SALAMA Cooperative Insurance Co (SAU:8050) Cyclically Adjusted PS Ratio: 0.25 (As of Aug. 10, 2026) — 34% Below Median

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SAU:8050 SALAMA Cooperative Insurance Co SAU:8050
67 GF Score
Price ﷼8.75
GF Value ﷼9.83
Valuation Modestly Undervalued
! 3 Warning Signs
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What is SALAMA Cooperative Insurance Co Cyclically Adjusted PS Ratio?

SALAMA Cooperative Insurance Co SAU:8050 -0.23% 67 Cyclically Adjusted PS Ratio is 0.25 as of Aug. 10, 2026, which is 34% below its 10-year median of 0.38. GuruFocus rates SAU:8050 with a GF Score™ of 67/100 and a GF Value™ of ﷼9.83 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 417 Insurance companies, SALAMA Cooperative Insurance Co ranks better than 93.53% on this metric.

As of today (2026-08-10), SALAMA Cooperative Insurance Co's current share price is ﷼8.75. SALAMA Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ﷼34.64. SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is 0.25.

The historical rank and industry rank for SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAU:8050' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.21   Med: 0.38   Max: 0.81
Current: 0.25

During the past years, SALAMA Cooperative Insurance Co's highest Cyclically Adjusted PS Ratio was 0.81. The lowest was 0.21. And the median was 0.38.

SAU:8050's Cyclically Adjusted PS Ratio is ranked better than
93.53% of 417 companies
in the Insurance industry
Industry Median: 1.22 vs SAU:8050: 0.25

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

SALAMA Cooperative Insurance Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ﷼4.972. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ﷼34.64 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


SALAMA Cooperative Insurance Co  (SAU:8050) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


SALAMA Cooperative Insurance Co Cyclically Adjusted PS Ratio Related Terms


SALAMA Cooperative Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAMA Cooperative Insurance Co Cyclically Adjusted PS Ratio Chart

SALAMA Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.22 0.46 0.52 0.27

SALAMA Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.41 0.36 0.27 0.22

SAU:8050 vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SALAMA Cooperative Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio falls into.


SAU:8050
67GF Score
SALAMA Cooperative Insurance Co SAU:8050
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SALAMA Cooperative Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=8.75/34.64
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAMA Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, SALAMA Cooperative Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.972/330.2130*330.2130
=4.972

Current CPI (Mar. 2026) = 330.2130.

SALAMA Cooperative Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 5.500 241.018 7.535
201609 6.178 241.428 8.450
201612 7.160 241.432 9.793
201703 8.113 243.801 10.989
201706 9.566 244.955 12.896
201709 10.011 246.819 13.393
201712 9.936 246.524 13.309
201803 9.903 249.554 13.104
201806 10.092 251.989 13.225
201809 10.488 252.439 13.719
201812 10.090 251.233 13.262
201903 9.319 254.202 12.106
201906 6.992 256.143 9.014
201909 5.968 256.759 7.675
201912 6.106 256.974 7.846
202003 5.305 258.115 6.787
202006 5.295 257.797 6.782
202009 5.626 260.280 7.138
202012 5.590 260.474 7.087
202103 5.710 264.877 7.118
202106 5.750 271.696 6.988
202109 5.886 274.310 7.086
202112 5.692 278.802 6.742
202203 6.432 287.504 7.387
202206 5.704 296.311 6.357
202209 7.612 296.808 8.469
202212 10.382 296.797 11.551
202303 10.341 301.836 11.313
202306 10.163 305.109 10.999
202309 9.515 307.789 10.208
202312 9.032 306.746 9.723
202403 6.929 312.332 7.326
202406 6.436 314.175 6.765
202409 6.369 315.301 6.670
202412 4.841 315.605 5.065
202503 4.058 319.799 4.190
202506 4.435 322.561 4.540
202509 4.259 324.800 4.330
202512 4.413 324.054 4.497
202603 4.972 330.213 4.972

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.25 mean?
SALAMA Cooperative Insurance Co (SAU:8050) has a Cyclically Adjusted PS Ratio of 0.25 as of Aug. 10, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on SALAMA Cooperative Insurance Co and its competitors. This is 34% below median its historical median of 0.38. Over the past decade, SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.21 to 0.81. According to the industry distribution chart, SALAMA Cooperative Insurance Co ranks #27 out of 417 companies in the Insurance industry, placing it in the top 6.5%.
Is SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio too high?
SALAMA Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 0.25 is 34% below median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.81. The Insurance industry median Cyclically Adjusted PS Ratio is 1.22. SALAMA Cooperative Insurance Co's value of 0.25 is 79.5% below this industry median. Based on the distribution chart, SALAMA Cooperative Insurance Co ranks #27 out of 417 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, SALAMA Cooperative Insurance Co has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SALAMA Cooperative Insurance Co's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, SALAMA Cooperative Insurance Co ranks #27 out of 417 companies for Cyclically Adjusted PS Ratio. This places SALAMA Cooperative Insurance Co in the top 7% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.22. SALAMA Cooperative Insurance Co's value of 0.25 is 79.5% below this benchmark. Historically, SALAMA Cooperative Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.21 to 0.81 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 1.22, SALAMA Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.22, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SALAMA Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 0.25 is 79.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on SALAMA Cooperative Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SALAMA Cooperative Insurance Co's current Cyclically Adjusted PS Ratio is 0.25, which is 34% below median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SALAMA Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, SALAMA Cooperative Insurance Co (SAU:8050) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼9.83, compared to a current price of ﷼8.75 — trading 11% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.25, which is 34% below median its 10-year median of 0.38 and 79.5% below the Insurance industry median of 1.22. SALAMA Cooperative Insurance Co's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For SALAMA Cooperative Insurance Co (SAU:8050), the current Cyclically Adjusted PS Ratio is 0.25 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SALAMA Cooperative Insurance Co (SAU:8050) Overvalued in 2026?

Based on GuruFocus' analysis, SALAMA Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼8.75 is trading 11% below its estimated GF Value™ of ﷼9.83. GuruFocus considers SALAMA Cooperative Insurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8050:

  • Cyclically Adjusted PS Ratio: 0.25 (34% below median its 10-year median of 0.38)
  • GF Value™: ﷼9.83 vs. price of ﷼8.75 (11% below fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 79.5% below the Insurance median (#27 of 417)

No single metric tells the full story. See the SAU:8050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SALAMA Cooperative Insurance Co Business Description

Address Al Madinah Road, P.O. Box 4020, Salama Tower, Jeddah, SAU, 21491
SALAMA Cooperative Insurance Co operates in the insurance industry. The company has three reportable segments namely the Medical segment provides compensation to policyholders for expenses incurred in the treatment of a disease, illness, or injury. Its Motor segment provides coverage against losses and liability related to motor vehicles. The Others segment includes property, marine, engineering, accident and liability and miscellaneous categories. It derives maximum revenue from the Motor segment.
67GF Score

Get the complete analysis for SAU:8050

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.75
Price
﷼9.83
GF Value