Grupo Financiero Galicia (MEX:GGAL N) Cyclically Adjusted PS Ratio: 2.66 (As of Sep. 04, 2026) — Near Median

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MEX:GGAL N Grupo Financiero Galicia SA MEX:GGAL N
68 GF Score
Price MXN708.00
GF Value MXN456.25
! 5 Warning Signs
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What is Grupo Financiero Galicia Cyclically Adjusted PS Ratio?

Grupo Financiero Galicia MEX:GGAL N 68 Cyclically Adjusted PS Ratio is 2.66 as of Sep. 04, 2026, which is 7% below its 10-year median of 2.86. GuruFocus rates MEX:GGAL N with a GF Score™ of 68/100 and a GF Value™ of MXN456.25. The stock has 5 warning signs investors should review. Among 1,301 Banks companies, Grupo Financiero Galicia ranks better than 69.56% on this metric.

As of today (2026-09-04), Grupo Financiero Galicia's current share price is MXN708.00. Grupo Financiero Galicia's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was MXN266.12. Grupo Financiero Galicia's Cyclically Adjusted PS Ratio for today is 2.66.

The historical rank and industry rank for Grupo Financiero Galicia's Cyclically Adjusted PS Ratio or its related term are showing as below:

MEX:GGAL N' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.74   Med: 2.86   Max: 10.55
Current: 2.42

During the past years, Grupo Financiero Galicia's highest Cyclically Adjusted PS Ratio was 10.55. The lowest was 0.74. And the median was 2.86.

MEX:GGAL N's Cyclically Adjusted PS Ratio is ranked better than
69.56% of 1301 companies
in the Banks industry
Industry Median: 3.43 vs MEX:GGAL N: 2.42

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Grupo Financiero Galicia's adjusted revenue per share data for the three months ended in Jun. 2026 was MXN202.916. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MXN266.12 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo Financiero Galicia  (MEX:GGAL N) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Grupo Financiero Galicia Cyclically Adjusted PS Ratio Related Terms


Grupo Financiero Galicia Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Galicia's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Galicia Cyclically Adjusted PS Ratio Chart

Grupo Financiero Galicia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.10 0.66 1.46 3.83 3.25

Grupo Financiero Galicia Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.64 1.74 3.25 2.53 2.66

MEX:GGAL N vs USB, PNC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Grupo Financiero Galicia's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Galicia Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero Galicia's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Galicia's Cyclically Adjusted PS Ratio falls into.


MEX:GGAL N
68GF Score
Grupo Financiero Galicia SA MEX:GGAL N
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Financiero Galicia Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Grupo Financiero Galicia's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=708.00/266.12
=2.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Galicia's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Grupo Financiero Galicia's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=202.916/333.9520*333.9520
=202.916

Current CPI (Jun. 2026) = 333.9520.

Grupo Financiero Galicia Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 75.281 241.428 104.131
201612 89.034 241.432 123.153
201703 96.705 243.801 132.464
201706 97.997 244.955 133.601
201709 84.667 246.819 114.556
201712 555.602 246.524 752.642
201803 89.510 249.554 119.782
201806 89.831 251.989 119.050
201809 71.792 252.439 94.974
201812 81.702 251.233 108.603
201903 173.907 254.202 228.466
201906 143.780 256.143 187.456
201909 119.987 256.759 156.060
201912 90.333 256.974 117.393
202003 163.723 258.115 211.827
202006 173.885 257.797 225.252
202009 149.975 260.280 192.425
202012 95.070 260.474 121.889
202103 88.667 264.877 111.790
202106 103.111 271.696 126.738
202109 101.614 274.310 123.707
202112 2,146.441 278.802 2,571.030
202203 252.180 287.504 292.921
202206 286.487 296.311 322.880
202209 383.153 296.808 431.103
202212 3,020.506 296.797 3,398.633
202303 618.137 301.836 683.908
202306 665.981 305.109 728.938
202309 561.718 307.789 609.466
202312 1,645.171 306.746 1,791.085
202403 386.483 312.332 413.236
202406 345.833 314.175 367.603
202409 256.648 315.301 271.829
202412 551.945 315.605 584.031
202503 296.057 319.799 309.159
202506 275.916 322.561 285.660
202509 165.881 324.800 170.555
202512 99.841 324.054 102.891
202603 205.169 330.213 207.492
202606 202.916 333.952 202.916

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.66 mean?
Grupo Financiero Galicia (MEX:GGAL N) has a Cyclically Adjusted PS Ratio of 2.66 as of Sep. 04, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Grupo Financiero Galicia and its competitors. This is near median its historical median of 2.86. Over the past decade, Grupo Financiero Galicia's Cyclically Adjusted PS Ratio has ranged from 0.74 to 10.55. According to the industry distribution chart, Grupo Financiero Galicia ranks #396 out of 1301 companies in the Banks industry, placing it in the top 30.4%.
Is Grupo Financiero Galicia's Cyclically Adjusted PS Ratio too high?
Grupo Financiero Galicia's current Cyclically Adjusted PS Ratio of 2.66 is near median its 10-year median of 2.86. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 10.55. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Grupo Financiero Galicia's value of 2.66 is 22.4% below this industry median. Based on the distribution chart, Grupo Financiero Galicia ranks #396 out of 1301 companies in the Banks industry, which is above the industry midpoint. Overall, Grupo Financiero Galicia has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's Cyclically Adjusted PS Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Grupo Financiero Galicia ranks #396 out of 1301 companies for Cyclically Adjusted PS Ratio. This puts Grupo Financiero Galicia in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Grupo Financiero Galicia's value of 2.66 is 22.4% below this benchmark. Historically, Grupo Financiero Galicia's own Cyclically Adjusted PS Ratio has ranged from 0.74 to 10.55 over the past decade. While the company's 10-year median is 2.86 vs. the industry median of 3.43, Grupo Financiero Galicia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Galicia's current Cyclically Adjusted PS Ratio of 2.66 is 22.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Grupo Financiero Galicia and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Galicia's current Cyclically Adjusted PS Ratio is 2.66, which is near median its own 10-year median of 2.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Grupo Financiero Galicia (MEX:GGAL N) has a current Cyclically Adjusted PS Ratio of 2.66. The stock's GF Value™ is MXN456.25, compared to a current price of MXN708.00 — trading 55.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.66, which is near median its 10-year median of 2.86 and 22.4% below the Banks industry median of 3.43. Grupo Financiero Galicia's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Grupo Financiero Galicia (MEX:GGAL N), the current Cyclically Adjusted PS Ratio is 2.66 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Galicia (MEX:GGAL N) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued. The current stock price of MXN708.00 is trading 55.2% above its estimated GF Value™ of MXN456.25.

Key valuation signals for MEX:GGAL N:

  • Cyclically Adjusted PS Ratio: 2.66 (near median its 10-year median of 2.86)
  • GF Value™: MXN456.25 vs. price of MXN708.00 (55.2% above fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 22.4% below the Banks median (#396 of 1301)

No single metric tells the full story. See the MEX:GGAL N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Galicia Business Description

Address Tte. Gral. Juan D. Peron 430, 25th Floor, Buenos Aires, ARG, C1038 AAJ
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
68GF Score

Get the complete analysis for MEX:GGAL N

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN708.00
Price
MXN456.25
GF Value