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SLF (Sun Life Financial) Cyclically Adjusted Price-to-FCF : 14.71 (As of May. 22, 2025)


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What is Sun Life Financial Cyclically Adjusted Price-to-FCF?

As of today (2025-05-22), Sun Life Financial's current share price is $63.11. Sun Life Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $4.29. Sun Life Financial's Cyclically Adjusted Price-to-FCF for today is 14.71.

The historical rank and industry rank for Sun Life Financial's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

SLF' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 10.38   Med: 14.1   Max: 25.55
Current: 14.18

During the past years, Sun Life Financial's highest Cyclically Adjusted Price-to-FCF was 25.55. The lowest was 10.38. And the median was 14.10.

SLF's Cyclically Adjusted Price-to-FCF is ranked worse than
55.31% of 311 companies
in the Insurance industry
Industry Median: 12.63 vs SLF: 14.18

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Sun Life Financial's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $-0.500. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $4.29 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sun Life Financial Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Sun Life Financial's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sun Life Financial Cyclically Adjusted Price-to-FCF Chart

Sun Life Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.51 16.31 12.11 11.13 13.47

Sun Life Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.81 11.42 12.61 13.47 13.34

Competitive Comparison of Sun Life Financial's Cyclically Adjusted Price-to-FCF

For the Insurance - Diversified subindustry, Sun Life Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sun Life Financial's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Sun Life Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Sun Life Financial's Cyclically Adjusted Price-to-FCF falls into.


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Sun Life Financial Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Sun Life Financial's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=63.11/4.29
=14.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sun Life Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Sun Life Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-0.5/129.1809*129.1809
=-0.500

Current CPI (Mar. 2025) = 129.1809.

Sun Life Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.718 100.500 0.923
201509 1.514 100.421 1.948
201512 2.000 99.947 2.585
201603 0.368 101.054 0.470
201606 1.633 102.002 2.068
201609 0.749 101.765 0.951
201612 1.605 101.449 2.044
201703 -0.798 102.634 -1.004
201706 1.544 103.029 1.936
201709 0.776 103.345 0.970
201712 0.763 103.345 0.954
201803 0.541 105.004 0.666
201806 0.467 105.557 0.572
201809 1.367 105.636 1.672
201812 2.254 105.399 2.763
201903 -1.563 106.979 -1.887
201906 2.366 107.690 2.838
201909 0.207 107.611 0.248
201912 2.013 107.769 2.413
202003 -0.234 107.927 -0.280
202006 3.830 108.401 4.564
202009 3.992 108.164 4.768
202012 1.485 108.559 1.767
202103 -1.374 110.298 -1.609
202106 0.331 111.720 0.383
202109 1.158 112.905 1.325
202112 -2.677 113.774 -3.040
202203 -0.656 117.646 -0.720
202206 2.629 120.806 2.811
202209 2.346 120.648 2.512
202212 1.142 120.964 1.220
202303 -0.059 122.702 -0.062
202306 0.315 124.203 0.328
202309 2.326 125.230 2.399
202312 4.308 125.072 4.450
202403 -3.185 126.258 -3.259
202406 1.426 127.522 1.445
202409 4.075 127.285 4.136
202412 0.697 127.364 0.707
202503 -0.500 129.181 -0.500

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Sun Life Financial  (NYSE:SLF) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Sun Life Financial Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Sun Life Financial's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Sun Life Financial Business Description

Address
1 York Street, 31st Floor, Toronto, ON, CAN, M5J 0B6
Sun Life provides life insurance, retirement, and asset management products to individuals and corporate customers in Canada, the United States, and Asia. The company's investment management business contributes approximately 30% of its adjusted earnings and has around CAD 1 trillion in assets under management as of the fourth quarter of 2023. The Canada business contributes about 35% of adjusted earnings and provides individual life and health insurance, group insurance, retirement services, and wealth management solutions. The US business contributed approximately 22% of earnings and is mainly focused on providing group insurance products and managing the in-force life insurance policies. Finally, the Asia segment contributes around 13% of earnings.