Banco Di Desio E Della Brianza SpA (LTS:0O5V) Cyclically Adjusted PS Ratio: 3.87 (As of Aug. 16, 2026) — 361% Above Median

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LTS:0O5V Banco Di Desio E Della Brianza SpA LTS:0O5V
43 GF Score
Price €17.22
GF Value €7.44
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Di Desio E Della Brianza SpA Cyclically Adjusted PS Ratio?

Banco Di Desio E Della Brianza SpA LTS:0O5V 43 Cyclically Adjusted PS Ratio is 3.87 as of Aug. 16, 2026, which is 361% above its 10-year median of 0.84. GuruFocus rates LTS:0O5V with a GF Score™ of 43/100 and a GF Value™ of €7.44 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,305 Banks companies, Banco Di Desio E Della Brianza SpA ranks worse than 59.92% on this metric.

As of today (2026-08-16), Banco Di Desio E Della Brianza SpA's current share price is €17.22. Banco Di Desio E Della Brianza SpA's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €4.45. Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio for today is 3.87.

The historical rank and industry rank for Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio or its related term are showing as below:

LTS:0O5V' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.52   Med: 0.84   Max: 3.9
Current: 3.9

During the past years, Banco Di Desio E Della Brianza SpA's highest Cyclically Adjusted PS Ratio was 3.90. The lowest was 0.52. And the median was 0.84.

LTS:0O5V's Cyclically Adjusted PS Ratio is ranked worse than
59.92% of 1305 companies
in the Banks industry
Industry Median: 3.41 vs LTS:0O5V: 3.90

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Banco Di Desio E Della Brianza SpA's adjusted revenue per share data for the three months ended in Jun. 2026 was €1.344. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €4.45 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco Di Desio E Della Brianza SpA  (LTS:0O5V) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Banco Di Desio E Della Brianza SpA Cyclically Adjusted PS Ratio Related Terms


Banco Di Desio E Della Brianza SpA Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Di Desio E Della Brianza SpA Cyclically Adjusted PS Ratio Chart

Banco Di Desio E Della Brianza SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 0.77 0.88 1.61 2.21

Banco Di Desio E Della Brianza SpA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.65 1.79 2.21 1.97 2.99

LTS:0O5V vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Di Desio E Della Brianza SpA Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio falls into.


LTS:0O5V
43GF Score
Banco Di Desio E Della Brianza SpA LTS:0O5V
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Di Desio E Della Brianza SpA Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=17.22/4.45
=3.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Di Desio E Della Brianza SpA's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Banco Di Desio E Della Brianza SpA's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.344/126.4000*126.4000
=1.344

Current CPI (Jun. 2026) = 126.4000.

Banco Di Desio E Della Brianza SpA Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.789 100.100 0.996
201612 0.972 100.300 1.225
201703 0.801 101.000 1.002
201706 0.850 101.100 1.063
201709 0.711 101.200 0.888
201712 0.986 101.200 1.232
201803 0.850 101.800 1.055
201806 0.866 102.400 1.069
201809 0.684 102.600 0.843
201812 0.829 102.300 1.024
201903 0.820 102.800 1.008
201906 0.870 103.100 1.067
201909 0.773 102.900 0.950
201912 0.829 102.800 1.019
202003 0.775 102.900 0.952
202006 0.752 102.900 0.924
202009 0.803 102.300 0.992
202012 0.871 102.600 1.073
202103 0.877 103.700 1.069
202106 0.909 104.200 1.103
202109 0.839 104.900 1.011
202112 0.869 106.600 1.030
202203 0.996 110.400 1.140
202206 0.886 112.500 0.995
202209 0.818 114.200 0.905
202212 0.920 119.000 0.977
202303 1.382 118.800 1.470
202306 1.109 119.700 1.171
202309 1.017 120.300 1.069
202312 1.319 119.700 1.393
202403 1.204 120.200 1.266
202406 1.236 120.700 1.294
202409 1.086 121.200 1.133
202412 1.325 121.200 1.382
202503 1.194 122.500 1.232
202506 1.223 122.700 1.260
202509 1.232 123.100 1.265
202512 1.240 122.600 1.278
202603 1.279 124.560 1.298
202606 1.344 126.400 1.344

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.87 mean?
Banco Di Desio E Della Brianza SpA (LTS:0O5V) has a Cyclically Adjusted PS Ratio of 3.87 as of Aug. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Di Desio E Della Brianza SpA and its competitors. This is 361% above median its historical median of 0.84. Over the past decade, Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio has ranged from 0.52 to 3.90. According to the industry distribution chart, Banco Di Desio E Della Brianza SpA ranks #782 out of 1305 companies in the Banks industry, placing it in the top 59.9%.
Is Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio too high?
Banco Di Desio E Della Brianza SpA's current Cyclically Adjusted PS Ratio of 3.87 is 361% above median its 10-year median of 0.84. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 3.90. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Banco Di Desio E Della Brianza SpA's value of 3.87 is 13.5% above this industry median. Based on the distribution chart, Banco Di Desio E Della Brianza SpA ranks #782 out of 1305 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Di Desio E Della Brianza SpA has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Di Desio E Della Brianza SpA's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Di Desio E Della Brianza SpA ranks #782 out of 1305 companies for Cyclically Adjusted PS Ratio. This places Banco Di Desio E Della Brianza SpA in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Banco Di Desio E Della Brianza SpA's value of 3.87 is 13.5% above this benchmark. Historically, Banco Di Desio E Della Brianza SpA's own Cyclically Adjusted PS Ratio has ranged from 0.52 to 3.90 over the past decade. While the company's 10-year median is 0.84 vs. the industry median of 3.41, Banco Di Desio E Della Brianza SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Di Desio E Della Brianza SpA's current Cyclically Adjusted PS Ratio of 3.87 is 13.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Di Desio E Della Brianza SpA and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Di Desio E Della Brianza SpA's current Cyclically Adjusted PS Ratio is 3.87, which is 361% above median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Di Desio E Della Brianza SpA stock overvalued right now?
Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA (LTS:0O5V) is currently considered Significantly Overvalued. The stock's GF Value™ is €7.44, compared to a current price of €17.22 — trading 131.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.87, which is 361% above median its 10-year median of 0.84 and 13.5% above the Banks industry median of 3.41. Banco Di Desio E Della Brianza SpA's overall GF Score™ is 43/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Banco Di Desio E Della Brianza SpA (LTS:0O5V), the current Cyclically Adjusted PS Ratio is 3.87 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Di Desio E Della Brianza SpA (LTS:0O5V) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA stock appears to be overvalued. The current stock price of €17.22 is trading 131.5% above its estimated GF Value™ of €7.44. GuruFocus considers Banco Di Desio E Della Brianza SpA to be Significantly Overvalued.

Key valuation signals for LTS:0O5V:

  • Cyclically Adjusted PS Ratio: 3.87 (361% above median its 10-year median of 0.84)
  • GF Value™: €7.44 vs. price of €17.22 (131.5% above fair value)
  • GF Score™: 43/100 with 7 warning signs
  • Industry Position: 13.5% above the Banks median (#782 of 1305)

No single metric tells the full story. See the LTS:0O5V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Di Desio E Della Brianza SpA Business Description

Other Exchanges BDB:ItalyBJ7:Germany
Address Via E. Rovagnati, 1, Desio, ITA, 20832
Banco Di Desio E Della Brianza SpA is an Italy based company engaged in providing financial services. The group operates by carrying out traditional banking activities, providing asset management services and selling life and non-life bancassurance products. It offers loans and deposits; financial, banking, and payment services; insurance products, asset management products; debit and credit cards. The bank serves individuals and small to midsized businesses by providing other services. The activities are carried out through Italy.
43GF Score

Get the complete analysis for LTS:0O5V

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.22
Price
€7.44
GF Value