China Citic BankCHBJF 44 FCF Margin % is 326.83% as of Mar. 2026, which is 448% above its 10-year median of 59.66. GuruFocus rates CHBJF with a GF Score™ of 44/100 and a GF Value™ of $0.97 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,505 Banks companies, China Citic Bank ranks better than 95.75% on this metric.
The historical rank and industry rank for China Citic Bank's FCF Margin % or its related term are showing as below:
CHBJF'
s FCF Margin % Range Over the Past 10 Years
Min: -93.91 Med: 59.66 Max: 259.6
Current: 259.6
During the past 13 years, the highest FCF Margin % of China Citic Bank was 259.60%. The lowest was -93.91%. And the median was 59.66%.
CHBJF's FCF Margin % is ranked better than 95.75% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs CHBJF: 259.60
China Citic Bank FCF Margin % Related Terms
China Citic Bank FCF Margin % Historical Data
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The historical data trend for China Citic Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Citic Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, China Citic Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Citic Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, China Citic Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where China Citic Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Citic Bank (CHBJF) has a FCF Margin % of 326.83% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on China Citic Bank and its competitors. This is 448% above median its historical median of 59.66. According to the industry distribution chart, China Citic Bank ranks #64 out of 1505 companies in the Banks industry, placing it in the top 4.3%.
Is China Citic Bank's FCF Margin % too high?
China Citic Bank's current FCF Margin % of 326.83% is 448% above median its 10-year median of 59.66. The Banks industry median FCF Margin % is 26.55. China Citic Bank's value of 326.83% is 1131% above this industry median. Based on the distribution chart, China Citic Bank ranks #64 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, China Citic Bank has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Citic Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, China Citic Bank ranks #64 out of 1505 companies for FCF Margin %. This places China Citic Bank in the top 4% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. China Citic Bank's value of 326.83% is 1131% above this benchmark. While the company's 10-year median is 59.66 vs. the industry median of 26.55, China Citic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Citic Bank's current FCF Margin % of 326.83% is 1131% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on China Citic Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Citic Bank's current FCF Margin % is 326.83%, which is 448% above median its own 10-year median of 59.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Citic Bank stock overvalued right now?
Based on GuruFocus' analysis, China Citic Bank (CHBJF) is currently considered Fairly Valued. The stock's GF Value™ is $0.97, compared to a current price of $0.99 — trading 2% above its estimated fair value. The current FCF Margin % is 326.83%, which is 448% above median its 10-year median of 59.66 and 1131% above the Banks industry median of 26.55. China Citic Bank's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For China Citic Bank (CHBJF), the current FCF Margin % is 326.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Citic Bank (CHBJF) Overvalued in 2026?
Based on GuruFocus' analysis, China Citic Bank stock appears to be overvalued.
The current stock price of $0.99 is trading 2% above its estimated GF Value™ of $0.97.
GuruFocus considers China Citic Bank to be Fairly Valued.
Key valuation signals for CHBJF:
FCF Margin %: 326.83% (448% above median its 10-year median of 59.66)
GF Value™: $0.97 vs. price of $0.99 (2% above fair value)
Industry Position: 1131% above the Banks median (#64 of 1505)
No single metric tells the full story. See the CHBJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Citic Bank, headquartered in Beijing, ranks as China's ninth-largest commercial lender. The bank operates a nationwide network of 1,459 branches across 153 cities, supplemented by offshore presence in Hong Kong, Macao, New York, Los Angeles, and Singapore as of mid-2024. Founded in 1987, it serves as a core subsidiary of Citic Group, a premier state-owned conglomerate.
44GF Score
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