NAS:GGAL (Argentina) Also trade in: Argentina Germany Mexico

Grupo Financiero Galicia SA

$ 26.08 0.11 (0.42%)
Volume: 79,937 Avg Vol (1m): 1,243,478
Market Cap $: 3.80 Bil Enterprise Value $: 2.28 Bil
P/E (TTM): 11.94 P/B: 2.69
Earnings Power Value 8.51
Net Current Asset Value 0
Tangible Book 9.14
Projected FCF 55.33
Median P/S Value 16.89
Graham Number 18.99
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 2.15
Cash-To-Debt ranked higher than
64.75% of 1617 companies
in the Banks - Regional - Latin America industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
GGAL: 2.15
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.08, Med: 1.44, Max: 10000
Current: 2.15
0.08
10000
Equity-to-Asset 0.10
Equity-to-Asset ranked lower than
53.35% of 1627 companies
in the Banks - Regional - Latin America industry.
Industry Max: 1, Med: 0.11, Min: -11.05
GGAL: 0.1
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.06, Med: 0.08, Max: 0.14
Current: 0.1
0.06
0.14
Debt-to-Equity 0.96
Debt-to-Equity ranked lower than
52.84% of 1393 companies
in the Banks - Regional - Latin America industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
GGAL: 0.96
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.11, Med: 1.03, Max: 7.65
Current: 0.96
0.11
7.65
Beneish M-Score -3.14
Not Manipulator
Manipulator

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 22.33
Net Margin ranked lower than
61.74% of 1639 companies
in the Banks - Regional - Latin America industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
GGAL: 22.33
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -3.93, Med: 14.96, Max: 22.33
Current: 22.33
-3.93
22.33
ROE % 38.56
ROE ranked higher than
96.83% of 1638 companies
in the Banks - Regional - Latin America industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
GGAL: 38.56
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -5.56, Med: 25.91, Max: 38.83
Current: 38.56
-5.56
38.83
ROA % 4.15
ROA ranked higher than
94.41% of 1645 companies
in the Banks - Regional - Latin America industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
GGAL: 4.15
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -0.65, Med: 2.15, Max: 4.15
Current: 4.15
-0.65
4.15
3-Year Total Revenue Growth Rate 58.70
3-Year Revenue Growth Rate ranked higher than
96.56% of 1513 companies
in the Banks - Regional - Latin America industry.
Industry Max: 672.4, Med: 4.3, Min: -100
GGAL: 53.8
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -8.3, Med: 30.35, Max: 64.9
Current: 53.8
-8.3
64.9

» GGAL's 30-Y Financials

Financials (Next Earnings Date: 2019-05-29)

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Business Description

Industry Banks » Banks - Regional - Latin America    NAICS : 0    SIC : 0
Compare BUE:BMA MEX:FPLUS16 MEX:BBAJIOO BSP:BRSR3 BOG:PFDAVVNDA XSGO:ITAUCORP BUE:BRIO6 BUE:FRAN LIM:INTERBC1 BSP:BIDI4 XSGO:SECURITY MEX:GENTERA LIM:IFS BOG:BBVACOL BOG:POPULAR BSP:BPAN4 BSP:BNBR3 NYSE:BLX BUE:BPAT XSGO:SM-CHILE E
Traded in other countries GF4.Germany GGALN.Mexico
Address Tte. Gral. Juan D. Perón 430, 25th Floor, Buenos Aires, ARG, 1038
Grupo Financiero Galicia SA is a financial service holding company that hold all the shares of the capital stock of Banco Galicia held by members of the Escasany, Ayerza and Braun families. It provides general banking services, proprietary brand credit card services, personal loans, insurance and other services. The company generates most of its revenues from Argentina.

Ratios

Current vs industry vs history
PE Ratio (TTM) 11.91
PE Ratio ranked lower than
71.80% of 1557 companies
in the Banks - Regional - Latin America industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
GGAL: 11.91
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 2.8, Med: 10, Max: 29.63
Current: 11.91
2.8
29.63
Forward PE Ratio 9.73
Forward P/E ranked lower than
50.92% of 487 companies
in the Banks - Regional - Latin America industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
GGAL: 9.73
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 11.94
PE without NRI ranked lower than
72.58% of 1532 companies
in the Banks - Regional - Latin America industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
GGAL: 11.94
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 2.8, Med: 10, Max: 29.63
Current: 11.94
2.8
29.63
Price-to-Owner-Earnings 1.74
Price-to-Owner-Earnings ranked higher than
76.95% of 989 companies
in the Banks - Regional - Latin America industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
GGAL: 1.74
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 1.63, Med: 8.51, Max: 65.79
Current: 1.74
1.63
65.79
PB Ratio 2.69
PB Ratio ranked lower than
96.85% of 1651 companies
in the Banks - Regional - Latin America industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
GGAL: 2.69
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.4, Med: 2.22, Max: 4.29
Current: 2.69
0.4
4.29
PS Ratio 1.87
PS Ratio ranked lower than
56.03% of 1649 companies
in the Banks - Regional - Latin America industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
GGAL: 1.87
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.23, Med: 1.2, Max: 3.21
Current: 1.87
0.23
3.21
Price-to-Free-Cash-Flow 1.64
Price-to-Free-Cash-Flow ranked higher than
66.44% of 882 companies
in the Banks - Regional - Latin America industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
GGAL: 1.64
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 0.6, Med: 3.61, Max: 54.35
Current: 1.64
0.6
54.35
Price-to-Operating-Cash-Flow 1.61
Price-to-Operating-Cash-Flow ranked higher than
65.40% of 948 companies
in the Banks - Regional - Latin America industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
GGAL: 1.61
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 0.58, Med: 3.14, Max: 37.73
Current: 1.61
0.58
37.73
EV-to-Revenue 1.09
EV-to-Revenue ranked higher than
72.83% of 1325 companies
in the Banks - Regional - Latin America industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
GGAL: 1.09
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -1.4, Med: 0.8, Max: 3.1
Current: 1.09
-1.4
3.1
Shiller PE Ratio 37.92
Shiller PE Ratio ranked lower than
92.26% of 672 companies
in the Banks - Regional - Latin America industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
GGAL: 37.92
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 12.9, Med: 33.34, Max: 373
Current: 37.92
12.9
373

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.16
Trailing Dividend Yield ranked lower than
88.36% of 2587 companies
in the Banks - Regional - Latin America industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
GGAL: 1.16
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.1, Med: 0.24, Max: 1.27
Current: 1.16
0.1
1.27
Dividend Payout Ratio 0.47
Dividend Payout Ratio ranked higher than
92.68% of 1420 companies
in the Banks - Regional - Latin America industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
GGAL: 0.47
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.01, Med: 0.02, Max: 0.47
Current: 0.47
0.01
0.47
3-Year Dividend Growth Rate (Per Share) 121.90
3-Year Dividend Growth Rate ranked higher than
97.95% of 880 companies
in the Banks - Regional - Latin America industry.
Industry Max: 228.7, Med: 6, Min: -100
GGAL: 121.9
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 0, Max: 121.9
Current: 121.9
0
121.9
Forward Dividend Yield % 1.18
Forward Dividend Yield ranked lower than
90.53% of 2534 companies
in the Banks - Regional - Latin America industry.
Industry Max: 98, Med: 3.16, Min: 0.01
GGAL: 1.18
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 39.73
Yield-on-Cost (5y) ranked lower than
89.03% of 2561 companies
in the Banks - Regional - Latin America industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
GGAL: 39.73
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 3.34, Med: 8.01, Max: 42.4
Current: 39.73
3.34
42.4
3-Year Share Buyback Rate -3.10
3-Year Share Buyback Rate ranked lower than
54.97% of 1137 companies
in the Banks - Regional - Latin America industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
GGAL: -3.1
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -4.4, Med: -0.1, Max: 16.2
Current: -3.1
-4.4
16.2

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 2.89
Price-to-Tangible-Book ranked lower than
96.17% of 1669 companies
in the Banks - Regional - Latin America industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
GGAL: 2.89
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.1, Med: 2.17, Max: 4.35
Current: 2.89
0.1
4.35
Price-to-Projected-FCF 0.48
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
76.51% of 958 companies
in the Banks - Regional - Latin America industry.
Industry Max: 460, Med: 0.76, Min: 0.01
GGAL: 0.48
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0, Med: 0.55, Max: 3.18
Current: 0.48
0
3.18
Price-to-Median-PS-Value 1.56
Price-to-Median-PS-Value ranked lower than
96.92% of 1524 companies
in the Banks - Regional - Latin America industry.
Industry Max: 186, Med: 1.02, Min: 0.03
GGAL: 1.56
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0, Med: 1.2, Max: 2.43
Current: 1.56
0
2.43
Price-to-Graham-Number 1.39
Price-to-Graham-Number ranked lower than
91.94% of 1476 companies
in the Banks - Regional - Latin America industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
GGAL: 1.39
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0, Med: 1.1, Max: 3.65
Current: 1.39
0
3.65

More Statistics

Revenue (TTM) (Mil) $ 2,633.32
EPS (TTM) $ 4.03
Beta 0.4
Volatility % 73.66
52-Week Range $ 18.3 - 52.49
Shares Outstanding (Mil) 142.68

Analyst Estimate

Piotroski F-Score Details