SVNBY (Seven Bank) Margin of Safety % (DCF FCF Based): 81.82% (As of Jun. 25, 2026)


SVNBY Seven Bank Ltd SVNBY
80 GF Score
Price $14.95
GF Value $27.55
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Seven Bank Margin of Safety % (DCF FCF Based)?

Seven Bank SVNBY 80 Margin of Safety % (DCF FCF Based) is 81.82% as of Jun. 25, 2026. GuruFocus rates SVNBY with a GF Score™ of 80/100 and a GF Value™ of $27.55 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Seven Bank's Predictability Rank is 3-Stars. Seven Bank's intrinsic value calculated from the Discounted FCF model is $15.31 and current share price is $14.95. Consequently,

Seven Bank's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 81.82%.

Seven Bank Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Seven Bank's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Seven Bank Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Seven Bank's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Seven Bank's Margin of Safety % (DCF FCF Based) falls into.


SVNBY
80GF Score
Seven Bank Ltd SVNBY
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Seven Bank Margin of Safety % (DCF FCF Based) Calculation

Seven Bank's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(82.23-14.95)/82.23
=81.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 81.82% mean?
Seven Bank (SVNBY) has a Margin of Safety % (DCF FCF Based) of 81.82% as of Jun. 25, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Seven Bank.
Is Seven Bank's Margin of Safety % (DCF FCF Based) too high?
Seven Bank's current Margin of Safety % (DCF FCF Based) is 81.82%. Overall, Seven Bank has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Seven Bank's Margin of Safety % (DCF FCF Based) compare to competitors?
Seven Bank's Margin of Safety % (DCF FCF Based) of 81.82% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Seven Bank. Seven Bank's current Margin of Safety % (DCF FCF Based) is 81.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seven Bank stock overvalued right now?
Based on GuruFocus' analysis, Seven Bank (SVNBY) is currently considered Significantly Undervalued. The stock's GF Value™ is $27.55, compared to a current price of $14.95 — trading 45.7% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 81.82%. Seven Bank's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Seven Bank (SVNBY), the current Margin of Safety % (DCF FCF Based) is 81.82% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seven Bank (SVNBY) Overvalued in 2026?

Based on GuruFocus' analysis, Seven Bank stock appears to be undervalued. The current stock price of $14.95 is trading 45.7% below its estimated GF Value™ of $27.55. GuruFocus considers Seven Bank to be Significantly Undervalued.

Key valuation signals for SVNBY:

  • Margin of Safety % (DCF FCF Based): 81.82%
  • GF Value™: $27.55 vs. price of $14.95 (45.7% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the SVNBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Seven Bank Business Description

Other Exchanges 8410:Japan0S7:Germany
Address 6-1 Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Seven Bank Ltd is a Japan-based business bank. It operates a network of ATMs in partnership with financial institutions across Japan. The company's business segments include the ATM Services segment and the Financial Services segment. The ATM Services segment, provides deposits, withdrawals, and bank transfers at more than 22,000 Seven Bank ATMs nationwide using the cards of more than 590 partner institutions. The Financial Services segment provides convenient account-related services, such as ordinary deposits, time deposits, personal loans and international money transfers, which are accessible from not only Seven Bank ATMs but also personal computers and smartphones. Also, the company provides ATM services overseas and back-office support on commission through its subsidiaries.
80GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.95
Price
$27.55
GF Value