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Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.
The historical rank and industry rank for NewtekOne's Efficiency Overhead Ratio % or its related term are showing as below:
LTS:0K7X's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Efficiency Overhead Ratio % only.
NewtekOne (LTS:0K7X) Efficiency Overhead Ratio % Explanation
Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.
An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.
NewtekOne Efficiency Overhead Ratio % Related Terms
NewtekOne Efficiency Overhead Ratio % Historical Data
* Premium members only.
The historical data trend for NewtekOne's Efficiency Overhead Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NewtekOne (LTS:0K7X) Efficiency Overhead Ratio % Calculation
Efficiency Overhead Ratio % is calculated as
Efficiency Overhead Ratio %
=
Non-interest Expenses
/
Revenue
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Frequently Asked Questions
What does a Efficiency Overhead Ratio % of 0.00% mean?
NewtekOne (LTS:0K7X) has a Efficiency Overhead Ratio % of 0.00% as of . 20. Efficiency Overhead Ratio for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. View historical data on NewtekOne and its competitors.
Is NewtekOne's Efficiency Overhead Ratio % too high?
NewtekOne's current Efficiency Overhead Ratio % is 0.00%. Overall, NewtekOne has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NewtekOne's Efficiency Overhead Ratio % compare to AVBH and MSBC?
NewtekOne's Efficiency Overhead Ratio % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Efficiency Overhead Ratio % for a Banks company?
A good Efficiency Overhead Ratio % depends on the Banks industry context. However, Efficiency Overhead Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Efficiency Overhead Ratio % mean?
A high Efficiency Overhead Ratio % can signal that a stock is expensive relative to its fundamentals. Efficiency Overhead Ratio for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. View historical data on NewtekOne and its competitors. NewtekOne's current Efficiency Overhead Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NewtekOne stock overvalued right now?
Based on GuruFocus' analysis, NewtekOne (LTS:0K7X) is currently considered Modestly Undervalued. The stock's GF Value™ is $14.44, compared to a current price of $12.20 — trading 15.5% below its estimated fair value. The current Efficiency Overhead Ratio % is 0.00%. NewtekOne's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Efficiency Overhead Ratio % calculated?
Efficiency Overhead Ratio % is calculated from a company's financial statements. For NewtekOne (LTS:0K7X), the current Efficiency Overhead Ratio % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NewtekOne (LTS:0K7X) Overvalued in 2026?
Based on GuruFocus' analysis, NewtekOne stock appears to be undervalued.
The current stock price of $12.20 is trading 15.5% below its estimated GF Value™ of $14.44.
GuruFocus considers NewtekOne to be Modestly Undervalued.
Key valuation signals for LTS:0K7X:
Efficiency Overhead Ratio %: 0.00%
GF Value™: $14.44 vs. price of $12.20 (15.5% below fair value)
No single metric tells the full story. See the LTS:0K7X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NewtekOne Inc provides business and financial solutions under the Newtek and NewtekOne brands to the independent business owner (SMB) market. Its services are offered online and in some cases delivered by staff via video and voice calls. The company offers lending products, FDIC insured deposit products and services, payments processing, payroll services and insurance brokerage services. Loan products include SBA 7(a), ALP, SBA 504, and traditional C&I and CRE bank loans, while deposit products include consumer high yield savings accounts, high yield certificates of deposit, zero-fee business checking and business money market accounts. The company operates through four reportable segments Banking, Alternative Lending, NSBF and Payments.
75GF Score
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