FNBKY (FinecoBank SpA) Cyclically Adjusted Revenue per Share: $73.26 (As of Dec. 2025)

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FNBKY FinecoBank SpA FNBKY
66 GF Score
Price $49.55
GF Value $37.08
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is FinecoBank SpA Cyclically Adjusted Revenue per Share?

FinecoBank SpA FNBKY 66 Cyclically Adjusted Revenue per Share is $73.26 as of Dec. 2025. GuruFocus rates FNBKY with a GF Score™ of 66/100 and a GF Value™ of $37.08 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

FinecoBank SpA's adjusted revenue per share for the three months ended in Dec. 2025 was $1.796. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $73.26 for the trailing ten years ended in Dec. 2025.

During the past 12 months, FinecoBank SpA's average Cyclically Adjusted Revenue Growth Rate was 1.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-07-18), FinecoBank SpA's current stock price is $49.545. FinecoBank SpA's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was $73.26. FinecoBank SpA's Cyclically Adjusted PS Ratio of today is 0.68.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of FinecoBank SpA was 0.73. The lowest was 0.32. And the median was 0.57.


FinecoBank SpA  (OTCPK:FNBKY) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

FinecoBank SpA's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=49.545/73.26
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of FinecoBank SpA was 0.73. The lowest was 0.32. And the median was 0.57.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


FinecoBank SpA Cyclically Adjusted Revenue per Share Related Terms


FinecoBank SpA Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for FinecoBank SpA's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinecoBank SpA Cyclically Adjusted Revenue per Share Chart

FinecoBank SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 68.10 67.05 73.26

FinecoBank SpA Quarterly Data
Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 70.87 76.37 73.90 73.26 0.00

FinecoBank SpA Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, FinecoBank SpA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinecoBank SpA Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, FinecoBank SpA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where FinecoBank SpA's Cyclically Adjusted PS Ratio falls into.


FNBKY
66GF Score
FinecoBank SpA FNBKY
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FinecoBank SpA Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, FinecoBank SpA's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=1.796/122.6000*122.6000
=1.796

Current CPI (Dec. 2025) = 122.6000.

FinecoBank SpA Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201409 0.462 99.814 0.567
201412 0.593 99.721 0.729
201503 487.791 99.814 599.146
201506 0.498 100.279 0.609
201509 0.518 100.000 0.635
201512 0.818 99.814 1.005
201603 0.516 99.600 0.635
201606 0.552 99.900 0.677
201609 0.492 100.100 0.603
201612 0.793 100.300 0.969
201703 0.501 101.000 0.608
201706 0.523 101.100 0.634
201709 0.577 101.200 0.699
201712 0.937 101.200 1.135
201803 0.630 101.800 0.759
201806 0.621 102.400 0.744
201812 0.000 102.300 0.000
201906 0.000 103.100 0.000
201912 0.000 102.800 0.000
202003 0.812 102.900 0.967
202006 0.855 102.900 1.019
202012 0.693 102.600 0.828
202103 0.977 103.700 1.155
202106 0.877 104.200 1.032
202112 0.765 106.600 0.880
202203 0.920 110.400 1.022
202206 0.964 112.500 1.051
202212 0.915 119.000 0.943
202303 1.027 118.800 1.060
202306 1.362 119.700 1.395
202309 1.107 120.300 1.128
202312 1.463 119.700 1.498
202403 1.165 120.200 1.188
202406 1.515 120.700 1.539
202409 1.187 121.200 1.201
202412 1.501 121.200 1.518
202503 1.161 122.500 1.162
202506 1.614 122.700 1.613
202509 1.250 123.100 1.245
202512 1.796 122.600 1.796

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $73.26 mean?
FinecoBank SpA (FNBKY) has a Cyclically Adjusted Revenue per Share of $73.26 as of Dec. 2025. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on FinecoBank SpA and its competitors.
Is FinecoBank SpA's Cyclically Adjusted Revenue per Share too high?
FinecoBank SpA's current Cyclically Adjusted Revenue per Share is $73.26. Overall, FinecoBank SpA has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's Cyclically Adjusted Revenue per Share compare to competitors?
FinecoBank SpA's Cyclically Adjusted Revenue per Share of $73.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on FinecoBank SpA and its competitors. FinecoBank SpA's current Cyclically Adjusted Revenue per Share is $73.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (FNBKY) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.08, compared to a current price of $49.55 — trading 33.6% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $73.26. FinecoBank SpA's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For FinecoBank SpA (FNBKY), the current Cyclically Adjusted Revenue per Share is $73.26 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinecoBank SpA (FNBKY) Overvalued in 2026?

Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued. The current stock price of $49.55 is trading 33.6% above its estimated GF Value™ of $37.08. GuruFocus considers FinecoBank SpA to be Modestly Overvalued.

Key valuation signals for FNBKY:

  • Cyclically Adjusted Revenue per Share: $73.26
  • GF Value™: $37.08 vs. price of $49.55 (33.6% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FNBKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinecoBank SpA Business Description

Address Piazza Durante, 11, Milan, ITA, 20131
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
66GF Score

Get the complete analysis for FNBKY

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.55
Price
$37.08
GF Value