CrediaBank (LTS:0RCU) Cyclically Adjusted PS Ratio: 0.00 (As of Jul. 29, 2026)

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LTS:0RCU CrediaBank SA LTS:0RCU
30 GF Score
Price €0.93
! 2 Warning Signs
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What is CrediaBank Cyclically Adjusted PS Ratio?

CrediaBank LTS:0RCU -1.99% 30 Cyclically Adjusted PS Ratio is 0.00 as of Jul. 29, 2026. GuruFocus rates LTS:0RCU with a GF Score™ of 30/100. The stock has 2 warning signs investors should review. Among 1,301 Banks companies, CrediaBank ranks worse than 76863.87% on this metric.

As of today (2026-07-29), CrediaBank's current share price is €0.92722. CrediaBank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €1,718,127.21. CrediaBank's Cyclically Adjusted PS Ratio for today is 0.00.

The historical rank and industry rank for CrediaBank's Cyclically Adjusted PS Ratio or its related term are showing as below:

During the past years, CrediaBank's highest Cyclically Adjusted PS Ratio was 3.21. The lowest was 0.01. And the median was 0.29.

LTS:0RCU's Cyclically Adjusted PS Ratio is not ranked *
in the Banks industry.
Industry Median: 3.43
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

CrediaBank's adjusted revenue per share data for the three months ended in Mar. 2026 was €0.038. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €1,718,127.21 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


CrediaBank  (LTS:0RCU) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


CrediaBank Cyclically Adjusted PS Ratio Related Terms


CrediaBank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for CrediaBank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CrediaBank Cyclically Adjusted PS Ratio Chart

CrediaBank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.05 0.06 0.00 0.00

CrediaBank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LTS:0RCU vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, CrediaBank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CrediaBank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CrediaBank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where CrediaBank's Cyclically Adjusted PS Ratio falls into.


LTS:0RCU
30GF Score
CrediaBank SA LTS:0RCU
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CrediaBank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

CrediaBank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.92722/1718127.21
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CrediaBank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, CrediaBank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.038/124.8200*124.8200
=0.038

Current CPI (Mar. 2026) = 124.8200.

CrediaBank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 9,354.333 100.121 11,662.002
201609 7,671.667 99.878 9,587.452
201612 8,042.333 100.110 10,027.460
201703 8,242.333 100.770 10,209.487
201706 6,292.667 101.138 7,766.128
201709 32,386.667 100.882 40,071.765
201712 9,432.667 100.762 11,684.770
201803 7,301.000 100.534 9,064.685
201806 1,115.158 102.121 1,363.036
201809 6,499.667 101.982 7,955.243
201812 4,435.000 101.330 5,463.113
201903 2,561.000 101.482 3,149.949
201906 1,874.000 101.837 2,296.934
201909 1,493.444 101.906 1,829.257
201912 1,932.889 102.120 2,362.539
202003 1,771.333 101.479 2,178.765
202006 2,041.667 100.239 2,542.338
202009 2,322.333 99.886 2,902.050
202012 -14,647.778 99.751 -18,329.014
202103 1,296.444 99.817 1,621.183
202106 1,908.000 101.270 2,351.708
202109 1,482.333 102.095 1,812.279
202112 -484.960 104.853 -577.310
202203 102.293 108.651 117.516
202206 86.280 113.517 94.871
202209 120.299 114.371 131.290
202212 -2,738.413 112.428 -3,040.254
202303 166.628 113.620 183.054
202306 51.731 115.515 55.898
202309 79.964 116.234 85.871
202312 305.107 116.364 327.278
202403 0.009 117.285 0.010
202406 0.017 118.129 0.018
202409 0.019 119.650 0.020
202412 0.031 119.360 0.032
202503 0.034 120.133 0.035
202506 0.037 121.399 0.038
202509 0.030 121.950 0.031
202512 0.062 122.450 0.063
202603 0.038 124.820 0.038

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.00 mean?
CrediaBank (LTS:0RCU) has a Cyclically Adjusted PS Ratio of 0.00 as of Jul. 29, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CrediaBank and its competitors. Over the past decade, CrediaBank's Cyclically Adjusted PS Ratio has ranged from 0.01 to 3.21. According to the industry distribution chart, CrediaBank ranks #999999 out of 1301 companies in the Banks industry.
Is CrediaBank's Cyclically Adjusted PS Ratio too high?
CrediaBank's current Cyclically Adjusted PS Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 3.21. Based on the distribution chart, CrediaBank ranks #999999 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CrediaBank has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does CrediaBank's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, CrediaBank ranks #999999 out of 1301 companies for Cyclically Adjusted PS Ratio. This places CrediaBank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Historically, CrediaBank's own Cyclically Adjusted PS Ratio has ranged from 0.01 to 3.21 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CrediaBank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CrediaBank's current Cyclically Adjusted PS Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CrediaBank stock overvalued right now?
CrediaBank (LTS:0RCU) has a current Cyclically Adjusted PS Ratio of 0.00. The current Cyclically Adjusted PS Ratio is 0.00. CrediaBank's overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For CrediaBank (LTS:0RCU), the current Cyclically Adjusted PS Ratio is 0.00 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CrediaBank Business Description

Other Exchanges CREDIA:GreeceBCA0:Germany
Address 260-262 Kifissias Avenue, Chalandri, GRC, 15231
CrediaBank SA is engaged in providing banking and financial services to individuals and businesses in Greece. The Bank offers a range of financial products, including loans, deposits, treasury services, investment products, and related banking services. The Bank operates through four main segments: Retail Banking, which provides financing and deposit services to individuals, freelancers, and small businesses; Corporate Banking, which offers financing solutions to medium and large enterprises including factoring and leasing services; Capital Management and Treasury, which manages the group's cash reserves, securities, and intermediary services in mutual funds and investment products; and Structured Financing, which includes structured financing and shipping banking activities.
30GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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