SVNBY (Seven Bank) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SVNBY Seven Bank Ltd SVNBY
82 GF Score
Price $21.10
GF Value $30.42
Valuation Significantly Undervalued
! 7 Warning Signs
View Full Analysis

What is Seven Bank Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Seven Bank  (OTCPK:SVNBY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Seven Bank Cyclically Adjusted PS Ratio Related Terms


Seven Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Seven Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seven Bank Cyclically Adjusted PS Ratio Chart

Seven Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.07 1.88 1.80 1.93 1.74

Seven Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.80 1.72 1.68 1.72 1.24

Seven Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Seven Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seven Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Seven Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Seven Bank's Cyclically Adjusted PS Ratio falls into.


SVNBY
82GF Score
Seven Bank Ltd SVNBY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Seven Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Seven Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Seven Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.994/113.6000*113.6000
=2.994

Current CPI (Jun. 2026) = 113.6000.

Seven Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.495 98.000 2.892
201612 2.361 98.400 2.726
201703 2.137 98.100 2.475
201706 2.319 98.500 2.675
201709 2.351 98.800 2.703
201712 2.372 99.400 2.711
201803 2.522 99.200 2.888
201806 2.738 99.200 3.135
201809 2.781 99.900 3.162
201812 2.793 99.700 3.182
201903 2.709 99.700 3.087
201906 2.800 99.800 3.187
201909 2.958 100.100 3.357
201912 2.931 100.500 3.313
202003 2.783 100.300 3.152
202006 2.579 99.900 2.933
202009 2.743 99.900 3.119
202012 2.877 99.300 3.291
202103 2.617 99.900 2.976
202106 2.569 99.500 2.933
202109 2.587 100.100 2.936
202112 2.645 100.100 3.002
202203 2.433 101.100 2.734
202206 2.340 101.800 2.611
202209 2.319 103.100 2.555
202212 2.410 104.100 2.630
202303 2.501 104.400 2.721
202306 2.509 105.200 2.709
202309 2.956 106.200 3.162
202312 2.993 106.800 3.184
202403 2.939 107.200 3.114
202406 2.793 108.200 2.932
202409 2.978 108.900 3.107
202412 2.949 110.700 3.026
202503 3.029 111.100 3.097
202506 3.163 111.700 3.217
202509 3.641 112.000 3.693
202512 3.890 113.000 3.911
202603 2.966 112.700 2.990
202606 2.994 113.600 2.994

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Seven Bank (SVNBY) Overvalued in 2026?

Based on GuruFocus' analysis, Seven Bank stock appears to be undervalued. The current stock price of $21.10 is trading 30.7% below its estimated GF Value™ of $30.42. GuruFocus considers Seven Bank to be Significantly Undervalued.

Key valuation signals for SVNBY:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $30.42 vs. price of $21.10 (30.7% below fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the SVNBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seven Bank Business Description

Other Exchanges 8410:Japan0S7:Germany
Address 6-1 Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Seven Bank Ltd is a Japan-based business bank. It operates a network of ATMs in partnership with financial institutions across Japan. The company's business segments include the ATM Services segment and the Financial Services segment. The ATM Services segment, provides deposits, withdrawals, and bank transfers at more than 22,000 Seven Bank ATMs nationwide using the cards of more than 590 partner institutions. The Financial Services segment provides convenient account-related services, such as ordinary deposits, time deposits, personal loans and international money transfers, which are accessible from not only Seven Bank ATMs but also personal computers and smartphones. Also, the company provides ATM services overseas and back-office support on commission through its subsidiaries.
82GF Score

Get the complete analysis for SVNBY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.10
Price
$30.42
GF Value