Prudential Financial (LTS:0KRX) Cyclically Adjusted PS Ratio: (As of Sep. 22, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0KRX Prudential Financial Inc LTS:0KRX
63 GF Score
Price $118.53
GF Value $113.61
Valuation Fairly Valued
! 6 Warning Signs
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What is Prudential Financial Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Prudential Financial  (LTS:0KRX) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Prudential Financial Cyclically Adjusted PS Ratio Related Terms


Prudential Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Prudential Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prudential Financial Cyclically Adjusted PS Ratio Chart

Prudential Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.62 0.61 0.67 0.62

Prudential Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.56 0.61 0.52 0.57

LTS:0KRX vs AFL, MET, UNM: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, Prudential Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prudential Financial Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Prudential Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Prudential Financial's Cyclically Adjusted PS Ratio falls into.


LTS:0KRX
63GF Score
Prudential Financial Inc LTS:0KRX
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Prudential Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Prudential Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Prudential Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=44.99/333.9520*333.9520
=44.990

Current CPI (Jun. 2026) = 333.9520.

Prudential Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 38.175 241.428 52.805
201612 29.673 241.432 41.044
201703 31.132 243.801 42.644
201706 30.743 244.955 41.913
201709 37.501 246.819 50.740
201712 37.590 246.524 50.921
201803 31.926 249.554 42.723
201806 34.241 251.989 45.378
201809 38.022 252.439 50.299
201812 43.761 251.233 58.169
201903 36.137 254.202 47.474
201906 37.178 256.143 48.472
201909 36.977 256.759 48.094
201912 47.617 256.974 61.881
202003 33.914 258.115 43.878
202006 30.702 257.797 39.772
202009 38.844 260.280 49.839
202012 40.244 260.474 51.597
202103 42.508 264.877 53.593
202106 40.388 271.696 49.642
202109 55.949 274.310 68.114
202112 43.119 278.802 51.648
202203 31.521 287.504 36.613
202206 30.427 296.311 34.292
202209 54.450 296.808 61.264
202212 32.402 296.797 36.458
202303 46.356 301.836 51.288
202306 36.789 305.109 40.267
202309 23.034 307.789 24.992
202312 41.784 306.746 45.490
202403 65.212 312.332 69.726
202406 41.284 314.175 43.883
202409 54.335 315.301 57.549
202412 35.236 315.605 37.284
202503 37.826 319.799 39.500
202506 38.676 322.561 40.042
202509 50.674 324.800 52.102
202512 44.714 324.054 46.080
202603 44.436 330.213 44.939
202606 44.990 333.952 44.990

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Prudential Financial (LTS:0KRX) Overvalued in 2026?

Based on GuruFocus' analysis, Prudential Financial stock appears to be overvalued. The current stock price of $118.53 is trading 4.3% above its estimated GF Value™ of $113.61. GuruFocus considers Prudential Financial to be Fairly Valued.

Key valuation signals for LTS:0KRX:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $113.61 vs. price of $118.53 (4.3% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the LTS:0KRX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prudential Financial Business Description

Address 751 Broad Street, Newark, NJ, USA, 07102
Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2025 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 39% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 11% of its 2025 adjusted earnings. PGIM had around $1.47 trillion in assets under management at the end of fourth-quarter 2025.
63GF Score

Get the complete analysis for LTS:0KRX

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$118.53
Price
$113.61
GF Value