Mebuki Financial Group (STU:5EE) E10: €0.34 (As of Mar. 2026)


STU:5EE Mebuki Financial Group Inc STU:5EE
38 GF Score
Price €8.15
GF Value €5.15
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Mebuki Financial Group E10?

Mebuki Financial Group STU:5EE +1.24% 38 E10 is €0.34 as of Mar. 2026. GuruFocus rates STU:5EE with a GF Score™ of 38/100 and a GF Value™ of €5.15 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Mebuki Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.113. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.34 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Mebuki Financial Group's average E10 Growth Rate was 3.50% per year. During the past 3 years, the average E10 Growth Rate was 4.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Mebuki Financial Group was 4.10% per year. The lowest was 2.30% per year. And the median was 3.20% per year.

As of today (2026-07-07), Mebuki Financial Group's current stock price is €8.15. Mebuki Financial Group's E10 for the quarter that ended in Mar. 2026 was €0.34. Mebuki Financial Group's Shiller PE Ratio of today is 23.97.

During the past 13 years, the highest Shiller PE Ratio of Mebuki Financial Group was 25.08. The lowest was 4.35. And the median was 9.76.


Mebuki Financial Group  (STU:5EE) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Mebuki Financial Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=8.15/0.34
=23.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Mebuki Financial Group was 25.08. The lowest was 4.35. And the median was 9.76.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Mebuki Financial Group E10 Related Terms


Mebuki Financial Group E10 Historical Data

* Premium members only.

The historical data trend for Mebuki Financial Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mebuki Financial Group E10 Chart

Mebuki Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.33 0.36 0.34

Mebuki Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 0.34 0.34 0.33 0.34

Mebuki Financial Group E10 Competitor Comparison

For the Banks - Regional subindustry, Mebuki Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mebuki Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mebuki Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Mebuki Financial Group's Shiller PE Ratio falls into.


STU:5EE
38GF Score
Mebuki Financial Group Inc STU:5EE
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mebuki Financial Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mebuki Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.113/112.7000*112.7000
=0.113

Current CPI (Mar. 2026) = 112.7000.

Mebuki Financial Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.163 98.100 0.187
201609 0.148 98.000 0.170
201612 0.978 98.400 1.120
201703 -0.029 98.100 -0.033
201706 0.082 98.500 0.094
201709 0.083 98.800 0.095
201712 0.089 99.400 0.101
201803 0.027 99.200 0.031
201806 0.089 99.200 0.101
201809 0.089 99.900 0.100
201812 0.071 99.700 0.080
201903 0.057 99.700 0.064
201906 0.081 99.800 0.091
201909 0.078 100.100 0.088
201912 0.091 100.500 0.102
202003 0.007 100.300 0.008
202006 0.093 99.900 0.105
202009 0.059 99.900 0.067
202012 0.054 99.300 0.061
202103 0.046 99.900 0.052
202106 0.125 99.500 0.142
202109 0.043 100.100 0.048
202112 0.097 100.100 0.109
202203 0.033 101.100 0.037
202206 0.100 101.800 0.111
202209 0.076 103.100 0.083
202212 0.032 104.100 0.035
202303 0.003 104.400 0.003
202306 0.096 105.200 0.103
202309 0.048 106.200 0.051
202312 0.055 106.800 0.058
202403 0.066 107.200 0.069
202406 0.086 108.200 0.090
202409 0.108 108.900 0.112
202412 0.107 110.700 0.109
202503 0.058 111.100 0.059
202506 0.139 111.700 0.140
202509 0.131 112.000 0.132
202512 0.122 113.000 0.122
202603 0.113 112.700 0.113

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.34 mean?
Mebuki Financial Group (STU:5EE) has a E10 of €0.34 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mebuki Financial Group and its competitors.
Is Mebuki Financial Group's E10 too high?
Mebuki Financial Group's current E10 is €0.34. Overall, Mebuki Financial Group has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mebuki Financial Group's E10 compare to competitors?
Mebuki Financial Group's E10 of €0.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mebuki Financial Group and its competitors. Mebuki Financial Group's current E10 is €0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mebuki Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mebuki Financial Group (STU:5EE) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.15, compared to a current price of €8.15 — trading 58.3% above its estimated fair value. The current E10 is €0.34. Mebuki Financial Group's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Mebuki Financial Group (STU:5EE), the current E10 is €0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mebuki Financial Group (STU:5EE) Overvalued in 2026?

Based on GuruFocus' analysis, Mebuki Financial Group stock appears to be overvalued. The current stock price of €8.15 is trading 58.3% above its estimated GF Value™ of €5.15. GuruFocus considers Mebuki Financial Group to be Significantly Overvalued.

Key valuation signals for STU:5EE:

  • E10: €0.34
  • GF Value™: €5.15 vs. price of €8.15 (58.3% above fair value)
  • GF Score™: 38/100 with 5 warning signs

No single metric tells the full story. See the STU:5EE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mebuki Financial Group Business Description

Other Exchanges MEBUF:USA7167:Japan
Address 1-25, Sakura 4-chome Utsunomiya, Utsunomiya, Tochigi, JPN, 320-8610
Mebuki Financial Group Inc is a Japan-based company, engages in the provision of banking and other financial services including credit card services in Japan. Its services include loans and bills discounted, deposits, other loans, and assets. It also engages in call money transactions in the short-term markets; and invests in securities primarily comprising bonds, as well as money markets. Its other services include foreign currency exchange and international remittances.
38GF Score

Get the complete analysis for STU:5EE

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.15
Price
€5.15
GF Value