic Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $0.42. China Citic Bank's Cyclically Adjusted PS Ratio for today is 2.03.

The historical rank and industry rank for China Citic Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

CHBJF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.28   Med: 1.98   Max: 3.44
Current: 2.1

During the past years, China Citic Bank's highest Cyclically Adjusted PS Ratio was 3.44. The lowest was 1.28. And the median was 1.98.

CHBJF's Cyclically Adjusted PS Ratio is ranked better than
74.44% of 1299 companies
in the Banks industry
Industry Median: 3.36 vs CHBJF: 2.10

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

China Citic Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.142. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.42 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


China Citic Bank  (OTCPK:CHBJF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


China Citic Bank Cyclically Adjusted PS Ratio Related Terms


China Citic Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for China Citic Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Citic Bank Cyclically Adjusted PS Ratio Chart

China Citic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.42 1.45 1.51 1.96 2.14

China Citic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.98 2.38 2.01 2.14 2.29

China Citic Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, China Citic Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Citic Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, China Citic Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where China Citic Bank's Cyclically Adjusted PS Ratio falls into.


CHBJF
49GF Score
China Citic Bank Corp Ltd CHBJF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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China Citic Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

China Citic Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.85165/0.42
=2.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Citic Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, China Citic Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.142/116.3033*116.3033
=0.142

Current CPI (Mar. 2026) = 116.3033.

China Citic Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.115 101.400 0.132
201609 0.112 102.400 0.127
201612 0.111 102.600 0.126
201703 0.111 103.200 0.125
201706 0.118 103.100 0.133
201709 0.104 104.100 0.116
201712 0.128 104.500 0.142
201803 0.129 105.300 0.142
201806 0.133 104.900 0.147
201809 0.101 106.600 0.110
201812 0.129 106.500 0.141
201903 0.139 107.700 0.150
201906 0.127 107.700 0.137
201909 0.111 109.800 0.118
201912 0.123 111.200 0.129
202003 0.137 112.300 0.142
202006 0.135 110.400 0.142
202009 0.116 111.700 0.121
202012 0.112 111.500 0.117
202103 0.148 112.662 0.153
202106 0.156 111.769 0.162
202109 0.127 112.215 0.132
202112 0.129 113.108 0.133
202203 0.157 114.335 0.160
202206 0.135 114.558 0.137
202209 0.122 115.339 0.123
202212 0.122 115.116 0.123
202303 0.136 115.116 0.137
202306 0.127 114.558 0.129
202309 0.111 115.339 0.112
202312 0.116 114.781 0.118
202403 0.147 115.227 0.148
202406 0.126 114.781 0.128
202409 0.124 115.785 0.125
202412 0.119 114.893 0.120
202503 0.132 115.116 0.133
202506 0.114 114.907 0.115
202509 0.118 115.471 0.119
202512 0.143 115.832 0.144
202603 0.142 116.303 0.142

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.03 mean?
China Citic Bank (CHBJF) has a Cyclically Adjusted PS Ratio of 2.03 as of Jul. 25, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on China Citic Bank and its competitors. This is near median its historical median of 1.98. Over the past decade, China Citic Bank's Cyclically Adjusted PS Ratio has ranged from 1.28 to 3.44. According to the industry distribution chart, China Citic Bank ranks #332 out of 1299 companies in the Banks industry, placing it in the top 25.6%.
Is China Citic Bank's Cyclically Adjusted PS Ratio too high?
China Citic Bank's current Cyclically Adjusted PS Ratio of 2.03 is near median its 10-year median of 1.98. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 3.44. The Banks industry median Cyclically Adjusted PS Ratio is 3.36. China Citic Bank's value of 2.03 is 39.6% below this industry median. Based on the distribution chart, China Citic Bank ranks #332 out of 1299 companies in the Banks industry, which is above the industry midpoint. Overall, China Citic Bank has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Citic Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, China Citic Bank ranks #332 out of 1299 companies for Cyclically Adjusted PS Ratio. This puts China Citic Bank in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.36. China Citic Bank's value of 2.03 is 39.6% below this benchmark. Historically, China Citic Bank's own Cyclically Adjusted PS Ratio has ranged from 1.28 to 3.44 over the past decade. While the company's 10-year median is 1.98 vs. the industry median of 3.36, China Citic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.36, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Citic Bank's current Cyclically Adjusted PS Ratio of 2.03 is 39.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on China Citic Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Citic Bank's current Cyclically Adjusted PS Ratio is 2.03, which is near median its own 10-year median of 1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Citic Bank stock overvalued right now?
Based on GuruFocus' analysis, China Citic Bank (CHBJF) is currently considered Fairly Valued. The stock's GF Value™ is $0.79, compared to a current price of $0.85 — trading 7.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.03, which is near median its 10-year median of 1.98 and 39.6% below the Banks industry median of 3.36. China Citic Bank's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For China Citic Bank (CHBJF), the current Cyclically Adjusted PS Ratio is 2.03 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Citic Bank (CHBJF) Overvalued in 2026?

Based on GuruFocus' analysis, China Citic Bank stock appears to be overvalued. The current stock price of $0.85 is trading 7.8% above its estimated GF Value™ of $0.79. GuruFocus considers China Citic Bank to be Fairly Valued.

Key valuation signals for CHBJF:

  • Cyclically Adjusted PS Ratio: 2.03 (near median its 10-year median of 1.98)
  • GF Value™: $0.79 vs. price of $0.85 (7.8% above fair value)
  • GF Score™: 49/100 with 2 warning signs
  • Industry Position: 39.6% below the Banks median (#332 of 1299)

No single metric tells the full story. See the CHBJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Citic Bank Business Description

Address 10 Guanghua Road, 6-30th Floor and 32-42th Floor, Building No. 1, Chaoyang District, Beijing, CHN, 100020
China Citic Bank, headquartered in Beijing, ranks as China's ninth-largest commercial lender. The bank operates a nationwide network of 1,459 branches across 153 cities, supplemented by offshore presence in Hong Kong, Macao, New York, Los Angeles, and Singapore as of mid-2024. Founded in 1987, it serves as a core subsidiary of Citic Group, a premier state-owned conglomerate.
49GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.85
Price
$0.79
GF Value