Shinkin Central BankSKCBY 54 Pretax Margin % is 27.51% as of Mar. 2026, which is 13% below its 10-year median of 31.45. GuruFocus rates SKCBY with a GF Score™ of 54/100 and a GF Value™ of $6.54. The stock has 4 warning signs investors should review. Among 1,528 Banks companies, Shinkin Central Bank ranks worse than 55.82% on this metric.
The historical rank and industry rank for Shinkin Central Bank's Pretax Margin % or its related term are showing as below:
SKCBY'
s Pretax Margin % Range Over the Past 10 Years
Min: 14.15 Med: 31.45 Max: 42.61
Current: 32.79
SKCBY's Pretax Margin % is ranked worse than 55.82% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs SKCBY: 32.79
Shinkin Central Bank (OTCPK:SKCBY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Shinkin Central Bank Pretax Margin % Related Terms
Shinkin Central Bank Pretax Margin % Historical Data
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The historical data trend for Shinkin Central Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shinkin Central Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Shinkin Central Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shinkin Central Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Shinkin Central Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Shinkin Central Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shinkin Central Bank (SKCBY) has a Pretax Margin % of 27.51% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Shinkin Central Bank and its competitors. This is 13% below median its historical median of 31.45. Over the past decade, Shinkin Central Bank's Pretax Margin % has ranged from 14.15 to 42.61. According to the industry distribution chart, Shinkin Central Bank ranks #853 out of 1528 companies in the Banks industry, placing it in the top 55.8%.
Is Shinkin Central Bank's Pretax Margin % too high?
Shinkin Central Bank's current Pretax Margin % of 27.51% is 13% below median its 10-year median of 31.45. Over the past 10 years, this metric has ranged from a low of 14.15 to a high of 42.61. The Banks industry median Pretax Margin % is 34.72. Shinkin Central Bank's value of 27.51% is 20.8% below this industry median. Based on the distribution chart, Shinkin Central Bank ranks #853 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Shinkin Central Bank has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Shinkin Central Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Shinkin Central Bank ranks #853 out of 1528 companies for Pretax Margin %. This places Shinkin Central Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. Shinkin Central Bank's value of 27.51% is 20.8% below this benchmark. Historically, Shinkin Central Bank's own Pretax Margin % has ranged from 14.15 to 42.61 over the past decade. While the company's 10-year median is 31.45 vs. the industry median of 34.72, Shinkin Central Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shinkin Central Bank's current Pretax Margin % of 27.51% is 20.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Shinkin Central Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shinkin Central Bank's current Pretax Margin % is 27.51%, which is 13% below median its own 10-year median of 31.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinkin Central Bank stock overvalued right now?
Shinkin Central Bank (SKCBY) has a current Pretax Margin % of 27.51%. The stock's GF Value™ is $6.54, compared to a current price of $7.06 — trading 8% above its estimated fair value. The current Pretax Margin % is 27.51%, which is 13% below median its 10-year median of 31.45 and 20.8% below the Banks industry median of 34.72. Shinkin Central Bank's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Shinkin Central Bank (SKCBY), the current Pretax Margin % is 27.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shinkin Central Bank (SKCBY) Overvalued in 2026?
Based on GuruFocus' analysis, Shinkin Central Bank stock appears to be overvalued.
The current stock price of $7.06 is trading 8% above its estimated GF Value™ of $6.54.
Key valuation signals for SKCBY:
Pretax Margin %: 27.51% (13% below median its 10-year median of 31.45)
GF Value™: $6.54 vs. price of $7.06 (8% above fair value)
Industry Position: 20.8% below the Banks median (#853 of 1528)
No single metric tells the full story. See the SKCBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shinkin Central Bank provides various financial products and services, including deposit, bond, financing, market operation, securities, and settlement, as well as business support and function supplement for cooperative banks. It uses the funds deposited from Shinkin banks throughout Japan to invest in marketable securities in the financial markets in Japan and overseas. It provides loans to operating companies.
54GF Score
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