The 77 Bank (FRA:62A) Scaled Net Operating Assets: 0.06 (As of Mar. 2026)


FRA:62A The 77 Bank Ltd FRA:62A
58 GF Score
Price €17.51
GF Value €10.19
! 5 Warning Signs
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What is The 77 Bank Scaled Net Operating Assets?

The 77 Bank FRA:62A +0.10% 58 Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus rates FRA:62A with a GF Score™ of 58/100 and a GF Value™ of €10.19. The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The 77 Bank's operating assets for the quarter that ended in Mar. 2026 was €53,589 Mil. The 77 Bank's operating liabilities for the quarter that ended in Mar. 2026 was €50,059 Mil. The 77 Bank's Total Assets for the quarter that ended in Dec. 2025 was €57,363 Mil. Therefore, The 77 Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.06.

FRA:62A
58GF Score
The 77 Bank Ltd FRA:62A
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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The 77 Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The 77 Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(53589.136-50059.29)/64680.025
=0.05

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=56870.585 - 3281.449
=53589.136

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=53098.938 - 3039.648 - 0
=50059.29

The 77 Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(53589.136-50059.29)/57363.166
=0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=56870.585 - 3281.449
=53589.136

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=53098.938 - 3039.648 - 0
=50059.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
The 77 Bank (FRA:62A) has a Scaled Net Operating Assets of 0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The 77 Bank and its competitors.
Is The 77 Bank's Scaled Net Operating Assets too high?
The 77 Bank's current Scaled Net Operating Assets is 0.06. Overall, The 77 Bank has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does The 77 Bank's Scaled Net Operating Assets compare to competitors?
The 77 Bank's Scaled Net Operating Assets of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The 77 Bank and its competitors. The 77 Bank's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The 77 Bank stock overvalued right now?
The 77 Bank (FRA:62A) has a current Scaled Net Operating Assets of 0.06. The stock's GF Value™ is €10.19, compared to a current price of €17.51 — trading 71.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.06. The 77 Bank's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For The 77 Bank (FRA:62A), the current Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The 77 Bank (FRA:62A) Overvalued in 2026?

Based on GuruFocus' analysis, The 77 Bank stock appears to be overvalued. The current stock price of €17.51 is trading 71.9% above its estimated GF Value™ of €10.19.

Key valuation signals for FRA:62A:

  • Scaled Net Operating Assets: 0.06
  • GF Value™: €10.19 vs. price of €17.51 (71.9% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the FRA:62A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The 77 Bank Business Description

Other Exchanges 8341:Japan
Address 3-20, Chuo 3-chome, Aoba-ku, Miyagi, Sendai, JPN, 980-8777
The 77 Bank Ltd is a Japan-based company mainly engaged in banking, leasing, and other financial services. Its Banking Business includes deposits, lending, securities trading and investment, domestic and foreign exchange, corporate bond trust, and agency operations, as well as sales of government bonds, investment trusts, and insurance products. The Leasing Business focuses on financial-related leasing, while other operations include credit guarantee, credit card, financial product transactions, research and consulting, electronic computing services, fund management, and investment activities.
58GF Score

Get the complete analysis for FRA:62A

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.51
Price
€10.19
GF Value