Banco Pine (BSP:PINE3) Cyclically Adjusted Revenue per Share: R$3.30 (As of Mar. 2026)

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BSP:PINE3 Banco Pine SA BSP:PINE3
71 GF Score
Price R$11.22
GF Value R$12.74
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Banco Pine Cyclically Adjusted Revenue per Share?

Banco Pine BSP:PINE3 -0.53% 71 Cyclically Adjusted Revenue per Share is R$3.30 as of Mar. 2026. GuruFocus rates BSP:PINE3 with a GF Score™ of 71/100 and a GF Value™ of R$12.74 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Banco Pine's adjusted revenue per share for the three months ended in Mar. 2026 was R$2.657. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is R$3.30 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Banco Pine's average Cyclically Adjusted Revenue Growth Rate was 26.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 8.40% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was -0.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Banco Pine was 8.40% per year. The lowest was -10.30% per year. And the median was -7.20% per year.

As of today (2026-07-20), Banco Pine's current stock price is R$11.22. Banco Pine's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was R$3.30. Banco Pine's Cyclically Adjusted PS Ratio of today is 3.40.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Banco Pine was 4.69. The lowest was 0.63. And the median was 2.94.


Banco Pine  (BSP:PINE3) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Banco Pine's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=11.22/3.30
=3.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Banco Pine was 4.69. The lowest was 0.63. And the median was 2.94.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Banco Pine Cyclically Adjusted Revenue per Share Related Terms


Banco Pine Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Banco Pine's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Pine Cyclically Adjusted Revenue per Share Chart

Banco Pine Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.71 2.40 2.38 2.49 3.06

Banco Pine Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.60 2.65 2.88 3.06 3.30

BSP:PINE3 vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Banco Pine's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Pine Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Pine's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco Pine's Cyclically Adjusted PS Ratio falls into.


BSP:PINE3
71GF Score
Banco Pine SA BSP:PINE3
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Pine Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco Pine's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.657/175.0655*175.0655
=2.657

Current CPI (Mar. 2026) = 175.0655.

Banco Pine Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.440 108.851 0.708
201609 0.328 109.986 0.522
201612 0.233 110.802 0.368
201703 0.465 111.869 0.728
201706 0.363 112.115 0.567
201709 -0.029 112.777 -0.045
201712 0.390 114.068 0.599
201803 0.218 114.868 0.332
201806 0.043 117.038 0.064
201809 0.056 117.881 0.083
201812 0.210 118.340 0.311
201903 0.046 120.124 0.067
201906 0.264 120.977 0.382
201909 0.216 121.292 0.312
201912 0.288 123.436 0.408
202003 0.110 124.092 0.155
202006 0.406 123.557 0.575
202009 0.231 125.095 0.323
202012 0.272 129.012 0.369
202103 0.281 131.660 0.374
202106 0.464 133.871 0.607
202109 0.469 137.913 0.595
202112 0.457 141.992 0.563
202203 0.338 146.537 0.404
202206 0.442 149.784 0.517
202209 1.003 147.800 1.188
202212 0.248 150.207 0.289
202303 1.506 153.352 1.719
202306 0.446 154.519 0.505
202309 2.073 155.464 2.334
202312 0.715 157.148 0.797
202403 1.717 159.372 1.886
202406 0.726 161.052 0.789
202409 1.884 162.342 2.032
202412 0.872 164.740 0.927
202503 1.349 168.102 1.405
202506 1.361 169.670 1.404
202509 2.458 170.739 2.520
202512 2.595 171.765 2.645
202603 2.657 175.066 2.657

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of R$3.30 mean?
Banco Pine (BSP:PINE3) has a Cyclically Adjusted Revenue per Share of R$3.30 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Pine and its competitors.
Is Banco Pine's Cyclically Adjusted Revenue per Share too high?
Banco Pine's current Cyclically Adjusted Revenue per Share is R$3.30. Overall, Banco Pine has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pine's Cyclically Adjusted Revenue per Share compare to PNC and USB?
Banco Pine's Cyclically Adjusted Revenue per Share of R$3.30 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Pine and its competitors. Banco Pine's current Cyclically Adjusted Revenue per Share is R$3.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pine stock overvalued right now?
Based on GuruFocus' analysis, Banco Pine (BSP:PINE3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$12.74, compared to a current price of R$11.22 — trading 11.9% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is R$3.30. Banco Pine's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Banco Pine (BSP:PINE3), the current Cyclically Adjusted Revenue per Share is R$3.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pine (BSP:PINE3) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pine stock appears to be undervalued. The current stock price of R$11.22 is trading 11.9% below its estimated GF Value™ of R$12.74. GuruFocus considers Banco Pine to be Modestly Undervalued.

Key valuation signals for BSP:PINE3:

  • Cyclically Adjusted Revenue per Share: R$3.30
  • GF Value™: R$12.74 vs. price of R$11.22 (11.9% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the BSP:PINE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Pine Business Description

Other Exchanges PINE4:Brazil
Address Avenida Presidente Juscelino Kubitschek, n° 1.830 - 4th Floor, Itaim Bibi, Pinheiros, SP, BRA, 4543900
Banco Pine SA is a banking company. It operates commercial, credit and financing and foreign exchange portfolios. The company's operations are conducted in the context of a group of institutions which act jointly, and certain transactions involve the co-participation or intermediation of member companies of the Pine financial conglomerate. The benefits from the intercompany services and the costs for the operating and administrative structures are absorbed, either jointly or individually, by these companies as is practicable and reasonable in the circumstances.
71GF Score

Get the complete analysis for BSP:PINE3

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$11.22
Price
R$12.74
GF Value