PagSeguro Digital (FRA:1JY) Cyclically Adjusted PS Ratio: 1.18 (As of Aug. 12, 2026) — Near Median

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FRA:1JY PagSeguro Digital Ltd FRA:1JY
74 GF Score
Price €7.88
GF Value €10.63
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PagSeguro Digital Cyclically Adjusted PS Ratio?

PagSeguro Digital FRA:1JY +0.20% 74 Cyclically Adjusted PS Ratio is 1.18 as of Aug. 12, 2026, which is 2% above its 10-year median of 1.16. GuruFocus rates FRA:1JY with a GF Score™ of 74/100 and a GF Value™ of €10.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,604 Software companies, PagSeguro Digital ranks better than 60.47% on this metric.

As of today (2026-08-12), PagSeguro Digital's current share price is €7.876. PagSeguro Digital's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €6.68. PagSeguro Digital's Cyclically Adjusted PS Ratio for today is 1.18.

The historical rank and industry rank for PagSeguro Digital's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:1JY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.08   Med: 1.16   Max: 1.42
Current: 1.12

During the past years, PagSeguro Digital's highest Cyclically Adjusted PS Ratio was 1.42. The lowest was 1.08. And the median was 1.16.

FRA:1JY's Cyclically Adjusted PS Ratio is ranked better than
60.47% of 1604 companies
in the Software industry
Industry Median: 1.665 vs FRA:1JY: 1.12

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PagSeguro Digital's adjusted revenue per share data for the three months ended in Mar. 2026 was €2.927. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €6.68 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PagSeguro Digital  (FRA:1JY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PagSeguro Digital Cyclically Adjusted PS Ratio Related Terms


PagSeguro Digital Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PagSeguro Digital's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PagSeguro Digital Cyclically Adjusted PS Ratio Chart

PagSeguro Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PagSeguro Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.26

FRA:1JY vs AVPT, STNE, ATEN: Cyclically Adjusted PS Ratio Comparison

For the Software - Infrastructure subindustry, PagSeguro Digital's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PagSeguro Digital Cyclically Adjusted PS Ratio vs Software Industry

For the Software industry and Technology sector, PagSeguro Digital's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PagSeguro Digital's Cyclically Adjusted PS Ratio falls into.


FRA:1JY
74GF Score
PagSeguro Digital Ltd FRA:1JY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PagSeguro Digital Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PagSeguro Digital's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=7.876/6.68
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PagSeguro Digital's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PagSeguro Digital's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.927/330.2130*330.2130
=2.927

Current CPI (Mar. 2026) = 330.2130.

PagSeguro Digital Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201412 0.000 234.812 0.000
201512 0.000 236.525 0.000
201612 0.411 241.432 0.562
201703 0.511 243.801 0.692
201706 0.574 244.955 0.774
201709 0.701 246.819 0.938
201712 0.813 246.524 1.089
201803 0.769 249.554 1.018
201806 0.739 251.989 0.968
201809 0.756 252.439 0.989
201812 0.867 251.233 1.140
201903 0.899 254.202 1.168
201906 0.970 256.143 1.250
201909 0.975 256.759 1.254
201912 0.999 256.974 1.284
202003 0.891 258.115 1.140
202006 0.704 257.797 0.902
202009 0.850 260.280 1.078
202012 1.010 260.474 1.280
202103 0.933 264.877 1.163
202106 1.184 271.696 1.439
202109 1.345 274.310 1.619
202112 1.527 278.802 1.809
202203 1.877 287.504 2.156
202206 2.199 296.311 2.451
202209 2.363 296.808 2.629
202212 2.173 296.797 2.418
202303 2.053 301.836 2.246
202306 2.235 305.109 2.419
202309 2.346 307.789 2.517
202312 2.507 306.746 2.699
202403 2.477 312.332 2.619
202406 2.439 314.175 2.564
202409 2.451 315.301 2.567
202412 2.550 315.605 2.668
202503 2.550 319.799 2.633
202506 2.630 322.561 2.692
202509 2.750 324.800 2.796
202512 2.906 324.054 2.961
202603 2.927 330.213 2.927

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.18 mean?
PagSeguro Digital (FRA:1JY) has a Cyclically Adjusted PS Ratio of 1.18 as of Aug. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PagSeguro Digital and its competitors. This is near median its historical median of 1.16. Over the past decade, PagSeguro Digital's Cyclically Adjusted PS Ratio has ranged from 1.08 to 1.42. According to the industry distribution chart, PagSeguro Digital ranks #634 out of 1604 companies in the Software industry, placing it in the top 39.5%.
Is PagSeguro Digital's Cyclically Adjusted PS Ratio too high?
PagSeguro Digital's current Cyclically Adjusted PS Ratio of 1.18 is near median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 1.42. The Software industry median Cyclically Adjusted PS Ratio is 1.67. PagSeguro Digital's value of 1.18 is 29.1% below this industry median. Based on the distribution chart, PagSeguro Digital ranks #634 out of 1604 companies in the Software industry, which is above the industry midpoint. Overall, PagSeguro Digital has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PagSeguro Digital's Cyclically Adjusted PS Ratio compare to AVPT and STNE?
According to the Software industry distribution chart, PagSeguro Digital ranks #634 out of 1604 companies for Cyclically Adjusted PS Ratio. This puts PagSeguro Digital in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.67. PagSeguro Digital's value of 1.18 is 29.1% below this benchmark. Historically, PagSeguro Digital's own Cyclically Adjusted PS Ratio has ranged from 1.08 to 1.42 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 1.67, PagSeguro Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Software company?
The median Cyclically Adjusted PS Ratio among Software companies is 1.67, based on 1,604 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PagSeguro Digital's current Cyclically Adjusted PS Ratio of 1.18 is 29.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PagSeguro Digital and its competitors. For the Software industry, the median Cyclically Adjusted PS Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PagSeguro Digital's current Cyclically Adjusted PS Ratio is 1.18, which is near median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PagSeguro Digital stock overvalued right now?
Based on GuruFocus' analysis, PagSeguro Digital (FRA:1JY) is currently considered Modestly Undervalued. The stock's GF Value™ is €10.63, compared to a current price of €7.88 — trading 25.9% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.18, which is near median its 10-year median of 1.16 and 29.1% below the Software industry median of 1.67. PagSeguro Digital's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PagSeguro Digital (FRA:1JY), the current Cyclically Adjusted PS Ratio is 1.18 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PagSeguro Digital (FRA:1JY) Overvalued in 2026?

Based on GuruFocus' analysis, PagSeguro Digital stock appears to be undervalued. The current stock price of €7.88 is trading 25.9% below its estimated GF Value™ of €10.63. GuruFocus considers PagSeguro Digital to be Modestly Undervalued.

Key valuation signals for FRA:1JY:

  • Cyclically Adjusted PS Ratio: 1.18 (near median its 10-year median of 1.16)
  • GF Value™: €10.63 vs. price of €7.88 (25.9% below fair value)
  • GF Score™: 74/100 with 4 warning signs
  • Industry Position: 29.1% below the Software median (#634 of 1604)

No single metric tells the full story. See the FRA:1JY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PagSeguro Digital Business Description

Other Exchanges PAGS:USAPAGS34:Brazil
Address Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, CYM, KY1-1111
PagSeguro Digital Ltd is a Brazilian-based company that acts as a provider of financial technology solutions focused on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital to help to manage its cash flow. It delivers an end-to-end digital ecosystem to address day-to-day financial needs, including receiving and spending funds and managing and growing businesses for clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information, and others.
74GF Score

Get the complete analysis for FRA:1JY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.88
Price
€10.63
GF Value