Mebuki Financial Group (STU:5EE) Cyclically Adjusted PS Ratio: 5.30 (As of Jul. 29, 2026) — 144% Above Median

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STU:5EE Mebuki Financial Group Inc STU:5EE
43 GF Score
Price €8.05
GF Value €5.42
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Mebuki Financial Group Cyclically Adjusted PS Ratio?

Mebuki Financial Group STU:5EE -0.62% 43 Cyclically Adjusted PS Ratio is 5.30 as of Jul. 29, 2026, which is 144% above its 10-year median of 2.17. GuruFocus rates STU:5EE with a GF Score™ of 43/100 and a GF Value™ of €5.42 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,301 Banks companies, Mebuki Financial Group ranks worse than 82.71% on this metric.

As of today (2026-07-29), Mebuki Financial Group's current share price is €8.05. Mebuki Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €1.52. Mebuki Financial Group's Cyclically Adjusted PS Ratio for today is 5.30.

The historical rank and industry rank for Mebuki Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:5EE' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.97   Med: 2.17   Max: 5.66
Current: 5.66

During the past years, Mebuki Financial Group's highest Cyclically Adjusted PS Ratio was 5.66. The lowest was 0.97. And the median was 2.17.

STU:5EE's Cyclically Adjusted PS Ratio is ranked worse than
82.71% of 1301 companies
in the Banks industry
Industry Median: 3.43 vs STU:5EE: 5.66

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Mebuki Financial Group's adjusted revenue per share data for the three months ended in Mar. 2026 was €0.513. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €1.52 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mebuki Financial Group  (STU:5EE) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Mebuki Financial Group Cyclically Adjusted PS Ratio Related Terms


Mebuki Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Mebuki Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mebuki Financial Group Cyclically Adjusted PS Ratio Chart

Mebuki Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.05 1.28 1.99 2.75 4.38

Mebuki Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.75 2.85 3.55 3.83 4.38

Mebuki Financial Group Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Mebuki Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mebuki Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mebuki Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Mebuki Financial Group's Cyclically Adjusted PS Ratio falls into.


STU:5EE
43GF Score
Mebuki Financial Group Inc STU:5EE
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mebuki Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Mebuki Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=8.05/1.52
=5.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mebuki Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Mebuki Financial Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.513/112.7000*112.7000
=0.513

Current CPI (Mar. 2026) = 112.7000.

Mebuki Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.634 98.100 0.728
201609 0.595 98.000 0.684
201612 0.625 98.400 0.716
201703 0.388 98.100 0.446
201706 0.396 98.500 0.453
201709 0.389 98.800 0.444
201712 0.360 99.400 0.408
201803 0.383 99.200 0.435
201806 0.474 99.200 0.539
201809 0.461 99.900 0.520
201812 0.372 99.700 0.421
201903 0.402 99.700 0.454
201906 0.469 99.800 0.530
201909 0.479 100.100 0.539
201912 0.425 100.500 0.477
202003 0.417 100.300 0.469
202006 0.450 99.900 0.508
202009 0.416 99.900 0.469
202012 0.475 99.300 0.539
202103 0.410 99.900 0.463
202106 0.445 99.500 0.504
202109 0.414 100.100 0.466
202112 0.445 100.100 0.501
202203 0.437 101.100 0.487
202206 0.502 101.800 0.556
202209 0.522 103.100 0.571
202212 0.427 104.100 0.462
202303 0.462 104.400 0.499
202306 0.412 105.200 0.441
202309 0.366 106.200 0.388
202312 0.389 106.800 0.410
202403 0.367 107.200 0.386
202406 0.371 108.200 0.386
202409 0.381 108.900 0.394
202412 0.472 110.700 0.481
202503 0.482 111.100 0.489
202506 0.481 111.700 0.485
202509 0.525 112.000 0.528
202512 0.517 113.000 0.516
202603 0.513 112.700 0.513

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.30 mean?
Mebuki Financial Group (STU:5EE) has a Cyclically Adjusted PS Ratio of 5.30 as of Jul. 29, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mebuki Financial Group and its competitors. This is 144% above median its historical median of 2.17. Over the past decade, Mebuki Financial Group's Cyclically Adjusted PS Ratio has ranged from 0.97 to 5.66. According to the industry distribution chart, Mebuki Financial Group ranks #1076 out of 1301 companies in the Banks industry, placing it in the top 82.7%.
Is Mebuki Financial Group's Cyclically Adjusted PS Ratio too high?
Mebuki Financial Group's current Cyclically Adjusted PS Ratio of 5.30 is 144% above median its 10-year median of 2.17. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 5.66. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Mebuki Financial Group's value of 5.30 is 54.5% above this industry median. Based on the distribution chart, Mebuki Financial Group ranks #1076 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mebuki Financial Group has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mebuki Financial Group's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Mebuki Financial Group ranks #1076 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Mebuki Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Mebuki Financial Group's value of 5.30 is 54.5% above this benchmark. Historically, Mebuki Financial Group's own Cyclically Adjusted PS Ratio has ranged from 0.97 to 5.66 over the past decade. While the company's 10-year median is 2.17 vs. the industry median of 3.43, Mebuki Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mebuki Financial Group's current Cyclically Adjusted PS Ratio of 5.30 is 54.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mebuki Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mebuki Financial Group's current Cyclically Adjusted PS Ratio is 5.30, which is 144% above median its own 10-year median of 2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mebuki Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mebuki Financial Group (STU:5EE) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.42, compared to a current price of €8.05 — trading 48.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.30, which is 144% above median its 10-year median of 2.17 and 54.5% above the Banks industry median of 3.43. Mebuki Financial Group's overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Mebuki Financial Group (STU:5EE), the current Cyclically Adjusted PS Ratio is 5.30 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mebuki Financial Group (STU:5EE) Overvalued in 2026?

Based on GuruFocus' analysis, Mebuki Financial Group stock appears to be overvalued. The current stock price of €8.05 is trading 48.5% above its estimated GF Value™ of €5.42. GuruFocus considers Mebuki Financial Group to be Significantly Overvalued.

Key valuation signals for STU:5EE:

  • Cyclically Adjusted PS Ratio: 5.30 (144% above median its 10-year median of 2.17)
  • GF Value™: €5.42 vs. price of €8.05 (48.5% above fair value)
  • GF Score™: 43/100 with 5 warning signs
  • Industry Position: 54.5% above the Banks median (#1076 of 1301)

No single metric tells the full story. See the STU:5EE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mebuki Financial Group Business Description

Other Exchanges MEBUF:USA7167:Japan
Address 1-25, Sakura 4-chome Utsunomiya, Utsunomiya, Tochigi, JPN, 320-8610
Mebuki Financial Group Inc is a Japan-based company, engages in the provision of banking and other financial services including credit card services in Japan. Its services include loans and bills discounted, deposits, other loans, and assets. It also engages in call money transactions in the short-term markets; and invests in securities primarily comprising bonds, as well as money markets. Its other services include foreign currency exchange and international remittances.
43GF Score

Get the complete analysis for STU:5EE

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.05
Price
€5.42
GF Value