Chubb (STU:AEX) Cyclically Adjusted PS Ratio: (As of Jul. 29, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:AEX Chubb Ltd STU:AEX
78 GF Score
Price €319.20
GF Value €256.28
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Chubb Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Chubb  (STU:AEX) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Chubb Cyclically Adjusted PS Ratio Related Terms


Chubb Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Chubb's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb Cyclically Adjusted PS Ratio Chart

Chubb Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.84 2.95 2.74 3.05 3.15

Chubb Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.04 2.90 3.15 3.19 0.00

STU:AEX vs PGR, TRV, ALL: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Chubb's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Chubb's Cyclically Adjusted PS Ratio falls into.


STU:AEX
78GF Score
Chubb Ltd STU:AEX
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Chubb Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Chubb's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Chubb's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=35.405/108.5400*108.5400
=35.405

Current CPI (Jun. 2026) = 108.5400.

Chubb Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 16.159 99.604 17.609
201612 16.398 99.380 17.910
201703 14.913 100.040 16.180
201706 15.323 100.285 16.584
201709 15.533 100.254 16.817
201712 14.461 100.213 15.663
201803 13.538 100.836 14.572
201806 15.534 101.435 16.622
201809 16.065 101.246 17.222
201812 14.434 100.906 15.526
201903 15.160 101.571 16.200
201906 16.393 102.044 17.437
201909 17.912 101.396 19.174
201912 17.298 101.063 18.578
202003 15.214 101.048 16.342
202006 17.754 100.743 19.128
202009 17.772 100.585 19.178
202012 17.959 100.241 19.446
202103 18.483 100.800 19.902
202106 17.934 101.352 19.206
202109 20.978 101.533 22.426
202112 21.232 101.776 22.643
202203 20.281 103.205 21.329
202206 21.977 104.783 22.765
202209 29.016 104.835 30.042
202212 25.945 104.666 26.905
202303 24.655 106.245 25.188
202306 26.255 106.576 26.739
202309 31.541 106.570 32.124
202312 29.213 106.461 29.783
202403 29.023 107.355 29.343
202406 31.610 107.991 31.771
202409 32.852 107.468 33.180
202412 33.480 107.128 33.921
202503 30.602 107.722 30.834
202506 31.947 108.075 32.084
202509 34.431 107.710 34.696
202512 32.962 107.200 33.374
202603 32.476 108.060 32.620
202606 35.405 108.540 35.405

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Chubb (STU:AEX) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb stock appears to be overvalued. The current stock price of €319.20 is trading 24.6% above its estimated GF Value™ of €256.28. GuruFocus considers Chubb to be Modestly Overvalued.

Key valuation signals for STU:AEX:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €256.28 vs. price of €319.20 (24.6% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the STU:AEX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Business Description

Address Baerengasse 32, Zurich, CHE, CH-8001
ACE acquired Chubb in 2016 and assumed the Chubb name. The combination made the new Chubb one of the largest domestic property and casualty insurers, with operations in over 50 countries spanning commercial and personal P&C insurance, reinsurance, and life insurance.
78GF Score

Get the complete analysis for STU:AEX

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€319.20
Price
€256.28
GF Value