SLF (Sun Life Financial) Cyclically Adjusted PS Ratio: 1.79 (As of Aug. 19, 2026) — 38% Above Median

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SLF Sun Life Financial Inc SLF
54 GF Score
Price $79.49
! 6 Warning Signs
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What is Sun Life Financial Cyclically Adjusted PS Ratio?

Sun Life Financial SLF -1.14% 54 Cyclically Adjusted PS Ratio is 1.79 as of Aug. 19, 2026, which is 38% above its 10-year median of 1.30. GuruFocus rates SLF with a GF Score™ of 54/100. The stock has 6 warning signs investors should review. Among 414 Insurance companies, Sun Life Financial ranks worse than 68.6% on this metric.

As of today (2026-08-19), Sun Life Financial's current share price is $79.49. Sun Life Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $44.31. Sun Life Financial's Cyclically Adjusted PS Ratio for today is 1.79.

The historical rank and industry rank for Sun Life Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

SLF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.84   Med: 1.3   Max: 1.85
Current: 1.78

During the past years, Sun Life Financial's highest Cyclically Adjusted PS Ratio was 1.85. The lowest was 0.84. And the median was 1.30.

SLF's Cyclically Adjusted PS Ratio is ranked worse than
68.6% of 414 companies
in the Insurance industry
Industry Median: 1.215 vs SLF: 1.78

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sun Life Financial's adjusted revenue per share data for the three months ended in Jun. 2026 was $17.750. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $44.31 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sun Life Financial  (NYSE:SLF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sun Life Financial Cyclically Adjusted PS Ratio Related Terms


Sun Life Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sun Life Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sun Life Financial Cyclically Adjusted PS Ratio Chart

Sun Life Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.40 1.24 1.24 1.49 1.40

Sun Life Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 1.36 1.40 1.41 1.77

SLF vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Sun Life Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sun Life Financial Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sun Life Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sun Life Financial's Cyclically Adjusted PS Ratio falls into.


SLF
54GF Score
Sun Life Financial Inc SLF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sun Life Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sun Life Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=79.49/44.31
=1.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sun Life Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Sun Life Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=17.75/133.5265*133.5265
=17.750

Current CPI (Jun. 2026) = 133.5265.

Sun Life Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 9.727 101.765 12.763
201612 2.866 101.449 3.772
201703 8.458 102.634 11.004
201706 9.869 103.029 12.790
201709 7.309 103.345 9.444
201712 10.959 103.345 14.160
201803 7.535 105.004 9.582
201806 8.498 105.557 10.750
201809 7.532 105.636 9.521
201812 10.029 105.399 12.705
201903 14.153 106.979 17.665
201906 12.767 107.690 15.830
201909 12.206 107.611 15.145
201912 10.898 107.769 13.503
202003 7.829 107.927 9.686
202006 19.025 108.401 23.435
202009 12.874 108.164 15.893
202012 15.440 108.559 18.991
202103 2.042 110.298 2.472
202106 17.572 111.720 21.002
202109 11.403 112.905 13.486
202112 17.210 113.774 20.198
202203 -6.312 117.646 -7.164
202206 -4.128 120.806 -4.563
202209 4.718 120.648 5.222
202212 9.436 120.964 10.416
202303 14.806 122.702 16.112
202306 9.808 124.203 10.544
202309 2.978 125.230 3.175
202312 18.240 125.072 19.473
202403 8.729 126.258 9.232
202406 11.110 127.522 11.633
202409 19.542 127.285 20.500
202412 3.991 127.364 4.184
202503 13.735 129.181 14.197
202506 11.826 129.892 12.157
202509 15.891 130.287 16.286
202512 7.175 130.366 7.349
202603 11.404 132.262 11.513
202606 17.750 133.527 17.750

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.79 mean?
Sun Life Financial (SLF) has a Cyclically Adjusted PS Ratio of 1.79 as of Aug. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sun Life Financial and its competitors. This is 38% above median its historical median of 1.30. Over the past decade, Sun Life Financial's Cyclically Adjusted PS Ratio has ranged from 0.84 to 1.85. According to the industry distribution chart, Sun Life Financial ranks #284 out of 414 companies in the Insurance industry, placing it in the top 68.6%.
Is Sun Life Financial's Cyclically Adjusted PS Ratio too high?
Sun Life Financial's current Cyclically Adjusted PS Ratio of 1.79 is 38% above median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 1.85. The Insurance industry median Cyclically Adjusted PS Ratio is 1.22. Sun Life Financial's value of 1.79 is 47.3% above this industry median. Based on the distribution chart, Sun Life Financial ranks #284 out of 414 companies in the Insurance industry, which is below the industry midpoint. Overall, Sun Life Financial has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #284 out of 414 companies for Cyclically Adjusted PS Ratio. This places Sun Life Financial in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.22. Sun Life Financial's value of 1.79 is 47.3% above this benchmark. Historically, Sun Life Financial's own Cyclically Adjusted PS Ratio has ranged from 0.84 to 1.85 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 1.22, Sun Life Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.22, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Financial's current Cyclically Adjusted PS Ratio of 1.79 is 47.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sun Life Financial and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Financial's current Cyclically Adjusted PS Ratio is 1.79, which is 38% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Sun Life Financial (SLF) has a current Cyclically Adjusted PS Ratio of 1.79. The current Cyclically Adjusted PS Ratio is 1.79, which is 38% above median its 10-year median of 1.30 and 47.3% above the Insurance industry median of 1.22. Sun Life Financial's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sun Life Financial (SLF), the current Cyclically Adjusted PS Ratio is 1.79 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sun Life Financial Business Description

Address 1 York Street, 31st Floor, Toronto, ON, CAN, M5J 0B6
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
54GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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