VLY (Valley National Bancorp) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

VLY Valley National Bancorp VLY
72 GF Score
Price $13.58
GF Value $10.47
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Valley National Bancorp Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Valley National Bancorp  (NAS:VLY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Valley National Bancorp Cyclically Adjusted PS Ratio Related Terms


Valley National Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Valley National Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valley National Bancorp Cyclically Adjusted PS Ratio Chart

Valley National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.12 3.21 2.98 2.42 3.04

Valley National Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.32 2.73 3.02 3.11 3.66

VLY vs CBC, CBSH, BOKF: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Valley National Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valley National Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Valley National Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Valley National Bancorp's Cyclically Adjusted PS Ratio falls into.


VLY
72GF Score
Valley National Bancorp VLY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Valley National Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Valley National Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Valley National Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.007/333.9520*333.9520
=1.007

Current CPI (Jun. 2026) = 333.9520.

Valley National Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.701 241.428 0.970
201612 0.765 241.432 1.058
201703 0.708 243.801 0.970
201706 0.731 244.955 0.997
201709 0.721 246.819 0.976
201712 0.752 246.524 1.019
201803 0.721 249.554 0.965
201806 0.747 251.989 0.990
201809 0.738 252.439 0.976
201812 0.752 251.233 1.000
201903 0.747 254.202 0.981
201906 0.746 256.143 0.973
201909 0.784 256.759 1.020
201912 0.766 256.974 0.995
202003 0.754 258.115 0.976
202006 0.811 257.797 1.051
202009 0.819 260.280 1.051
202012 0.833 260.474 1.068
202103 0.795 264.877 1.002
202106 0.842 271.696 1.035
202109 0.838 274.310 1.020
202112 0.873 278.802 1.046
202203 0.849 287.504 0.986
202206 0.941 296.311 1.061
202209 1.007 296.808 1.133
202212 1.018 296.797 1.145
202303 0.965 301.836 1.068
202306 0.949 305.109 1.039
202309 0.914 307.789 0.992
202312 0.883 306.746 0.961
202403 0.879 312.332 0.940
202406 0.881 314.175 0.936
202409 0.929 315.301 0.984
202412 0.878 315.605 0.929
202503 0.842 319.799 0.879
202506 0.880 322.561 0.911
202509 0.907 324.800 0.933
202512 0.963 324.054 0.992
202603 0.966 330.213 0.977
202606 1.007 333.952 1.007

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Valley National Bancorp (VLY) Overvalued in 2026?

Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued. The current stock price of $13.58 is trading 29.7% above its estimated GF Value™ of $10.47. GuruFocus considers Valley National Bancorp to be Modestly Overvalued.

Key valuation signals for VLY:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $10.47 vs. price of $13.58 (29.7% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the VLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valley National Bancorp Business Description

Address One Penn Plaza, New York, NY, USA, 10119
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
72GF Score

Get the complete analysis for VLY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.58
Price
$10.47
GF Value