VLY (Valley National Bancorp) E10: $1.05 (As of Mar. 2026)


VLY Valley National Bancorp VLY
69 GF Score
Price $14.65
GF Value $9.70
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Valley National Bancorp E10?

Valley National Bancorp VLY -0.41% 69 E10 is $1.05 as of Mar. 2026. GuruFocus rates VLY with a GF Score™ of 69/100 and a GF Value™ of $9.70 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Valley National Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.280. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.05 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Valley National Bancorp's average E10 Growth Rate was 8.20% per year. During the past 3 years, the average E10 Growth Rate was 4.30% per year. During the past 5 years, the average E10 Growth Rate was 5.90% per year. During the past 10 years, the average E10 Growth Rate was 3.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Valley National Bancorp was 8.20% per year. The lowest was -7.50% per year. And the median was 4.30% per year.

As of today (2026-06-29), Valley National Bancorp's current stock price is $14.65. Valley National Bancorp's E10 for the quarter that ended in Mar. 2026 was $1.05. Valley National Bancorp's Shiller PE Ratio of today is 13.95.

During the past 13 years, the highest Shiller PE Ratio of Valley National Bancorp was 19.81. The lowest was 6.86. And the median was 13.43.


Valley National Bancorp  (NAS:VLY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Valley National Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=14.65/1.05
=13.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Valley National Bancorp was 19.81. The lowest was 6.86. And the median was 13.43.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Valley National Bancorp E10 Related Terms


Valley National Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Valley National Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valley National Bancorp E10 Chart

Valley National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.90 0.93 0.95 1.02

Valley National Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 0.98 0.99 1.02 1.05

VLY vs CBSH, BOKF, PB: E10 Comparison

For the Banks - Regional subindustry, Valley National Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valley National Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Valley National Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Valley National Bancorp's Shiller PE Ratio falls into.


VLY
69GF Score
Valley National Bancorp VLY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Valley National Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Valley National Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.28/330.2130*330.2130
=0.280

Current CPI (Mar. 2026) = 330.2130.

Valley National Bancorp Quarterly Data

per share eps CPI Adj_EPS
201606 0.150 241.018 0.206
201609 0.160 241.428 0.219
201612 0.190 241.432 0.260
201703 0.170 243.801 0.230
201706 0.180 244.955 0.243
201709 0.140 246.819 0.187
201712 0.090 246.524 0.121
201803 0.120 249.554 0.159
201806 0.210 251.989 0.275
201809 0.200 252.439 0.262
201812 0.220 251.233 0.289
201903 0.330 254.202 0.429
201906 0.220 256.143 0.284
201909 0.240 256.759 0.309
201912 0.100 256.974 0.129
202003 0.210 258.115 0.269
202006 0.230 257.797 0.295
202009 0.250 260.280 0.317
202012 0.250 260.474 0.317
202103 0.280 264.877 0.349
202106 0.290 271.696 0.352
202109 0.290 274.310 0.349
202112 0.270 278.802 0.320
202203 0.270 287.504 0.310
202206 0.180 296.311 0.201
202209 0.340 296.808 0.378
202212 0.340 296.797 0.378
202303 0.280 301.836 0.306
202306 0.270 305.109 0.292
202309 0.270 307.789 0.290
202312 0.130 306.746 0.140
202403 0.180 312.332 0.190
202406 0.130 314.175 0.137
202409 0.180 315.301 0.189
202412 0.200 315.605 0.209
202503 0.180 319.799 0.186
202506 0.220 322.561 0.225
202509 0.280 324.800 0.285
202512 0.330 324.054 0.336
202603 0.280 330.213 0.280

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.05 mean?
Valley National Bancorp (VLY) has a E10 of $1.05 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Valley National Bancorp and its competitors.
Is Valley National Bancorp's E10 too high?
Valley National Bancorp's current E10 is $1.05. Overall, Valley National Bancorp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's E10 compare to CBSH and BOKF?
Valley National Bancorp's E10 of $1.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Valley National Bancorp and its competitors. Valley National Bancorp's current E10 is $1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Valley National Bancorp (VLY) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.70, compared to a current price of $14.65 — trading 51% above its estimated fair value. The current E10 is $1.05. Valley National Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Valley National Bancorp (VLY), the current E10 is $1.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valley National Bancorp (VLY) Overvalued in 2026?

Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued. The current stock price of $14.65 is trading 51% above its estimated GF Value™ of $9.70. GuruFocus considers Valley National Bancorp to be Significantly Overvalued.

Key valuation signals for VLY:

  • E10: $1.05
  • GF Value™: $9.70 vs. price of $14.65 (51% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the VLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valley National Bancorp Business Description

Address One Penn Plaza, New York, NY, USA, 10119
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
69GF Score

Get the complete analysis for VLY

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.65
Price
$9.70
GF Value