Banca Mediolanum (FRA:ME1) Cyclically Adjusted PS Ratio: 4.55 (As of Jul. 24, 2026) — 310% Above Median

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FRA:ME1 Banca Mediolanum FRA:ME1
68 GF Score
Price €22.54
GF Value €12.99
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banca Mediolanum Cyclically Adjusted PS Ratio?

Banca Mediolanum FRA:ME1 +1.49% 68 Cyclically Adjusted PS Ratio is 4.55 as of Jul. 24, 2026, which is 310% above its 10-year median of 1.11. GuruFocus rates FRA:ME1 with a GF Score™ of 68/100 and a GF Value™ of €12.99 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,299 Banks companies, Banca Mediolanum ranks worse than 72.52% on this metric.

As of today (2026-07-24), Banca Mediolanum's current share price is €22.54. Banca Mediolanum's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was €4.95. Banca Mediolanum's Cyclically Adjusted PS Ratio for today is 4.55.

The historical rank and industry rank for Banca Mediolanum's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:ME1' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.47   Med: 1.11   Max: 4.53
Current: 4.53

During the past years, Banca Mediolanum's highest Cyclically Adjusted PS Ratio was 4.53. The lowest was 0.47. And the median was 1.11.

FRA:ME1's Cyclically Adjusted PS Ratio is ranked worse than
72.52% of 1299 companies
in the Banks industry
Industry Median: 3.36 vs FRA:ME1: 4.53

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Banca Mediolanum's adjusted revenue per share data for the three months ended in Dec. 2025 was €1.084. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €4.95 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banca Mediolanum  (FRA:ME1) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Banca Mediolanum Cyclically Adjusted PS Ratio Related Terms


Banca Mediolanum Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Banca Mediolanum's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Mediolanum Cyclically Adjusted PS Ratio Chart

Banca Mediolanum Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.16 1.14 1.42 2.12 3.85

Banca Mediolanum Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.89 2.84 3.24 3.85 0.00

Banca Mediolanum Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Banca Mediolanum's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Mediolanum Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banca Mediolanum's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banca Mediolanum's Cyclically Adjusted PS Ratio falls into.


FRA:ME1
68GF Score
Banca Mediolanum FRA:ME1
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Mediolanum Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Banca Mediolanum's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=22.54/4.95
=4.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Mediolanum's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Banca Mediolanum's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=1.084/122.6000*122.6000
=1.084

Current CPI (Dec. 2025) = 122.6000.

Banca Mediolanum Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 0.427 99.600 0.526
201606 1.067 99.900 1.309
201609 1.433 100.100 1.755
201612 1.966 100.300 2.403
201703 1.259 101.000 1.528
201706 0.606 101.100 0.735
201709 1.126 101.200 1.364
201712 1.551 101.200 1.879
201803 0.305 101.800 0.367
201806 1.778 102.400 2.129
201809 1.414 102.600 1.690
201812 -0.666 102.300 -0.798
201903 2.510 102.800 2.993
201906 1.434 103.100 1.705
201909 1.532 102.900 1.825
201912 2.362 102.800 2.817
202003 0.331 102.900 0.394
202006 0.367 102.900 0.437
202009 0.395 102.300 0.473
202012 3.112 102.600 3.719
202103 0.469 103.700 0.554
202106 0.488 104.200 0.574
202109 4.609 104.900 5.387
202112 3.117 106.600 3.585
202203 0.440 110.400 0.489
202206 0.439 112.500 0.478
202209 0.468 114.200 0.502
202212 0.557 119.000 0.574
202303 0.557 118.800 0.575
202306 0.610 119.700 0.625
202309 0.632 120.300 0.644
202312 0.781 119.700 0.800
202403 0.719 120.200 0.733
202406 0.708 120.700 0.719
202409 0.660 121.200 0.668
202412 1.164 121.200 1.177
202503 0.733 122.500 0.734
202506 0.737 122.700 0.736
202509 0.730 123.100 0.727
202512 1.084 122.600 1.084

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.55 mean?
Banca Mediolanum (FRA:ME1) has a Cyclically Adjusted PS Ratio of 4.55 as of Jul. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banca Mediolanum and its competitors. This is 310% above median its historical median of 1.11. Over the past decade, Banca Mediolanum's Cyclically Adjusted PS Ratio has ranged from 0.47 to 4.53. According to the industry distribution chart, Banca Mediolanum ranks #942 out of 1299 companies in the Banks industry, placing it in the top 72.5%.
Is Banca Mediolanum's Cyclically Adjusted PS Ratio too high?
Banca Mediolanum's current Cyclically Adjusted PS Ratio of 4.55 is 310% above median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 4.53. The Banks industry median Cyclically Adjusted PS Ratio is 3.36. Banca Mediolanum's value of 4.55 is 35.4% above this industry median. Based on the distribution chart, Banca Mediolanum ranks #942 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, Banca Mediolanum has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Banca Mediolanum ranks #942 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Banca Mediolanum in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.36. Banca Mediolanum's value of 4.55 is 35.4% above this benchmark. Historically, Banca Mediolanum's own Cyclically Adjusted PS Ratio has ranged from 0.47 to 4.53 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 3.36, Banca Mediolanum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.36, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Mediolanum's current Cyclically Adjusted PS Ratio of 4.55 is 35.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banca Mediolanum and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Mediolanum's current Cyclically Adjusted PS Ratio is 4.55, which is 310% above median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Based on GuruFocus' analysis, Banca Mediolanum (FRA:ME1) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.99, compared to a current price of €22.54 — trading 73.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.55, which is 310% above median its 10-year median of 1.11 and 35.4% above the Banks industry median of 3.36. Banca Mediolanum's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Banca Mediolanum (FRA:ME1), the current Cyclically Adjusted PS Ratio is 4.55 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Mediolanum (FRA:ME1) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued. The current stock price of €22.54 is trading 73.5% above its estimated GF Value™ of €12.99. GuruFocus considers Banca Mediolanum to be Significantly Overvalued.

Key valuation signals for FRA:ME1:

  • Cyclically Adjusted PS Ratio: 4.55 (310% above median its 10-year median of 1.11)
  • GF Value™: €12.99 vs. price of €22.54 (73.5% above fair value)
  • GF Score™: 68/100 with 6 warning signs
  • Industry Position: 35.4% above the Banks median (#942 of 1299)

No single metric tells the full story. See the FRA:ME1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Mediolanum Business Description

Address Palazzo Meucci, Via Francesco Sforza, 15, Basiglio, ITA, 20080
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
68GF Score

Get the complete analysis for FRA:ME1

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.54
Price
€12.99
GF Value