Lollands Bank AS (LTS:0F4L) Cyclically Adjusted PS Ratio: 3.51 (As of Sep. 16, 2026) — 27% Above Median

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LTS:0F4L Lollands Bank AS LTS:0F4L
48 GF Score
Price kr870.00
GF Value kr594.62
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Lollands Bank AS Cyclically Adjusted PS Ratio?

Lollands Bank AS LTS:0F4L 48 Cyclically Adjusted PS Ratio is 3.51 as of Sep. 16, 2026, which is 27% above its 10-year median of 2.76. GuruFocus rates LTS:0F4L with a GF Score™ of 48/100 and a GF Value™ of kr594.62 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,301 Banks companies, Lollands Bank AS ranks worse than 52.57% on this metric.

As of today (2026-09-16), Lollands Bank AS's current share price is kr870.00. Lollands Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was kr247.81. Lollands Bank AS's Cyclically Adjusted PS Ratio for today is 3.51.

The historical rank and industry rank for Lollands Bank AS's Cyclically Adjusted PS Ratio or its related term are showing as below:

LTS:0F4L' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.71   Med: 2.76   Max: 3.94
Current: 3.58

During the past years, Lollands Bank AS's highest Cyclically Adjusted PS Ratio was 3.94. The lowest was 1.71. And the median was 2.76.

LTS:0F4L's Cyclically Adjusted PS Ratio is ranked worse than
52.57% of 1301 companies
in the Banks industry
Industry Median: 3.45 vs LTS:0F4L: 3.58

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Lollands Bank AS's adjusted revenue per share data for the three months ended in Jun. 2026 was kr76.815. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr247.81 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Lollands Bank AS  (LTS:0F4L) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Lollands Bank AS Cyclically Adjusted PS Ratio Related Terms


Lollands Bank AS Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Lollands Bank AS's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lollands Bank AS Cyclically Adjusted PS Ratio Chart

Lollands Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.74 2.52 2.40 3.52

Lollands Bank AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.34 3.32 3.54 3.49 3.43

Lollands Bank AS Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Lollands Bank AS's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lollands Bank AS Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lollands Bank AS's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Lollands Bank AS's Cyclically Adjusted PS Ratio falls into.


LTS:0F4L
48GF Score
Lollands Bank AS LTS:0F4L
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lollands Bank AS Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Lollands Bank AS's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=870.00/247.811
=3.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lollands Bank AS's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Lollands Bank AS's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=76.815/122.9500*122.9500
=76.815

Current CPI (Jun. 2026) = 122.9500.

Lollands Bank AS Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 46.023 100.200 56.472
201612 43.891 100.300 53.803
201703 50.090 101.200 60.855
201706 48.092 101.200 58.428
201709 43.768 101.800 52.861
201712 25.355 101.300 30.774
201803 47.912 101.700 57.923
201806 52.681 102.300 63.315
201809 45.319 102.400 54.414
201812 36.539 102.100 44.001
201903 53.051 102.900 63.388
201906 46.215 102.900 55.220
201909 46.884 102.900 56.019
201912 53.499 102.900 63.923
202003 36.452 103.300 43.386
202006 54.945 103.200 65.460
202009 52.487 103.500 62.350
202012 54.353 103.400 64.630
202103 48.502 104.300 57.175
202106 51.373 105.000 60.155
202109 42.270 105.800 49.122
202112 52.931 106.600 61.049
202203 41.317 109.900 46.223
202206 40.216 113.600 43.526
202209 41.935 116.400 44.295
202212 63.226 115.900 67.072
202303 66.579 117.300 69.786
202306 66.625 116.400 70.374
202309 69.798 117.400 73.098
202312 84.076 116.700 88.579
202403 77.849 118.400 80.841
202406 72.770 118.500 75.503
202409 77.656 118.900 80.301
202412 68.444 118.900 70.775
202503 68.417 120.200 69.982
202506 69.694 120.700 70.993
202509 70.639 121.600 71.423
202512 72.838 121.180 73.902
202603 69.167 121.670 69.895
202606 76.815 122.950 76.815

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.51 mean?
Lollands Bank AS (LTS:0F4L) has a Cyclically Adjusted PS Ratio of 3.51 as of Sep. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Lollands Bank AS and its competitors. This is 27% above median its historical median of 2.76. Over the past decade, Lollands Bank AS's Cyclically Adjusted PS Ratio has ranged from 1.71 to 3.94. According to the industry distribution chart, Lollands Bank AS ranks #684 out of 1301 companies in the Banks industry, placing it in the top 52.6%.
Is Lollands Bank AS's Cyclically Adjusted PS Ratio too high?
Lollands Bank AS's current Cyclically Adjusted PS Ratio of 3.51 is 27% above median its 10-year median of 2.76. Over the past 10 years, this metric has ranged from a low of 1.71 to a high of 3.94. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. Lollands Bank AS's value of 3.51 is 1.7% above this industry median. Based on the distribution chart, Lollands Bank AS ranks #684 out of 1301 companies in the Banks industry, which is below the industry midpoint. Overall, Lollands Bank AS has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lollands Bank AS's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Lollands Bank AS ranks #684 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Lollands Bank AS in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.45. Lollands Bank AS's value of 3.51 is 1.7% above this benchmark. Historically, Lollands Bank AS's own Cyclically Adjusted PS Ratio has ranged from 1.71 to 3.94 over the past decade. While the company's 10-year median is 2.76 vs. the industry median of 3.45, Lollands Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lollands Bank AS's current Cyclically Adjusted PS Ratio of 3.51 is 1.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Lollands Bank AS and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lollands Bank AS's current Cyclically Adjusted PS Ratio is 3.51, which is 27% above median its own 10-year median of 2.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lollands Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Lollands Bank AS (LTS:0F4L) is currently considered Significantly Overvalued. The stock's GF Value™ is kr594.62, compared to a current price of kr870.00 — trading 46.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.51, which is 27% above median its 10-year median of 2.76 and 1.7% above the Banks industry median of 3.45. Lollands Bank AS's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Lollands Bank AS (LTS:0F4L), the current Cyclically Adjusted PS Ratio is 3.51 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lollands Bank AS (LTS:0F4L) Overvalued in 2026?

Based on GuruFocus' analysis, Lollands Bank AS stock appears to be overvalued. The current stock price of kr870.00 is trading 46.3% above its estimated GF Value™ of kr594.62. GuruFocus considers Lollands Bank AS to be Significantly Overvalued.

Key valuation signals for LTS:0F4L:

  • Cyclically Adjusted PS Ratio: 3.51 (27% above median its 10-year median of 2.76)
  • GF Value™: kr594.62 vs. price of kr870.00 (46.3% above fair value)
  • GF Score™: 48/100 with 5 warning signs
  • Industry Position: 1.7% above the Banks median (#684 of 1301)

No single metric tells the full story. See the LTS:0F4L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lollands Bank AS Business Description

Other Exchanges LOLB:Denmark
Address Nybrogade 3, Nakskov, DNK, 4900
Lollands Bank AS is a regional bank. It is engaged in the provision of banking products and financial services to both private individuals and corporate clients. It also provides mortgage and insurance services to its clients. It has branches in Maribo, Nakskov, Nr. Alslev, Nykobing F., Rodbyhavn and Vordingborg.
48GF Score

Get the complete analysis for LTS:0F4L

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr870.00
Price
kr594.62
GF Value