Bank of Cyprus Holdings (FRA:318) Cyclically Adjusted PS Ratio: 4.29 (As of Jul. 31, 2026) — 41% Above Median

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FRA:318 Bank of Cyprus Holdings PLC FRA:318
62 GF Score
Price €10.50
GF Value €4.10
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Bank of Cyprus Holdings Cyclically Adjusted PS Ratio?

Bank of Cyprus Holdings FRA:318 62 Cyclically Adjusted PS Ratio is 4.29 as of Jul. 31, 2026, which is 41% above its 10-year median of 3.04. GuruFocus rates FRA:318 with a GF Score™ of 62/100 and a GF Value™ of €4.10 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,299 Banks companies, Bank of Cyprus Holdings ranks worse than 64.05% on this metric.

As of today (2026-07-31), Bank of Cyprus Holdings's current share price is €10.50. Bank of Cyprus Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €2.45. Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio for today is 4.29.

The historical rank and industry rank for Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:318' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.09   Med: 3.04   Max: 4.08
Current: 4.08

During the past years, Bank of Cyprus Holdings's highest Cyclically Adjusted PS Ratio was 4.08. The lowest was 2.09. And the median was 3.04.

FRA:318's Cyclically Adjusted PS Ratio is ranked worse than
64.05% of 1299 companies
in the Banks industry
Industry Median: 3.43 vs FRA:318: 4.08

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank of Cyprus Holdings's adjusted revenue per share data for the three months ended in Mar. 2026 was €0.577. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €2.45 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Cyprus Holdings  (FRA:318) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank of Cyprus Holdings Cyclically Adjusted PS Ratio Related Terms


Bank of Cyprus Holdings Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Cyprus Holdings Cyclically Adjusted PS Ratio Chart

Bank of Cyprus Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.10

Bank of Cyprus Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.09 2.64 2.98 3.10 3.11

FRA:318 vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Cyprus Holdings Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio falls into.


FRA:318
62GF Score
Bank of Cyprus Holdings PLC FRA:318
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Cyprus Holdings Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=10.50/2.45
=4.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Cyprus Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bank of Cyprus Holdings's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.577/330.2130*330.2130
=0.577

Current CPI (Mar. 2026) = 330.2130.

Bank of Cyprus Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.754 241.018 1.033
201609 0.562 241.428 0.769
201612 0.835 241.432 1.142
201703 0.590 243.801 0.799
201706 0.674 244.955 0.909
201709 0.560 246.819 0.749
201712 0.715 246.524 0.958
201803 0.503 249.554 0.666
201806 0.451 251.989 0.591
201809 0.402 252.439 0.526
201812 0.528 251.233 0.694
201903 0.402 254.202 0.522
201906 0.389 256.143 0.501
201909 0.374 256.759 0.481
201912 0.625 256.974 0.803
202003 0.326 258.115 0.417
202006 0.334 257.797 0.428
202009 0.312 260.280 0.396
202012 0.566 260.474 0.718
202103 0.305 264.877 0.380
202106 0.299 271.696 0.363
202109 0.300 274.310 0.361
202112 0.338 278.802 0.400
202203 0.305 287.504 0.350
202206 0.326 296.311 0.363
202209 0.388 296.808 0.432
202212 0.484 296.797 0.538
202303 0.526 301.836 0.575
202306 0.616 305.109 0.667
202309 0.652 307.789 0.700
202312 0.646 306.746 0.695
202403 0.622 312.332 0.658
202406 0.607 314.175 0.638
202409 0.627 315.301 0.657
202412 0.597 315.605 0.625
202503 0.573 319.799 0.592
202506 0.576 322.561 0.590
202509 0.595 324.800 0.605
202512 0.604 324.054 0.615
202603 0.577 330.213 0.577

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.29 mean?
Bank of Cyprus Holdings (FRA:318) has a Cyclically Adjusted PS Ratio of 4.29 as of Jul. 31, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Cyprus Holdings and its competitors. This is 41% above median its historical median of 3.04. Over the past decade, Bank of Cyprus Holdings' Cyclically Adjusted PS Ratio has ranged from 2.09 to 4.08. According to the industry distribution chart, Bank of Cyprus Holdings ranks #832 out of 1299 companies in the Banks industry, placing it in the top 64%.
Is Bank of Cyprus Holdings' Cyclically Adjusted PS Ratio too high?
Bank of Cyprus Holdings' current Cyclically Adjusted PS Ratio of 4.29 is 41% above median its 10-year median of 3.04. Over the past 10 years, this metric has ranged from a low of 2.09 to a high of 4.08. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Bank of Cyprus Holdings' value of 4.29 is 25.1% above this industry median. Based on the distribution chart, Bank of Cyprus Holdings ranks #832 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Cyprus Holdings has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Cyprus Holdings' Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Cyprus Holdings ranks #832 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Bank of Cyprus Holdings in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Bank of Cyprus Holdings' value of 4.29 is 25.1% above this benchmark. Historically, Bank of Cyprus Holdings' own Cyclically Adjusted PS Ratio has ranged from 2.09 to 4.08 over the past decade. While the company's 10-year median is 3.04 vs. the industry median of 3.43, Bank of Cyprus Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Cyprus Holdings's current Cyclically Adjusted PS Ratio of 4.29 is 25.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Cyprus Holdings and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Cyprus Holdings's current Cyclically Adjusted PS Ratio is 4.29, which is 41% above median its own 10-year median of 3.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Cyprus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Bank of Cyprus Holdings (FRA:318) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.10, compared to a current price of €10.50 — trading 156.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.29, which is 41% above median its 10-year median of 3.04 and 25.1% above the Banks industry median of 3.43. Bank of Cyprus Holdings' overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank of Cyprus Holdings (FRA:318), the current Cyclically Adjusted PS Ratio is 4.29 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Cyprus Holdings (FRA:318) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Cyprus Holdings stock appears to be overvalued. The current stock price of €10.50 is trading 156.1% above its estimated GF Value™ of €4.10. GuruFocus considers Bank of Cyprus Holdings to be Significantly Overvalued.

Key valuation signals for FRA:318:

  • Cyclically Adjusted PS Ratio: 4.29 (41% above median its 10-year median of 3.04)
  • GF Value™: €4.10 vs. price of €10.50 (156.1% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 25.1% above the Banks median (#832 of 1299)

No single metric tells the full story. See the FRA:318 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Cyprus Holdings Business Description

Address 51 Stasinou Street, Ayia Paraskevi, Strovolos, Nicosia, CYP, CY 2002
Bank of Cyprus Holdings PLC along with its subsidiary companies involve the provision of banking, financial, and insurance services and the management and disposal of property predominately acquired in exchange for debt. The Group's activities are mainly concentrated in Cyprus.
62GF Score

Get the complete analysis for FRA:318

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.50
Price
€4.10
GF Value