The Chiba Bank (TSE:8331) LT-Debt-to-Total-Asset: 0.10 (As of Mar. 2026)

What is The Chiba Bank LT-Debt-to-Total-Asset?

The Chiba Bank TSE:8331 +2.22% 65 LT-Debt-to-Total-Asset is 0.10 as of Mar. 2026. GuruFocus rates TSE:8331 with a GF Score™ of 65/100 and a GF Value™ of 円1,643.10 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. The Chiba Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.10.

The Chiba Bank's long-term debt to total assets ratio declined from Mar. 2025 (0.14) to Mar. 2026 (0.10). It may suggest that The Chiba Bank is progressively becoming less dependent on debt to grow their business.

The Chiba Bank (TSE:8331) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

The Chiba Bank LT-Debt-to-Total-Asset Related Terms

The Chiba Bank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for The Chiba Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Chiba Bank LT-Debt-to-Total-Asset Chart

The Chiba Bank Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

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0.11

0.15

0.14

0.10

The Chiba Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.14	0.16	0.11	0.09	0.10

65GF Score

The Chiba Bank Ltd TSE:8331

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The Chiba Bank LT-Debt-to-Total-Asset Calculation

The Chiba Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	2175632	/	21211781
	=	0.10

The Chiba Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	2175632	/	21211781
	=	0.10

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.10 mean?

The Chiba Bank (TSE:8331) has a LT-Debt-to-Total-Asset of 0.10 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on The Chiba Bank and its competitors.

Is The Chiba Bank's LT-Debt-to-Total-Asset too high?

The Chiba Bank's current LT-Debt-to-Total-Asset is 0.10. Overall, The Chiba Bank has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does The Chiba Bank's LT-Debt-to-Total-Asset compare to competitors?

The Chiba Bank's LT-Debt-to-Total-Asset of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on The Chiba Bank and its competitors. The Chiba Bank's current LT-Debt-to-Total-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is The Chiba Bank stock overvalued right now?

Based on GuruFocus' analysis, The Chiba Bank (TSE:8331) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,643.10, compared to a current price of 円2,555.00 — trading 55.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.10. The Chiba Bank's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For The Chiba Bank (TSE:8331), the current LT-Debt-to-Total-Asset is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Chiba Bank (TSE:8331) Overvalued in 2026?

Based on GuruFocus' analysis, The Chiba Bank stock appears to be overvalued. The current stock price of 円2,555.00 is trading 55.5% above its estimated GF Value™ of 円1,643.10. GuruFocus considers The Chiba Bank to be Significantly Overvalued.

Key valuation signals for TSE:8331:

LT-Debt-to-Total-Asset: 0.10
GF Value™: 円1,643.10 vs. price of 円2,555.00 (55.5% above fair value)
GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the TSE:8331 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Chiba Bank Business Description

Industry Financial Services Banks

Comparable Companies TSE:8421 TSE:5831 TSE:7186 TSE:7167 TSE:8354 TSE:5844 TSE:8303 TSE:8359 TSE:5830 TSE:8334 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges CHBAY:USA CBR:Germany

Address 1-2 Chiba-Minato, Chuo-ku, Chiba-shi, Chiba, JPN, 260-8720

Website https://www.chibabank.co.jp

The Chiba Bank Ltd provides banking products and services in Japan. Its only operating segment includes banking. The bank provides a wide range of services, including banking services like deposits, loans, and foreign exchange transactions; financial services such as leasing, securities brokerage, and credit cards; software development services; and business management and staffing services.

65GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,555.00

Price

円1,643.10

GF Value

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