ERBKY (Eurobank) Cyclically Adjusted PS Ratio: (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ERBKY Eurobank SA ERBKY
49 GF Score
Price $11.76
GF Value $6.97
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Eurobank Cyclically Adjusted PS Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PS Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


Eurobank  (OTCPK:ERBKY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Eurobank Cyclically Adjusted PS Ratio Related Terms


Eurobank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Eurobank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eurobank Cyclically Adjusted PS Ratio Chart

Eurobank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.02 0.43 1.22 4.02

Eurobank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.63 2.43 3.86 4.02 3.93

ERBKY vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Eurobank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eurobank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Eurobank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Eurobank's Cyclically Adjusted PS Ratio falls into.


ERBKY
49GF Score
Eurobank SA ERBKY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eurobank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Eurobank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Eurobank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.28/330.2130*330.2130
=0.280

Current CPI (Mar. 2026) = 330.2130.

Eurobank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.265 241.018 0.363
201609 0.235 241.428 0.321
201612 0.238 241.432 0.326
201703 0.225 243.801 0.305
201706 0.239 244.955 0.322
201709 0.259 246.819 0.347
201712 0.262 246.524 0.351
201803 0.260 249.554 0.344
201806 0.244 251.989 0.320
201809 0.248 252.439 0.324
201812 0.231 251.233 0.304
201903 0.216 254.202 0.281
201906 0.151 256.143 0.195
201909 0.134 256.759 0.172
201912 0.145 256.974 0.186
202003 0.127 258.115 0.162
202006 0.219 257.797 0.281
202009 0.194 260.280 0.246
202012 0.139 260.474 0.176
202103 0.144 264.877 0.180
202106 0.155 271.696 0.188
202109 0.148 274.310 0.178
202112 0.156 278.802 0.185
202203 0.196 287.504 0.225
202206 0.229 296.311 0.255
202209 0.144 296.808 0.160
202212 0.209 296.797 0.233
202303 0.179 301.836 0.196
202306 0.207 305.109 0.224
202309 0.169 307.789 0.181
202312 0.230 306.746 0.248
202403 0.222 312.332 0.235
202406 0.206 314.175 0.217
202409 0.238 315.301 0.249
202412 0.249 315.605 0.261
202503 0.241 319.799 0.249
202506 0.261 322.561 0.267
202509 0.259 324.800 0.263
202512 0.281 324.054 0.286
202603 0.280 330.213 0.280

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Eurobank (ERBKY) Overvalued in 2026?

Based on GuruFocus' analysis, Eurobank stock appears to be overvalued. The current stock price of $11.76 is trading 68.7% above its estimated GF Value™ of $6.97. GuruFocus considers Eurobank to be Significantly Overvalued.

Key valuation signals for ERBKY:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $6.97 vs. price of $11.76 (68.7% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the ERBKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eurobank Business Description

Address 8 Othonos Street, Athens, GRC, 105 57
Eurobank SA operates as a universal bank offering a comprehensive suite of financial services. It provides retail, corporate and private banking, asset management, treasury, capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. The company offers current accounts, savings, deposits and investment savings products, credit and debit cards, consumer loans, small business banking, and mortgages, overdrafts, loans and other credit facilities, and Others services. It also provides custody and clearing services, cash management and trade service, and investment banking services. The operating segments of the company are: Retail, Corporate, Markets, Investment Property, RSS, and International. Geographically, the Group is active in Greece, Cyprus, Bulgaria and Luxembourg.
49GF Score

Get the complete analysis for ERBKY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.76
Price
$6.97
GF Value