The Chiba Bank (TSE:8331) Cyclically Adjusted PS Ratio: 8.46 (As of Jul. 16, 2026) — 161% Above Median

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TSE:8331 The Chiba Bank Ltd TSE:8331
64 GF Score
Price 円2,694.50
GF Value 円1,657.58
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is The Chiba Bank Cyclically Adjusted PS Ratio?

The Chiba Bank TSE:8331 -3.32% 64 Cyclically Adjusted PS Ratio is 8.46 as of Jul. 16, 2026, which is 161% above its 10-year median of 3.24. GuruFocus rates TSE:8331 with a GF Score™ of 64/100 and a GF Value™ of 円1,657.58 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,303 Banks companies, The Chiba Bank ranks worse than 95.4% on this metric.

As of today (2026-07-16), The Chiba Bank's current share price is 円2694.50. The Chiba Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円318.33. The Chiba Bank's Cyclically Adjusted PS Ratio for today is 8.46.

The historical rank and industry rank for The Chiba Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8331' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.73   Med: 3.24   Max: 8.76
Current: 8.75

During the past years, The Chiba Bank's highest Cyclically Adjusted PS Ratio was 8.76. The lowest was 1.73. And the median was 3.24.

TSE:8331's Cyclically Adjusted PS Ratio is ranked worse than
95.4% of 1303 companies
in the Banks industry
Industry Median: 3.35 vs TSE:8331: 8.75

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

The Chiba Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was 円119.357. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円318.33 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Chiba Bank  (TSE:8331) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Chiba Bank Cyclically Adjusted PS Ratio Related Terms


The Chiba Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Chiba Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Chiba Bank Cyclically Adjusted PS Ratio Chart

The Chiba Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.91 3.24 4.57 4.71 6.27

The Chiba Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.71 4.43 5.08 5.58 6.27

The Chiba Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The Chiba Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Chiba Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Chiba Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Chiba Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8331
64GF Score
The Chiba Bank Ltd TSE:8331
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Chiba Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Chiba Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2694.50/318.33
=8.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Chiba Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, The Chiba Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=119.357/112.7000*112.7000
=119.357

Current CPI (Mar. 2026) = 112.7000.

The Chiba Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 66.129 98.100 75.971
201609 56.077 98.000 64.489
201612 59.501 98.400 68.148
201703 48.276 98.100 55.461
201706 65.149 98.500 74.541
201709 60.608 98.800 69.135
201712 63.626 99.400 72.139
201803 53.233 99.200 60.477
201806 63.561 99.200 72.211
201809 64.033 99.900 72.237
201812 61.558 99.700 69.585
201903 59.783 99.700 67.578
201906 64.452 99.800 72.783
201909 69.882 100.100 78.678
201912 65.234 100.500 73.153
202003 61.779 100.300 69.417
202006 65.871 99.900 74.311
202009 66.907 99.900 75.480
202012 69.954 99.300 79.394
202103 67.136 99.900 75.738
202106 73.709 99.500 83.487
202109 71.237 100.100 80.204
202112 66.761 100.100 75.164
202203 65.975 101.100 73.545
202206 78.740 101.800 87.171
202209 80.160 103.100 87.624
202212 76.080 104.100 82.365
202303 67.145 104.400 72.483
202306 77.831 105.200 83.380
202309 77.499 106.200 82.242
202312 77.935 106.800 82.240
202403 72.908 107.200 76.649
202406 88.068 108.200 91.731
202409 84.584 108.900 87.536
202412 80.818 110.700 82.278
202503 96.973 111.100 98.370
202506 98.956 111.700 99.842
202509 106.521 112.000 107.187
202512 109.850 113.000 109.558
202603 119.357 112.700 119.357

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 8.46 mean?
The Chiba Bank (TSE:8331) has a Cyclically Adjusted PS Ratio of 8.46 as of Jul. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Chiba Bank and its competitors. This is 161% above median its historical median of 3.24. Over the past decade, The Chiba Bank's Cyclically Adjusted PS Ratio has ranged from 1.73 to 8.76. According to the industry distribution chart, The Chiba Bank ranks #1243 out of 1303 companies in the Banks industry, placing it in the top 95.4%.
Is The Chiba Bank's Cyclically Adjusted PS Ratio too high?
The Chiba Bank's current Cyclically Adjusted PS Ratio of 8.46 is 161% above median its 10-year median of 3.24. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 8.76. The Banks industry median Cyclically Adjusted PS Ratio is 3.35. The Chiba Bank's value of 8.46 is 152.5% above this industry median. Based on the distribution chart, The Chiba Bank ranks #1243 out of 1303 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Chiba Bank has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Chiba Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, The Chiba Bank ranks #1243 out of 1303 companies for Cyclically Adjusted PS Ratio. This places The Chiba Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.35. The Chiba Bank's value of 8.46 is 152.5% above this benchmark. Historically, The Chiba Bank's own Cyclically Adjusted PS Ratio has ranged from 1.73 to 8.76 over the past decade. While the company's 10-year median is 3.24 vs. the industry median of 3.35, The Chiba Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.35, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Chiba Bank's current Cyclically Adjusted PS Ratio of 8.46 is 152.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Chiba Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Chiba Bank's current Cyclically Adjusted PS Ratio is 8.46, which is 161% above median its own 10-year median of 3.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Chiba Bank stock overvalued right now?
Based on GuruFocus' analysis, The Chiba Bank (TSE:8331) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,657.58, compared to a current price of 円2,694.50 — trading 62.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 8.46, which is 161% above median its 10-year median of 3.24 and 152.5% above the Banks industry median of 3.35. The Chiba Bank's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For The Chiba Bank (TSE:8331), the current Cyclically Adjusted PS Ratio is 8.46 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Chiba Bank (TSE:8331) Overvalued in 2026?

Based on GuruFocus' analysis, The Chiba Bank stock appears to be overvalued. The current stock price of 円2,694.50 is trading 62.6% above its estimated GF Value™ of 円1,657.58. GuruFocus considers The Chiba Bank to be Significantly Overvalued.

Key valuation signals for TSE:8331:

  • Cyclically Adjusted PS Ratio: 8.46 (161% above median its 10-year median of 3.24)
  • GF Value™: 円1,657.58 vs. price of 円2,694.50 (62.6% above fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 152.5% above the Banks median (#1243 of 1303)

No single metric tells the full story. See the TSE:8331 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Chiba Bank Business Description

Other Exchanges CHBAY:USACBR:Germany
Address 1-2 Chiba-Minato, Chuo-ku, Chiba-shi, Chiba, JPN, 260-8720
The Chiba Bank Ltd provides banking products and services in Japan. Its only operating segment includes banking. The bank provides a wide range of services, including banking services like deposits, loans, and foreign exchange transactions; financial services such as leasing, securities brokerage, and credit cards; software development services; and business management and staffing services.
64GF Score

Get the complete analysis for TSE:8331

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,694.50
Price
円1,657.58
GF Value