NewtekOne (LTS:0K7X) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0K7X NewtekOne Inc LTS:0K7X
74 GF Score
Price $11.64
GF Value $14.94
Valuation Modestly Undervalued
! 7 Warning Signs
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What is NewtekOne Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


NewtekOne  (LTS:0K7X) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


NewtekOne Cyclically Adjusted PS Ratio Related Terms


NewtekOne Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for NewtekOne's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NewtekOne Cyclically Adjusted PS Ratio Chart

NewtekOne Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.60 1.70 1.65 1.69 1.37

NewtekOne Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.41 1.38 1.37 1.24 1.65

LTS:0K7X vs AVBH, MSBC, FSBW: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, NewtekOne's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NewtekOne Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, NewtekOne's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where NewtekOne's Cyclically Adjusted PS Ratio falls into.


LTS:0K7X
74GF Score
NewtekOne Inc LTS:0K7X
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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NewtekOne Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

NewtekOne's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, NewtekOne's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.993/333.9520*333.9520
=2.993

Current CPI (Jun. 2026) = 333.9520.

NewtekOne Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.138 241.428 1.574
201612 1.243 241.432 1.719
201703 1.079 243.801 1.478
201706 1.085 244.955 1.479
201709 1.117 246.819 1.511
201712 1.234 246.524 1.672
201803 1.133 249.554 1.516
201806 1.166 251.989 1.545
201809 1.236 252.439 1.635
201812 1.415 251.233 1.881
201903 1.216 254.202 1.597
201906 1.371 256.143 1.787
201909 1.481 256.759 1.926
201912 1.603 256.974 2.083
202003 0.980 258.115 1.268
202006 2.177 257.797 2.820
202009 0.670 260.280 0.860
202012 1.073 260.474 1.376
202103 1.884 264.877 2.375
202106 2.131 271.696 2.619
202109 1.394 274.310 1.697
202112 1.649 278.802 1.975
202203 1.317 287.504 1.530
202206 1.347 296.311 1.518
202209 1.434 296.808 1.613
202212 1.895 296.797 2.132
202303 2.217 301.836 2.453
202306 2.570 305.109 2.813
202309 2.661 307.789 2.887
202312 2.844 306.746 3.096
202403 3.023 312.332 3.232
202406 3.411 314.175 3.626
202409 3.280 315.301 3.474
202412 3.363 315.605 3.559
202503 2.826 319.799 2.951
202506 4.076 322.561 4.220
202509 2.697 324.800 2.773
202512 2.623 324.054 2.703
202603 5.255 330.213 5.315
202606 2.993 333.952 2.993

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is NewtekOne (LTS:0K7X) Overvalued in 2026?

Based on GuruFocus' analysis, NewtekOne stock appears to be undervalued. The current stock price of $11.64 is trading 22.1% below its estimated GF Value™ of $14.94. GuruFocus considers NewtekOne to be Modestly Undervalued.

Key valuation signals for LTS:0K7X:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $14.94 vs. price of $11.64 (22.1% below fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the LTS:0K7X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NewtekOne Business Description

Other Exchanges NEWT:USA
Address 4800 T Rex Avenue, Suite 120, Boca Raton, FL, USA, 33431
NewtekOne Inc provides business and financial solutions under the Newtek and NewtekOne brands to the independent business owner (SMB) market. Its services are offered online and in some cases delivered by staff via video and voice calls. The company offers lending products, FDIC insured deposit products and services, payments processing, payroll services and insurance brokerage services. Loan products include SBA 7(a), ALP, SBA 504, and traditional C&I and CRE bank loans, while deposit products include consumer high yield savings accounts, high yield certificates of deposit, zero-fee business checking and business money market accounts. The company operates through four reportable segments Banking, Alternative Lending, NSBF and Payments.
74GF Score

Get the complete analysis for LTS:0K7X

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.64
Price
$14.94
GF Value