SKCBY (Shinkin Central Bank) Cyclically Adjusted PS Ratio: 7.13 (As of Jul. 31, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SKCBY Shinkin Central Bank SKCBY
55 GF Score
Price $7.06
GF Value $6.40
! 4 Warning Signs
View Full Analysis

What is Shinkin Central Bank Cyclically Adjusted PS Ratio?

Shinkin Central Bank SKCBY 55 Cyclically Adjusted PS Ratio is 7.13 as of Jul. 31, 2026, which is 2% below its 10-year median of 7.24. GuruFocus rates SKCBY with a GF Score™ of 55/100 and a GF Value™ of $6.40. The stock has 4 warning signs investors should review. Among 1,299 Banks companies, Shinkin Central Bank ranks worse than 88.91% on this metric.

As of today (2026-07-31), Shinkin Central Bank's current share price is $7.06. Shinkin Central Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $0.99. Shinkin Central Bank's Cyclically Adjusted PS Ratio for today is 7.13.

The historical rank and industry rank for Shinkin Central Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

SKCBY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.65   Med: 7.24   Max: 9.54
Current: 6.68

During the past years, Shinkin Central Bank's highest Cyclically Adjusted PS Ratio was 9.54. The lowest was 2.65. And the median was 7.24.

SKCBY's Cyclically Adjusted PS Ratio is ranked worse than
88.91% of 1299 companies
in the Banks industry
Industry Median: 3.43 vs SKCBY: 6.68

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Shinkin Central Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.124. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.99 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Shinkin Central Bank  (OTCPK:SKCBY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Shinkin Central Bank Cyclically Adjusted PS Ratio Related Terms


Shinkin Central Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Shinkin Central Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shinkin Central Bank Cyclically Adjusted PS Ratio Chart

Shinkin Central Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.19 9.36 9.04 7.40 7.13

Shinkin Central Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.14 6.83 6.72 7.13 0.00

Shinkin Central Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Shinkin Central Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shinkin Central Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Shinkin Central Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Shinkin Central Bank's Cyclically Adjusted PS Ratio falls into.


SKCBY
55GF Score
Shinkin Central Bank SKCBY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shinkin Central Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Shinkin Central Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=7.06/0.99
=7.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shinkin Central Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Shinkin Central Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.124/112.7000*112.7000
=0.124

Current CPI (Mar. 2026) = 112.7000.

Shinkin Central Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.332 98.100 0.381
201609 0.171 98.000 0.197
201612 0.235 98.400 0.269
201703 0.207 98.100 0.238
201706 0.231 98.500 0.264
201709 0.168 98.800 0.192
201712 0.214 99.400 0.243
201803 0.284 99.200 0.323
201806 0.317 99.200 0.360
201809 0.188 99.900 0.212
201812 0.154 99.700 0.174
201903 0.121 99.700 0.137
201906 0.243 99.800 0.274
201909 0.215 100.100 0.242
201912 0.179 100.500 0.201
202003 0.313 100.300 0.352
202006 0.211 99.900 0.238
202009 0.212 99.900 0.239
202012 0.223 99.300 0.253
202103 0.256 99.900 0.289
202106 0.324 99.500 0.367
202109 0.206 100.100 0.232
202112 0.163 100.100 0.184
202203 0.155 101.100 0.173
202206 0.297 101.800 0.329
202209 0.162 103.100 0.177
202212 0.311 104.100 0.337
202303 0.339 104.400 0.366
202306 0.243 105.200 0.260
202309 0.197 106.200 0.209
202312 0.281 106.800 0.297
202403 0.185 107.200 0.194
202406 0.113 108.200 0.118
202409 0.097 108.900 0.100
202412 0.112 110.700 0.114
202503 0.123 111.100 0.125
202506 0.139 111.700 0.140
202509 0.137 112.000 0.138
202512 0.147 113.000 0.147
202603 0.124 112.700 0.124

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 7.13 mean?
Shinkin Central Bank (SKCBY) has a Cyclically Adjusted PS Ratio of 7.13 as of Jul. 31, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Shinkin Central Bank and its competitors. This is near median its historical median of 7.24. Over the past decade, Shinkin Central Bank's Cyclically Adjusted PS Ratio has ranged from 2.65 to 9.54. According to the industry distribution chart, Shinkin Central Bank ranks #1155 out of 1299 companies in the Banks industry, placing it in the top 88.9%.
Is Shinkin Central Bank's Cyclically Adjusted PS Ratio too high?
Shinkin Central Bank's current Cyclically Adjusted PS Ratio of 7.13 is near median its 10-year median of 7.24. Over the past 10 years, this metric has ranged from a low of 2.65 to a high of 9.54. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Shinkin Central Bank's value of 7.13 is 107.9% above this industry median. Based on the distribution chart, Shinkin Central Bank ranks #1155 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Shinkin Central Bank has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Shinkin Central Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Shinkin Central Bank ranks #1155 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Shinkin Central Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Shinkin Central Bank's value of 7.13 is 107.9% above this benchmark. Historically, Shinkin Central Bank's own Cyclically Adjusted PS Ratio has ranged from 2.65 to 9.54 over the past decade. While the company's 10-year median is 7.24 vs. the industry median of 3.43, Shinkin Central Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shinkin Central Bank's current Cyclically Adjusted PS Ratio of 7.13 is 107.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Shinkin Central Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shinkin Central Bank's current Cyclically Adjusted PS Ratio is 7.13, which is near median its own 10-year median of 7.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinkin Central Bank stock overvalued right now?
Shinkin Central Bank (SKCBY) has a current Cyclically Adjusted PS Ratio of 7.13. The stock's GF Value™ is $6.40, compared to a current price of $7.06 — trading 10.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 7.13, which is near median its 10-year median of 7.24 and 107.9% above the Banks industry median of 3.43. Shinkin Central Bank's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Shinkin Central Bank (SKCBY), the current Cyclically Adjusted PS Ratio is 7.13 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinkin Central Bank (SKCBY) Overvalued in 2026?

Based on GuruFocus' analysis, Shinkin Central Bank stock appears to be overvalued. The current stock price of $7.06 is trading 10.3% above its estimated GF Value™ of $6.40.

Key valuation signals for SKCBY:

  • Cyclically Adjusted PS Ratio: 7.13 (near median its 10-year median of 7.24)
  • GF Value™: $6.40 vs. price of $7.06 (10.3% above fair value)
  • GF Score™: 55/100 with 4 warning signs
  • Industry Position: 107.9% above the Banks median (#1155 of 1299)

No single metric tells the full story. See the SKCBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shinkin Central Bank Business Description

Other Exchanges 8421:Japan
Address 3-7, Yaesu 1-chome, Chuo-ku, Tokyo, JPN, 103-0028
Shinkin Central Bank provides various financial products and services, including deposit, bond, financing, market operation, securities, and settlement, as well as business support and function supplement for cooperative banks. It uses the funds deposited from Shinkin banks throughout Japan to invest in marketable securities in the financial markets in Japan and overseas. It provides loans to operating companies.
55GF Score

Get the complete analysis for SKCBY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.06
Price
$6.40
GF Value