Trust International Insurance Co (XPAE:TRUST) Cyclically Adjusted PS Ratio: 0.40 (As of Sep. 13, 2026) — 18% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:TRUST Trust International Insurance Co XPAE:TRUST
82 GF Score
Price $2.90
GF Value $2.74
! 6 Warning Signs
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What is Trust International Insurance Co Cyclically Adjusted PS Ratio?

Trust International Insurance Co XPAE:TRUST 82 Cyclically Adjusted PS Ratio is 0.40 as of Sep. 13, 2026, which is 18% below its 10-year median of 0.49. GuruFocus rates XPAE:TRUST with a GF Score™ of 82/100 and a GF Value™ of $2.74. The stock has 6 warning signs investors should review.

As of today (2026-09-13), Trust International Insurance Co's current share price is $2.90. Trust International Insurance Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $7.18. Trust International Insurance Co's Cyclically Adjusted PS Ratio for today is 0.40.

The historical rank and industry rank for Trust International Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

XPAE:TRUST' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.34   Med: 0.49   Max: 0.62
Current: 0.4

During the past 13 years, Trust International Insurance Co's highest Cyclically Adjusted PS Ratio was 0.62. The lowest was 0.34. And the median was 0.49.

XPAE:TRUST's Cyclically Adjusted PS Ratio is not ranked
in the Insurance industry.
Industry Median: 1.24 vs XPAE:TRUST: 0.40

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Trust International Insurance Co's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $6.710. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $7.18 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Trust International Insurance Co  (XPAE:TRUST) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Trust International Insurance Co Cyclically Adjusted PS Ratio Related Terms


Trust International Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Trust International Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust International Insurance Co Cyclically Adjusted PS Ratio Chart

Trust International Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.56 0.52 0.43 0.38

Trust International Insurance Co Quarterly Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 0.43 0.34 0.38 0.38

XPAE:TRUST vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Trust International Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust International Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Trust International Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Trust International Insurance Co's Cyclically Adjusted PS Ratio falls into.


XPAE:TRUST
82GF Score
Trust International Insurance Co XPAE:TRUST
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust International Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Trust International Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2.90/7.18
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust International Insurance Co's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Trust International Insurance Co's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=6.71/324.0540*324.0540
=6.710

Current CPI (Dec25) = 324.0540.

Trust International Insurance Co Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 3.717 241.432 4.989
201712 5.495 246.524 7.223
201812 5.854 251.233 7.551
201912 5.995 256.974 7.560
202012 5.987 260.474 7.448
202112 6.448 278.802 7.495
202212 7.663 296.797 8.367
202312 6.664 306.746 7.040
202412 7.257 315.605 7.451
202512 6.710 324.054 6.710

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.40 mean?
Trust International Insurance Co (XPAE:TRUST) has a Cyclically Adjusted PS Ratio of 0.40 as of Sep. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Trust International Insurance Co and its competitors. This is 18% below median its historical median of 0.49. Over the past decade, Trust International Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.34 to 0.62.
Is Trust International Insurance Co's Cyclically Adjusted PS Ratio too high?
Trust International Insurance Co's current Cyclically Adjusted PS Ratio of 0.40 is 18% below median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 0.62. The Insurance industry median Cyclically Adjusted PS Ratio is 1.24. Trust International Insurance Co's value of 0.40 is 67.7% below this industry median. Overall, Trust International Insurance Co has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Trust International Insurance Co's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
Trust International Insurance Co's Cyclically Adjusted PS Ratio of 0.40 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PS Ratio is 1.24. Trust International Insurance Co's value of 0.40 is 67.7% below this benchmark. Historically, Trust International Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.34 to 0.62 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 1.24, Trust International Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.24, based on 408 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust International Insurance Co's current Cyclically Adjusted PS Ratio of 0.40 is 67.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Trust International Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust International Insurance Co's current Cyclically Adjusted PS Ratio is 0.40, which is 18% below median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust International Insurance Co stock overvalued right now?
Trust International Insurance Co (XPAE:TRUST) has a current Cyclically Adjusted PS Ratio of 0.40. The stock's GF Value™ is $2.74, compared to a current price of $2.90 — trading 5.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.40, which is 18% below median its 10-year median of 0.49 and 67.7% below the Insurance industry median of 1.24. Trust International Insurance Co's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Trust International Insurance Co (XPAE:TRUST), the current Cyclically Adjusted PS Ratio is 0.40 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trust International Insurance Co (XPAE:TRUST) Overvalued in 2026?

Based on GuruFocus' analysis, Trust International Insurance Co stock appears to be overvalued. The current stock price of $2.90 is trading 5.8% above its estimated GF Value™ of $2.74.

Key valuation signals for XPAE:TRUST:

  • Cyclically Adjusted PS Ratio: 0.40 (18% below median its 10-year median of 0.49)
  • GF Value™: $2.74 vs. price of $2.90 (5.8% above fair value)
  • GF Score™: 82/100 with 6 warning signs
  • Industry Position: 67.7% below the Insurance median

No single metric tells the full story. See the XPAE:TRUST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trust International Insurance Co Business Description

Address Al-Sira Jerusalem Street, PO Box 1860, Trust Ramallah Building, Al-Bireh, PSE
Trust International Insurance Co is involved in the business of insurance, re-insurance, and all kinds of warranty work and compensations through its operating branches and offices in Palestine.
82GF Score

Get the complete analysis for XPAE:TRUST

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.90
Price
$2.74
GF Value