The 77 Bank (FRA:62A) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:62A The 77 Bank Ltd FRA:62A
51 GF Score
Price €21.74
GF Value €11.34
! 5 Warning Signs
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What is The 77 Bank Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


The 77 Bank  (FRA:62A) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The 77 Bank Cyclically Adjusted PS Ratio Related Terms


The 77 Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The 77 Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The 77 Bank Cyclically Adjusted PS Ratio Chart

The 77 Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 0.03

The 77 Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 0.03 0.03

The 77 Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The 77 Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The 77 Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The 77 Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The 77 Bank's Cyclically Adjusted PS Ratio falls into.


FRA:62A
51GF Score
The 77 Bank Ltd FRA:62A
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The 77 Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The 77 Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, The 77 Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=191.364/113.6000*113.6000
=191.364

Current CPI (Jun. 2026) = 113.6000.

The 77 Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 104.365 98.000 120.978
201612 98.144 98.400 113.304
201703 100.966 98.100 116.919
201706 113.068 98.500 130.401
201709 104.240 98.800 119.855
201712 119.286 99.400 136.327
201803 103.475 99.200 118.496
201806 108.381 99.200 124.114
201809 105.424 99.900 119.882
201812 106.444 99.700 121.284
201903 98.789 99.700 112.562
201906 113.975 99.800 129.735
201909 113.296 100.100 128.576
201912 107.430 100.500 121.433
202003 105.765 100.300 119.790
202006 116.546 99.900 132.529
202009 100.466 99.900 114.244
202012 123.680 99.300 141.491
202103 118.773 99.900 135.061
202106 121.569 99.500 138.796
202109 121.879 100.100 138.316
202112 113.714 100.100 129.050
202203 117.086 101.100 131.563
202206 130.043 101.800 145.117
202209 118.947 103.100 131.061
202212 131.608 104.100 143.618
202303 124.882 104.400 135.887
202306 153.023 105.200 165.242
202309 139.302 106.200 149.009
202312 140.114 106.800 149.035
202403 146.482 107.200 155.227
202406 176.024 108.200 184.809
202409 159.218 108.900 166.090
202412 153.850 110.700 157.880
202503 156.430 111.100 159.950
202506 166.436 111.700 169.267
202509 168.793 112.000 171.204
202512 190.579 113.000 191.591
202603 175.299 112.700 176.699
202606 191.364 113.600 191.364

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is The 77 Bank (FRA:62A) Overvalued in 2026?

Based on GuruFocus' analysis, The 77 Bank stock appears to be overvalued. The current stock price of €21.74 is trading 91.7% above its estimated GF Value™ of €11.34.

Key valuation signals for FRA:62A:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €11.34 vs. price of €21.74 (91.7% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the FRA:62A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The 77 Bank Business Description

Other Exchanges 8341:Japan
Address 3-20, Chuo 3-chome, Aoba-ku, Miyagi, Sendai, JPN, 980-8777
The 77 Bank Ltd is a Japan-based company mainly engaged in banking, leasing, and other financial services. Its Banking Business includes deposits, lending, securities trading and investment, domestic and foreign exchange, corporate bond trust, and agency operations, as well as sales of government bonds, investment trusts, and insurance products. The Leasing Business focuses on financial-related leasing, while other operations include credit guarantee, credit card, financial product transactions, research and consulting, electronic computing services, fund management, and investment activities.
51GF Score

Get the complete analysis for FRA:62A

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.74
Price
€11.34
GF Value