Bawag Group AG (CHIX:BGV) Cyclically Adjusted PS Ratio: 9.46 (As of Jul. 18, 2026) — 27% Above Median

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CHIX:BGV Bawag Group AG CHIX:BGV
78 GF Score
Price €169.95
GF Value €102.11
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bawag Group AG Cyclically Adjusted PS Ratio?

Bawag Group AG CHIX:BGV -4.63% 78 Cyclically Adjusted PS Ratio is 9.46 as of Jul. 18, 2026, which is 27% above its 10-year median of 7.46. GuruFocus rates CHIX:BGV with a GF Score™ of 78/100 and a GF Value™ of €102.11 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,303 Banks companies, Bawag Group AG ranks worse than 96.09% on this metric.

As of today (2026-07-18), Bawag Group AG's current share price is €169.95. Bawag Group AG's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was €17.97. Bawag Group AG's Cyclically Adjusted PS Ratio for today is 9.46.

The historical rank and industry rank for Bawag Group AG's Cyclically Adjusted PS Ratio or its related term are showing as below:

CHIX:BGv' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 6.35   Med: 7.46   Max: 9.59
Current: 9.45

During the past 13 years, Bawag Group AG's highest Cyclically Adjusted PS Ratio was 9.59. The lowest was 6.35. And the median was 7.46.

CHIX:BGv's Cyclically Adjusted PS Ratio is ranked worse than
96.09% of 1303 companies
in the Banks industry
Industry Median: 3.37 vs CHIX:BGv: 9.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bawag Group AG's adjusted revenue per share data of for the fiscal year that ended in Dec25 was €29.744. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €17.97 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bawag Group AG  (CHIX:BGv) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bawag Group AG Cyclically Adjusted PS Ratio Related Terms


Bawag Group AG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bawag Group AG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bawag Group AG Cyclically Adjusted PS Ratio Chart

Bawag Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3.62 3.16 4.96 6.91

Bawag Group AG Quarterly Data
Mar18 Jun18 Sep18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.96 0.00 0.00 6.91 0.00

CHIX:BGV vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bawag Group AG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bawag Group AG Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bawag Group AG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bawag Group AG's Cyclically Adjusted PS Ratio falls into.


CHIX:BGV
78GF Score
Bawag Group AG CHIX:BGV
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bawag Group AG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bawag Group AG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=169.95/17.97
=9.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bawag Group AG's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Bawag Group AG's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=29.744/140.3500*140.3500
=29.744

Current CPI (Dec25) = 140.3500.

Bawag Group AG Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 9.459 102.092 13.004
201712 10.328 104.291 13.899
201812 11.760 106.291 15.528
201912 13.726 108.091 17.822
202012 14.231 109.321 18.270
202112 14.801 113.971 18.227
202212 15.915 125.541 17.792
202312 19.361 132.570 20.497
202412 20.979 135.273 21.766
202512 29.744 140.350 29.744

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 9.46 mean?
Bawag Group AG (CHIX:BGV) has a Cyclically Adjusted PS Ratio of 9.46 as of Jul. 18, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bawag Group AG and its competitors. This is 27% above median its historical median of 7.46. Over the past decade, Bawag Group AG's Cyclically Adjusted PS Ratio has ranged from 6.35 to 9.59. According to the industry distribution chart, Bawag Group AG ranks #1252 out of 1303 companies in the Banks industry, placing it in the top 96.1%.
Is Bawag Group AG's Cyclically Adjusted PS Ratio too high?
Bawag Group AG's current Cyclically Adjusted PS Ratio of 9.46 is 27% above median its 10-year median of 7.46. Over the past 10 years, this metric has ranged from a low of 6.35 to a high of 9.59. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Bawag Group AG's value of 9.46 is 180.7% above this industry median. Based on the distribution chart, Bawag Group AG ranks #1252 out of 1303 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bawag Group AG has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bawag Group AG's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bawag Group AG ranks #1252 out of 1303 companies for Cyclically Adjusted PS Ratio. This places Bawag Group AG in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. Bawag Group AG's value of 9.46 is 180.7% above this benchmark. Historically, Bawag Group AG's own Cyclically Adjusted PS Ratio has ranged from 6.35 to 9.59 over the past decade. While the company's 10-year median is 7.46 vs. the industry median of 3.37, Bawag Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bawag Group AG's current Cyclically Adjusted PS Ratio of 9.46 is 180.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bawag Group AG and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bawag Group AG's current Cyclically Adjusted PS Ratio is 9.46, which is 27% above median its own 10-year median of 7.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bawag Group AG stock overvalued right now?
Based on GuruFocus' analysis, Bawag Group AG (CHIX:BGV) is currently considered Significantly Overvalued. The stock's GF Value™ is €102.11, compared to a current price of €169.95 — trading 66.4% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 9.46, which is 27% above median its 10-year median of 7.46 and 180.7% above the Banks industry median of 3.37. Bawag Group AG's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bawag Group AG (CHIX:BGV), the current Cyclically Adjusted PS Ratio is 9.46 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bawag Group AG (CHIX:BGV) Overvalued in 2026?

Based on GuruFocus' analysis, Bawag Group AG stock appears to be overvalued. The current stock price of €169.95 is trading 66.4% above its estimated GF Value™ of €102.11. GuruFocus considers Bawag Group AG to be Significantly Overvalued.

Key valuation signals for CHIX:BGV:

  • Cyclically Adjusted PS Ratio: 9.46 (27% above median its 10-year median of 7.46)
  • GF Value™: €102.11 vs. price of €169.95 (66.4% above fair value)
  • GF Score™: 78/100 with 5 warning signs
  • Industry Position: 180.7% above the Banks median (#1252 of 1303)

No single metric tells the full story. See the CHIX:BGV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bawag Group AG Business Description

Address Wiedner Gurtel 11, Vienna, AUT, 1100
Bawag Group AG provides banking and financial products and services. The company serves retail, small business, and corporate customers offering comprehensive savings, payment, lending, leasing, investment, building society, and insurance products and services through various online and offline channels. The operating business segments of the company are Retail & SME, Corporates, Real Estate & Public Sector, Treasury and Corporate Center. The majority of the company's revenue is derived from the Retail& SME segment.
78GF Score

Get the complete analysis for CHIX:BGV

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€169.95
Price
€102.11
GF Value