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The historical rank and industry rank for PT Bank Tabungan Negara (Persero) Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:
ISX:BBTN'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.68 Med: 1.37 Max: 3.67
Current: 0.96
During the past years, PT Bank Tabungan Negara (Persero) Tbk's highest Cyclically Adjusted PS Ratio was 3.67. The lowest was 0.68. And the median was 1.37.
ISX:BBTN's Cyclically Adjusted PS Ratio is ranked better than 91.95% of 1304
companies
in the Banks industry
Industry Median: 3.44
vs ISX:BBTN: 0.96
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
PT Bank Tabungan Negara (Persero) Tbk's adjusted revenue per share data for the three months ended in Jun. 2026 was Rp348.764. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp1,271.32 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
PT Bank Tabungan Negara (Persero) Tbk (ISX:BBTN) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
PT Bank Tabungan Negara (Persero) Tbk Cyclically Adjusted PS Ratio Related Terms
PT Bank Tabungan Negara (Persero) Tbk Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Tabungan Negara (Persero) Tbk Cyclically Adjusted PS Ratio Chart
PT Bank Tabungan Negara (Persero) Tbk Cyclically Adjusted PS Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Tabungan Negara (Persero) Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Tabungan Negara (Persero) Tbk Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Tabungan Negara (Persero) Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Tabungan Negara (Persero) Tbk's Cyclically Adjusted PS Ratio falls into.
PT Bank Tabungan Negara (Persero) Tbk Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 0.96 mean?
PT Bank Tabungan Negara (Persero) Tbk (ISX:BBTN) has a Cyclically Adjusted PS Ratio of 0.96 as of Aug. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Tabungan Negara (Persero) Tbk and its competitors. This is 30% below median its historical median of 1.37. Over the past decade, PT Bank Tabungan Negara (Persero) Tbk's Cyclically Adjusted PS Ratio has ranged from 0.68 to 3.67. According to the industry distribution chart, PT Bank Tabungan Negara (Persero) Tbk ranks #105 out of 1304 companies in the Banks industry, placing it in the top 8.1%.
Is PT Bank Tabungan Negara (Persero) Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank Tabungan Negara (Persero) Tbk's current Cyclically Adjusted PS Ratio of 0.96 is 30% below median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 3.67. The Banks industry median Cyclically Adjusted PS Ratio is 3.44. PT Bank Tabungan Negara (Persero) Tbk's value of 0.96 is 72.1% below this industry median. Based on the distribution chart, PT Bank Tabungan Negara (Persero) Tbk ranks #105 out of 1304 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Tabungan Negara (Persero) Tbk has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Tabungan Negara (Persero) Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Tabungan Negara (Persero) Tbk ranks #105 out of 1304 companies for Cyclically Adjusted PS Ratio. This places PT Bank Tabungan Negara (Persero) Tbk in the top 8% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.44. PT Bank Tabungan Negara (Persero) Tbk's value of 0.96 is 72.1% below this benchmark. Historically, PT Bank Tabungan Negara (Persero) Tbk's own Cyclically Adjusted PS Ratio has ranged from 0.68 to 3.67 over the past decade. While the company's 10-year median is 1.37 vs. the industry median of 3.44, PT Bank Tabungan Negara (Persero) Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.44, based on 1,304 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Tabungan Negara (Persero) Tbk's current Cyclically Adjusted PS Ratio of 0.96 is 72.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Tabungan Negara (Persero) Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Tabungan Negara (Persero) Tbk's current Cyclically Adjusted PS Ratio is 0.96, which is 30% below median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Tabungan Negara (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Tabungan Negara (Persero) Tbk (ISX:BBTN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,513.51, compared to a current price of Rp1,215.00 — trading 19.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.96, which is 30% below median its 10-year median of 1.37 and 72.1% below the Banks industry median of 3.44. PT Bank Tabungan Negara (Persero) Tbk's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank Tabungan Negara (Persero) Tbk (ISX:BBTN), the current Cyclically Adjusted PS Ratio is 0.96 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Tabungan Negara (Persero) Tbk (ISX:BBTN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Tabungan Negara (Persero) Tbk stock appears to be undervalued.
The current stock price of Rp1,215.00 is trading 19.7% below its estimated GF Value™ of Rp1,513.51.
GuruFocus considers PT Bank Tabungan Negara (Persero) Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BBTN:
Cyclically Adjusted PS Ratio: 0.96 (30% below median its 10-year median of 1.37)
GF Value™: Rp1,513.51 vs. price of Rp1,215.00 (19.7% below fair value)
Industry Position: 72.1% below the Banks median (#105 of 1304)
No single metric tells the full story. See the ISX:BBTN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Tabungan Negara (Persero) Tbk conducts business in the banking sector. Its activities include Collecting funds from the public in the form of savings, current accounts, time deposits, certificates of deposit, distributing funds in the form of credit or financing, issuing and/or carrying out securities transactions. Its products and services are divided into two segments, namely conventional and sharia. Conventional banking consist of Consumer products and Commercial products; and Sharia consist of Sharia Products. Its services include consumer loan products, consumer savings products, and wealth management products.
81GF Score
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